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bank letters, 10 years after owner sells house

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  • 30-10-2013 9:52pm
    #1
    juneg
    Registered Users Posts: 1,083 ✭✭✭


    I still get letters to my house for the previous resident. Its been 10 years now. I dont have any forwarding address.
    They look like bank letters. Why are they still sending them out here to this address when there is no reply?
    I dont get it?


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    #2
    strandroad
    Closed Accounts Posts: 4,676 ✭✭✭strandroad


    10 years ago you should have put them back in the post box with a "no longer resides at this address" sticker...


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    #3
    juneg
    Registered Users Posts: 1,083 ✭✭✭juneg


    mhge wrote: »
    10 years ago you should have put them back in the post box with a "no longer resides at this address" sticker...

    oh I've done that lots of times!!!!!


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    #4
    L1011
    Registered Users Posts: 69,083 ✭✭✭✭L1011


    Keep dumping them back to the post. Its likely an account they closed that has ended up with a very small positive balance on it; if enough land back they might eventually stop.


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    #5
    ytpe2r5bxkn0c1
    Closed Accounts Posts: 32,688 ✭✭✭✭ytpe2r5bxkn0c1


    After 10 years if you want to keep returning then as no longer at this address then do so. Otherwise just bin them - certainly nothing to fret or anguish about.


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    #6
    emeldc
    Registered Users Posts: 2,597 ✭✭✭emeldc


    If you've been getting the letters for 10 years, then they obviously dont know who or where the real owners are. G'wan in and withdraw all the cash, close the account and tell them you're moving to Australia :rolleyes:


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    #7
    thesimpsons
    Registered Users Posts: 1,694 ✭✭✭thesimpsons


    got something similiar few yrs ago - people who had previously owned my house had opened 2 accounts for their twin daughters which matured when they reached 16 yrs. parents had forgotten about the accounts - luckily I knew when they lived, nice little bonus for them :)


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    #8
    [Deleted User]
    Posts: 0 ✭ [Deleted User]


    Have you tried contacting the bank themselves?


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    #9
    Clothy
    Banned (with Prison Access) Posts: 15 ✭Clothy


    Ruth Careful Balloonist wrote: »
    After 10 years if you want to keep returning then as no longer at this address then do so. Otherwise just bin them - certainly nothing to fret or anguish about.

    It illegal to dump mail like you suggest. You should refrain from offering advice that could land the OP in trouble with the Gardai or in jail


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    #10
    amber2
    Registered Users Posts: 1,601 ✭✭✭amber2


    After 15 years the money goes to NTMA, only 5 more years of statements. Just ask the bank to mark the account as Gone Away.


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    #11
    ytpe2r5bxkn0c1
    Closed Accounts Posts: 32,688 ✭✭✭✭ytpe2r5bxkn0c1


    Clothy wrote: »
    It illegal to dump mail like you suggest. You should refrain from offering advice that could land the OP in trouble with the Gardai or in jail

    Oh come off it! Do you honestly think the Gardai will call around and arrest somebody for binning letters addressed to their premises when they have been returning them to sender for 10 years? There is no illegal act there. Quote the statute please.


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    #12
    Clothy
    Banned (with Prison Access) Posts: 15 ✭Clothy


    Ruth Careful Balloonist wrote: »
    Oh come off it! Do you honestly think the Gardai will call around and arrest somebody for binning letters addressed to their premises when they have been returning them to sender for 10 years? There is no illegal act there. Quote the statute please.

    Find it yourself and don't be so lazy. It is an offence to interfere with the post and dumping it would be at the higher end o the scale of the offence


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    #13
    ytpe2r5bxkn0c1
    Closed Accounts Posts: 32,688 ✭✭✭✭ytpe2r5bxkn0c1


    Clothy wrote: »
    Find it yourself and don't be so lazy. It is an offence to interfere with the post and dumping it would be at the higher end o the scale of the offence

    No offence so, as the post was delivered and is no longer classified as post. Again, cite the statue to cover this. You can't because it does not exist. The delivery was completed.
    It is fundamentally no different to post addressed the "the occupant" being binned. Do you suggest all post remains post for ever and thus may never be destroyed?


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    #14
    Clothy
    Banned (with Prison Access) Posts: 15 ✭Clothy


    Ruth Careful Balloonist wrote: »
    No offence so, as the post was delivered and is no longer classified as post. Again, cite the statue to cover this. You can't because it does not exist. The delivery was completed.
    It is fundamentally no different to post addressed the "the occupant" being binned. Do you suggest all post remains post for ever and thus may never be destroyed?

