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Home Insurance - good deals?

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  • 11-11-2013 12:52pm
    #1
    mrcheez
    Registered Users Posts: 13,760 ✭✭✭✭


    Any recommendations on who to go with for Home Insurance at the moment?

    Chill.ie any good for comparing, or will I end up paying more than going directly?


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    #2
    djimi
    Registered Users Posts: 13,237 ✭✭✭✭djimi


    Cant speak for home insurance, but when it comes to car insurance the likes of Chill are worth a look, but go direct to the insurer also, because Ive had a few occasions where the insurer has given me a better quote directly than Chill gave me.


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    #3
    witchgirl26
    Registered Users Posts: 2,145 ✭✭✭witchgirl26


    Have my content insurance with FBD and have to say the quote was very competitive for what it covered. Was previously with Allianz & they were also pretty good.


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    #4
    kkelliher
    Registered Users Posts: 1,583 ✭✭✭kkelliher


    Home insurance premiums should be viewed in terms of the overall package and not just the premium. It may be cheaper to go with insurer X but they have an excess twice that of Y and if you do have to claim it may well be cheaper to have gone with Y all along so have a look at the detail behind the premium before you purchase


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    #5
    mrcheez
    Registered Users Posts: 13,760 ✭✭✭✭mrcheez


    Checked out Chill, FBD, Allianz, RSA and FBD seemed to have the best quote there. Thanks!


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    #6
    hfallada
    Closed Accounts Posts: 4,180 ✭✭✭hfallada


    Try 123.ie. they are RSA and are very competitive


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    #7
    mrcheez
    Registered Users Posts: 13,760 ✭✭✭✭mrcheez


    sorry yeah 123.ie is what I meant when I said RSA... cheers though


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    #8
    mathepac
    Banned (with Prison Access) Posts: 4,991 ✭✭✭mathepac


    hfallada wrote: »
    Try 123.ie. they are RSA and are very competitive
    Not for me. €80 per annum dearer than One Direct (An Post) 123.ie once again wanted to sell me "their product" rather than matching my requirements. in other words over-selling. I renewed with OneDirect on 1 Nov 2013 - no one could match them.

    Giver them a whirl and get the free use of a few Prize Bonds for a year as well as good premiums.


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    #9
    mrcheez
    Registered Users Posts: 13,760 ✭✭✭✭mrcheez


    mathepac wrote: »
    Giver them a whirl and get the free use of a few Prize Bonds for a year as well as good premiums.

    Yowch, most expensive yet :/

    OK I'm done filling in forms for the day, glad I gave a fake phone number each time :)


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    #10
    begod
    Registered Users Posts: 61 ✭✭begod


    AA

    http://www.theaa.ie/AA/Insurance/Home-Insurance.aspx?gclid=CKfvt_2Z3boCFeI82wodKiEA6g

    Cheap for car and home + discounted breakdown cover.


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    #11
    mathepac
    Banned (with Prison Access) Posts: 4,991 ✭✭✭mathepac


    mrcheez wrote: »
    Yowch, most expensive yet :/ ...
    But you need to talk to them to get the full range of available discounts.

    "Do you have An Post savings account?"

    "Are you a member of a Credit Union?"

    et.


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    #12
    lauradryeye
    Registered Users Posts: 50 ✭✭lauradryeye


    I did a lot of research for home insurance recently and got the best deal with getcover.ie, worth a look.


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    #13
    mrcheez
    Registered Users Posts: 13,760 ✭✭✭✭mrcheez


    Seems FBD have this 10% off online deal at the moment hence why they came up cheapest (no I don't work for them, just mentioning it).

    Any idea if they cover stolen bicycles? Are they generally decent to use?


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