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Mortgage in credit

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  • 22-10-2013 7:02pm
    #1
    mcko
    Registered Users Posts: 755 ✭✭✭


    Hi
    My mortgage is 1200 in credit can I get this money refunded to my current account.


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    #2
    Nervous Wreck
    Closed Accounts Posts: 16,115 ✭✭✭✭Nervous Wreck


    mcko wrote: »
    Hi
    My mortgage is 1200 in credit can I get this money refunded to my current account.

    Most likely no. If it was just transferred today in error, then possibly but, in general, the banks would refuse to put it back to your current account as you'll have been availing of the interest benefit of it being in credit.


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    #3
    roro2
    Registered Users Posts: 412 ✭✭roro2


    If the balance on the mortgage account is in credit (fully paid off), then yes. What I suspect you mean is that an extra repayment of €1200 has been made, then probably not as above, but you should ask the bank.


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    #4
    mcko
    Registered Users Posts: 755 ✭✭✭mcko


    Thanks for all replies yeah it's an extra payment.


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