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Mortgage issue - please help

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    #32
    killers1
    Registered Users Posts: 1,443 ✭✭✭killers1


    bucky08 wrote: »
    do you think that their will be an issue doing this...

    Having the contracts amended to joint names is no issue whatsoever. You'll have a better idea than me whether the bank will have an issue amending the mortgage to joint names.


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    #33
    bucky08
    Registered Users Posts: 153 ✭✭bucky08


    not sure if bank would have issue this what issues could arise ??


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    #34
    killers1
    Registered Users Posts: 1,443 ✭✭✭killers1


    bucky08 wrote: »
    not sure if bank would have issue this what issues could arise ??

    The bank will only have an issue if your partner has a poor credit history, is heavily indebted or has insufficient income and as a result they need to factor in that part of your income will be used to support another adult dependent. If they are working & have a clean credit history you'll have no problems, as you said it was a small mortgage amount so I presume you qualified easily enough on your own.


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    #35
    bucky08
    Registered Users Posts: 153 ✭✭bucky08


    can't see problem their so thanks very much for taking time to reply with good advice killers... so ill talk with solicitor about this so ...


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    #36
    killers1
    Registered Users Posts: 1,443 ✭✭✭killers1


    bucky08 wrote: »
    can't see problem their so thanks very much for taking time to reply with good advice killers... so ill talk with solicitor about this so ...

    No probs, best of luck!


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    #37
    Chris_5339762
    Registered Users Posts: 5,902 ✭✭✭Chris_5339762


    Thats all well and good until ye break up 5+ years down the line and she makes a claim on half of the house as a common law partner.


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    #38
    bucky08
    Registered Users Posts: 153 ✭✭bucky08


    and i wouldn't mind that as partner is contributing to the mortgage


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