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Mortgage approval

pipster · 2013-09-23 15:27:55

Does anyone know if you can get a mortgage without proof of saving the mortgage repayments in the last 6 months? I have more than the deposit saved and can handle the repayments but they can't see that from my current account.

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23-09-2013 4:27pm

#1

pipster

Registered Users Posts: 106 ✭✭

Join Date: August 2013

Posts: 83

Does anyone know if you can get a mortgage without proof of saving the mortgage repayments in the last 6 months?

I have more than the deposit saved and can handle the repayments but they can't see that from my current account.

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#2 23-09-2013 4:35pm
D3PO

Registered Users Posts: 7,879 ✭✭✭

Join Date: April 2009

Posts: 7782

its unlikely. Why the mad rush. If you can do it go save for 6 months and then apply.

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#3 23-09-2013 4:39pm
Trish56

Registered Users Posts: 1,256 ✭✭✭

Join Date: November 2012

Posts: 1244

You need to show proof of stress tested mortgage repayments either in savings or rent or a combination of both over the last 6 months. All the lenders are pretty strict on this.

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#4 24-09-2013 1:01pm
pipster

Registered Users Posts: 106 ✭✭

Join Date: August 2013

Posts: 83

Ok thanks.

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