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AIB access 30 account question?

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  • 15-11-2013 2:05pm
    #1
    Mysteriouschic
    Registered Users Posts: 4,391 ✭✭✭


    I have an access 30 account.
    Does anyone know if it's possible to get money before the 30 days notice?
    If I put in the notice form today I won't have the money until 15 Dec.
    Which is far to late I need it for travel expenses, college etc and to cover me for this month and next. I forgot to put the notice in ages ago.


Comments

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    #2
    roro2
    Registered Users Posts: 412 ✭✭roro2


    It's not possible according to the T&Cs. Your best bet would be to go into the branch, try to find a sympathetic staff member and explain your situation. They would have to backdate and stamp your 30 days notice to a point in the past. It is physically possible (unlike an online account) but a bank employee would be effectively lying on your behalf and I don't think that's likely in this environment.


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    #3
    Power2011
    Registered Users Posts: 16 ✭Power2011


    You can but you just forego what interest you would have earned which is small


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    #4
    Graciefacey
    Registered Users Posts: 498 ✭✭Graciefacey


    roro2 wrote: »
    It's not possible according to the T&Cs. Your best bet would be to go into the branch, try to find a sympathetic staff member and explain your situation. They would have to backdate and stamp your 30 days notice to a point in the past. It is physically possible (unlike an online account) but a bank employee would be effectively lying on your behalf and I don't think that's likely in this environment.

    This is incorrect. You can access funds prior to the 30 days but pay a small penalty calculated on the basis of days notice not served, and amount being withdrawn. Usually on an amount of 1 or 2 thousand its less than 5c penalty. Go to any teller with your id and fill in a withdrawal.


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    #5
    Mysteriouschic
    Registered Users Posts: 4,391 ✭✭✭Mysteriouschic


    Will I just need to phone up the bank tomorrow first before going?


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    #6
    JTMan
    Registered Users Posts: 5,540 ✭✭✭JTMan


    Mysteriouschic wrote: »
    Will I just need to phone up the bank tomorrow first before going?

    There should be no need to ring the branch in advance of going to the branch. Your request is not that unusual.


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    #7
    Mysteriouschic
    Registered Users Posts: 4,391 ✭✭✭Mysteriouschic


    Do I need to go to my branch or can I go to a different one?


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    #8
    JTMan
    Registered Users Posts: 5,540 ✭✭✭JTMan


    Mysteriouschic wrote: »
    Do I need to go to my branch or can I go to a different one?

    You should be able to go into any branch.


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