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Awaiting mortgage approval [ptsb]

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  • 30-09-2013 8:22am
    #1
    Worriedmind
    Banned (with Prison Access) Posts: 39 ✭


    Hi,

    We applied with TSB a week ago last Friday and am wondering how they advise us of their decision? Will they phone us or just send out a letter of approval/decline?


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    #2
    Trish56
    Registered Users Posts: 1,256 ✭✭✭Trish56


    Depends on who you applied through... If it was Permanent TSB Branch they will contact you and if through a Broker they will issue decision to the Broker.


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    #3
    Worriedmind
    Banned (with Prison Access) Posts: 39 ✭Worriedmind


    Thanks. Applied directly through brance.

    Do they contact with their decision by phone or post? (I wont be at home for a week so just want to make sure I dont miss a letter from them).


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    #4
    dollydot
    Registered Users Posts: 2 ✭dollydot


    Hi, after my application was sent to head office (PTSB) the branch manager rang me a week later to tell me my application was approved.


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    #5
    Worriedmind
    Banned (with Prison Access) Posts: 39 ✭Worriedmind


    Great Dollydot, congrats!

    Did it only take a week overall? We handed ours into the manager two weeks ago tomorrow but no word yet..


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    #6
    dollydot
    Registered Users Posts: 2 ✭dollydot


    Hi, yes well the manager got all the information and sent it to their underwriters on a Wednesday and he rang me the following Friday so just over a week. I then waited another week to get confirmation by post.


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    #7
    minnnie
    Registered Users Posts: 8 ✭minnnie


    We have been approved also.

    We are building so may be different and also the house is built but not finished. First we gave in salary cert, wage slips, statements etc.
    A week later we had to hand in house plans, architect had to fill in other documents, self build insurance, the 10 days previous bank statement etc. They phoned two days later saying it had been approved and a meeting organised to sign direct debits etc


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    #8
    JJudy
    Registered Users Posts: 34 ✭JJudy


    Anyone get mortgage approval from AIB lately, if so how long did you have to wait?


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    #9
    Trish56
    Registered Users Posts: 1,256 ✭✭✭Trish56


    OP it's taking two to three weeks to get a decision from AIB at the moment.


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