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Insurance

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  • 10-09-2013 9:11am
    #1
    partnership
    Registered Users Posts: 303 ✭✭


    Son going to Oz on a one year working visa soon. He has standard travel insurance with his flights but no other insurance. Does he need and if so what is best package to get.


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    #2
    ifeelill
    Registered Users Posts: 502 ✭✭✭ifeelill


    partnership wrote: »
    Son going to Oz on a one year working visa soon. He has standard travel insurance with his flights but no other insurance. Does he need and if so what is best package to get.

    Its hard to say not having access to what is covered under his travel insurance. There are companies that cater to backpackers although i can't advise which packages to buy. A quick google search has come back with the following results

    http://www.backpackertravelinsurance.ie/
    https://www.vhi.ie/info/MainServlet?action=backpackerHome&gclid=CLSsx4bgw7kCFYxF2wod_XIAfQ

    and they seem pretty cheap on the surface. Another factor to consider is that Ireland and Australia have a reciprocal health care agreement. I have linked you into the websites (Below) but am unable to advise you as to the details of the agreement.

    http://www.humanservices.gov.au/customer/services/medicare/reciprocal-health-care-agreements
    http://www.ireland.embassy.gov.au/dubl/visiting_australia.html


    Medical treatment

    Emergency hospital treatment for Irish people legally resident in Australia is covered by the Reciprocal Health Agreement between the two countries. This does not cover the cost of ambulances and follow-up care. Temporary residents are not generally entitled to Medicare (Australian public health rebate system) and as such may have to pay in-full for childhood vaccinations and other medical bills.

    Temporary residents are not generally entitled to social welfare (Centrelink) payments. The system is structured differently in Australia so you may not be entitled to any child benefit payments and even if you were entitled to a medical card at home you will be required to pay for medical appointments and related services in Australia.

    Source: http://www.dfa.ie/home/index.aspx?id=8602

    When i was over (On a whv) i was told that i would get emergency room cover only


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