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Transferred to the wrong account

kazza23 · 2013-10-13 19:44:32

If someone transfers money accidentally into an account that's already overdrawn are they able to get that money back if they contact their bank?

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13-10-2013 8:44pm

#1

kazza23

Registered Users Posts: 73 ✭✭

Join Date: September 2008

Posts: 57

If someone transfers money accidentally into an account that's already overdrawn are they able to get that money back if they contact their bank?

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#2 13-10-2013 9:27pm
GerardKeating

Registered Users Posts: 7,651 ✭✭✭

Join Date: November 2001

Posts: 7371

Bank won't send it back. Really only the account holder can do that.

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#3 13-10-2013 9:39pm
kazza23

Registered Users Posts: 73 ✭✭

Join Date: September 2008

Posts: 57

It was transferred into my old bank account that I don't use any more as I have a payment plan in place to clear the overdraft on it. I am happy for it to be transferred back but as the account is overdrawn can the bank refuse to transfer it back?

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#4 13-10-2013 9:45pm
locohobo

Registered Users Posts: 138 ✭✭

Join Date: July 2009

Posts: 126

Dont see why they should refuse to transfer it back...
You've got a plan in place (I'm sure with banks agreement) to clear off the overdraft..So this erronious payment was contrary to the payment plan agreed..
Yes/no??

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#5 14-10-2013 3:15pm
donegal11

Closed Accounts Posts: 689 ✭✭✭

Join Date: October 2005

Posts: 662

You've just cleared the Overdraft, I think you need a loan now

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