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Time for a cheque to clear

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  • 23-10-2013 8:46pm
    #1
    littlejp
    Registered Users Posts: 715 ✭✭✭


    Can anyone explain to me why a BOI cheque that I lodged yesterday morning is still not in my account?
    The cheque appears on my on-line banking but the funds are unavailable when I try to use it.
    Surely it should take a short amount of time for 1 of your own cheques to clear.


Comments

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    #2
    Bank of Ireland: Alison
    Closed Accounts Posts: 1,060 ✭✭✭Bank of Ireland: Alison


    Hi littlejp

    Thank you for contacting us on Boards.

    A Bank of Ireland cheque will take 3 working days to clear in your account.

    A non Bank of Ireland cheque will take 5 working days to clear in your account.

    The day of the cheque lodgement is inclusive of the above clearance timeframe.

    You mentioned you lodged the cheque on 22/10/2013, the funds should be available today for you. For confirmation of the funds available in your account, you can call Banking 365, a representative will be happy to assist.

    Contact Numbers : 0818 365 365 / 00353 140 44000.

    Thanks
    Alison


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    #3
    Jannise
    Registered Users Posts: 56 ✭✭Jannise


    Hi,

    Can some one please clarify, what might be the reasons for the BOI not clearing the cheque longer than 5 working days?

    Our solicitor lodged the cheque to the account on 21/10/2013. It is still uncleared and it is now 6 working days. 

    Thank you. 


  • Options
    #4
    Bank of Ireland: Alison
    Closed Accounts Posts: 1,060 ✭✭✭Bank of Ireland: Alison


    Hi Jannise

    Thank you for contacting us on Boards.

    Providing this is a domestic cheque and it was posted to your account on 21/10/2013 the funds should be available to you today.

    If the funds are still not accessible, please contact your branch by phone, a representative will be happy to assist and look into this further for you.

    Contact details for your branch can be found here

    Thanks 
    Alison 


  • Options
    #5
    Jannise
    Registered Users Posts: 56 ✭✭Jannise


    Hi Allison,

    Thank you so much for your help. yes, the cheque was domestic from PTSB a drawdown on a mortgage. 

    I will contact our solicitor to cheque this.


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