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insurance....

  • 03-07-2013 2:59pm
    #1
    serious3
    Registered Users, Registered Users 2 Posts: 1,026 ✭✭✭


    rang carole nash to tell them i've now a full licence, she mentioned my policy was third party only, i dont remember agreeing to that at the time so i asked if it could be put up to third party fire and theft. she told me they can't change cover mid way thru a term and only at renewal


Comments

  • #2
    AgileMyth
    Closed Accounts Posts: 3,761 ✭✭✭AgileMyth


    serious3 wrote: »
    rang carole nash to tell them i've now a full licence, she mentioned my policy was third party only, i dont remember agreeing to that at the time so i asked if it could be put up to third party fire and theft. she told me they can't change cover mid way thru a term and only at renewal
    Ask them how much you get back when you cancel. Personally wouldn't be comfortable without theft insurance as a minimum.


  • #3
    Peanut2011
    Registered Users, Registered Users 2 Posts: 1,001 ✭✭✭Peanut2011


    serious3 wrote: »
    she mentioned my policy was third party only, i dont remember agreeing to that at the time

    Did you not have a look at your policy document when you got it? Also, how long have you left on the policy? Might be worth while considering canceling if fairly new policy if not you may want to stick to it till it ends as you get another years NCB.


  • #4
    serious3
    Registered Users, Registered Users 2 Posts: 1,026 ✭✭✭serious3


    its my own fault for not reading stuff i suppose! not worth cancelling as it only runs till dec, ah well i'll pay more attention next time! just didn't realise that you couldn't upgrade cover half way thru


  • #5
    Wonda-Boy
    Registered Users, Registered Users 2 Posts: 10,013 ✭✭✭✭Wonda-Boy


    serious3 wrote: »
    its my own fault for not reading stuff i suppose! not worth cancelling as it only runs till dec, ah well i'll pay more attention next time! just didn't realise that you couldn't upgrade cover half way thru

    All the calls are recorded so ask them to listen to it again, if you asked for it at the start they will have to apply it now.


  • #6
    marieky21
    Registered Users Posts: 142 ✭✭marieky21


    You can do an mid term adjustment to your policy it may result in an additional premium but you can upgrade to comp , class 1 use or full bonus protection, or add an additional driver. Can't understand how they won't allow the upgrade.


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  • #7
    Bikerguy
    Registered Users, Registered Users 2 Posts: 1,286 ✭✭✭Bikerguy


    serious3 wrote: »
    rang carole nash to tell them i've now a full licence, she mentioned my policy was third party only, i dont remember agreeing to that at the time so i asked if it could be put up to third party fire and theft. she told me they can't change cover mid way thru a term and only at renewal


    brother.. they can and they will. as for liberty you can change vehicle and third party / to fire theft or comp. anytime. you gonna pay a little more but you can for sure. double check one more time. you should be able to do so.


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