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Unauthorised overdraft, affect mortgage application?

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  • 10-08-2013 9:35am
    #1
    LottieP25
    Registered Users Posts: 311 ✭✭


    I had two unauthorised overdrafts last year due to a company taking out money after I though it was cancelled, so I didn't budget for them.

    My savings are in a separate account so hence why I went into overdraft.

    I'm at a point now where I'm considering getting a mortgage in the next year or two and I'm wondering will the above mentioned overdrafts cause a spanner in the works ?
    Tagged:


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    #2
    Nervous Wreck
    Closed Accounts Posts: 16,115 ✭✭✭✭Nervous Wreck


    As long as your account has been within its standard T&Cs for about 6 months, it should be grand, provided it wasn't overdrawn for a long time.


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    #3
    LottieP25
    Registered Users Posts: 311 ✭✭LottieP25


    Nervous Wreck wrote: »
    As long as your account has been within its standard T&Cs for about 6 months, it should be grand, provided it wasn't overdrawn for a long time.

    Nah it was only a week, once I noticed the mistake I paid the overdraft.

    Thanks for the information :)


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