    You may be in trouble also for inciting post destruction before it has reached its INTENDED recipient.


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    #15
    ytpe2r5bxkn0c1
    Closed Accounts Posts: 32,688 ✭✭✭✭ytpe2r5bxkn0c1


    Clothy wrote: »
    You may be in trouble also for inciting post destruction before it has reached its INTENDED recipient.

    :D. :D


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    #16
    Clothy
    Banned (with Prison Access) Posts: 15 ✭Clothy


    Ruth Careful Balloonist wrote: »
    :D. :D

    Laugh all you like but if the OP is caught and is asked where he got the idea for this you may be on the hook. You should retract your shoddy advice


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    #17
    mackeire
    Registered Users Posts: 2,280 ✭✭✭mackeire


    Go home clothy, you're drunk. Srameen wins this round.


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    #18
    flyingsnail
    Registered Users Posts: 2,754 ✭✭✭flyingsnail


    Post office act,
    54.—(1) If any person not in the employment of the Postmaster-General wilfully and maliciously, with intent to injure any other person, either opens or causes to be opened any letter which ought to have been delivered to that other person, or does any act or thing whereby the due delivery of the letter to that other person is prevented or impeded, he shall be guilty of a misdemeanour, and be liable to a fine not exceeding fifty pounds, or to imprisonment, with or without hard labour, for any term not exceeding six months.


    (2) Nothing in this section shall apply to a person who does any act to which this section applies where he is parent, or in the position of parent or guardian, of the person to whom the letter is addressed.


    (3) A prosecution shall not be instituted in pursuance of this section except by the direction or with the consent of the Postmaster-General.


    (4) A letter in this section means a postal packet in course of transmission, by post and any other letter which has been delivered by post.


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    #19
    Clothy
    Banned (with Prison Access) Posts: 15 ✭Clothy


    flyingsnail wrote: »
    Post office act,

    Well this is the point. Anyone foolish and lazy enough to throw away post or proffering advice to do so could end up in Mount Joy. And rightly so....


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    #20
    yoke
    Registered Users Posts: 527 ✭✭✭yoke


    It says "wilfully and maliciously, with intent to injure" - from that paragraph it looks like the OP is well within his/her rights to bin letters after 10 yrs, as they are not acting maliciously or with intent to injure anyone.


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    #21
    drumswan
    Closed Accounts Posts: 2,592 ✭✭✭drumswan


    Clothy wrote: »
    Well this is the point. Anyone foolish and lazy enough to throw away post or proffering advice to do so could end up in Mount Joy. And rightly so....
    How many do you think are up in Mountjoy for binning post at the minute clothy?


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    #22
    Kenjataimu
    Closed Accounts Posts: 4,429 ✭✭✭Kenjataimu


    flyingsnail wrote: »
    Post office act,
    and be liable to a fine not exceeding fifty pounds

    Is that the UK act?


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    #23
    flyingsnail
    Registered Users Posts: 2,754 ✭✭✭flyingsnail


    Proco Jr. wrote: »
    Is that the UK act?
    no, but it is an old act from 1908

    http://www.irishstatutebook.ie


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    #24
    emeldc
    Registered Users Posts: 2,597 ✭✭✭emeldc


    Clothy wrote: »
    Find it yourself and don't be so lazy. It is an offence to interfere with the post and dumping it would be at the higher end o the scale of the offence

    Must be where the phrase 'bining the evidence' came from. PMSL :D


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    #25
    jjbrien
    Registered Users Posts: 2,678 ✭✭✭jjbrien


    Is there a return address on the outside of the envelope OP? If there is google that address and find out which bank it is then take the letters down to the bank and let them sort it out or just go down to your local post delivery office and hand them the letters and let them sort it.


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    #26
    brian_t
    Registered Users Posts: 6,708 ✭✭✭brian_t


    jjbrien wrote: »
    Is there a return address on the outside of the envelope OP? If there is google that address and find out which bank it is then take the letters down to the bank and let them sort it out or just go down to your local post delivery office and hand them the letters and let them sort it.

    What would be wrong with opening the letter to find out this information.

    Is it an offence to open post delivered to you - with your address on the envelope but with a different name.

    (Assuming that you are the only person living at that address and the sender hasn't made an obvious mistake like the right street but a wrong house number)


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