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Debt Collectors

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  • Registered Users Posts: 1,799 ✭✭✭gerrycollins


    traxam wrote: »
    Hi-
    Yes it is in my name. I never got a reading when tenant moved out. Lesson learnt.
    It wasn't so much the debt but the way ESB were to deal with that made me switch. I've been paying it off in instalments up to now but the debt collectors are really pissing me off to the extent that I feel like just ignoring them altogether.
    Ive done pretty similar in moving while still having an outstanding bill.

    The same debt collection company were in contact via letter threatening all sorts including a home visit. In the meantime we paid some money off the bill and have continued to do so each month.

    The letters stopped, no visit and the debt is nearly gone.

    I never worried because they have no legal cause to visit you(they can if they want and say what they want) but until the debt has been proceseed through the courts debt collection companies havent a leg to stand on until a court orders you to pay the debt


  • Closed Accounts Posts: 21,730 ✭✭✭✭Fred Swanson


    This post has been deleted.


  • Banned (with Prison Access) Posts: 1,243 ✭✭✭lala88


    This post has been deleted.


    There ''hired goons'' are they because of money they owe, because they have ignored it in the first place. By telling them to ignore then you are encouraging them to ignore there it


  • Banned (with Prison Access) Posts: 1,243 ✭✭✭lala88


    surprise surprise foggy_lad laking the people who encourage people to ignore there debts


  • Closed Accounts Posts: 21,730 ✭✭✭✭Fred Swanson


    This post has been deleted.


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  • Banned (with Prison Access) Posts: 1,243 ✭✭✭lala88


    This post has been deleted.

    Something they have clearly not done, if fact they have said they wont do it. Like i said before they may have no power but its still not a reason to ignore them. Twist it what ever way you like if it makes you feel better.

    insulting? oh my someone doesn't agree with me on the internet :rolleyes: Its ok you dont have to cry about it...


  • Closed Accounts Posts: 3,412 ✭✭✭Shakespeare's Sister


    Thing is: if the provider passes the debt to a collection agency, then it's no longer on the provider's system.
    So even though people are saying it's the provider only who should be dealt with, it may be a case that they can't be dealt with any longer.


  • Closed Accounts Posts: 21,730 ✭✭✭✭Fred Swanson


    This post has been deleted.


  • Closed Accounts Posts: 3,412 ✭✭✭Shakespeare's Sister


    This post has been deleted.
    In my experience of working in the area, it does. It gets moved to the other agency.


  • Registered Users Posts: 2,497 ✭✭✭ezra_pound


    traxam wrote: »
    Hi,

    I switched from ESB to Airtricity over a dispute with an electricity bill.

    Basically they had under-estimated my tenant's bill for months, he moved out, I moved in and then they took an actual reading and my first bill with them was for 400e. As the bill is in my name I know I am responsible.

    I've paid off 250e of it so far while having switched to Airtricity.

    ESB have passed the debt on to BCW debt collectors who are ringing 3-4 times a day for the last month.
    What are the implications of me not engaging with BWC? Does it affect my credit rating?

    You should have done a metre reading with tenants. Then they pay final bill based on that. Not the esbs fault I'm afraid.


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  • Registered Users Posts: 33,518 ✭✭✭✭dudara


    As the OP has been banned I am closing this thread.

    dudara


This discussion has been closed.
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