living in Dublin (finances)

Gongoozler

MIN2511 wrote: »

Rents have gone up significantly in the last year.
You probably haven't renewed your lease or you have a rolling lease contract.

They have risen but not that significantly. You'd still have no problem getting a two bed for that. Or less even.

delija_sever029

Gongoozler wrote: »

Why do you have a two bedroom apartment for the two of you?

maybe for situations after fighting?:D

April O Neill II

MIN2511 wrote: »

Rents have gone up significantly in the last year.
You probably haven't renewed your lease or you have a rolling lease contract.

Renewed it three months ago.

Gongoozler wrote: »

Why do you have a two bedroom apartment for the two of you?

Because... we want it and have our reasons? Beyond that, it's not really any of your business, now is it? What's the relevance of asking that? I was simply illustrating that rents aren't all that high. Why I'm renting a two bed is neither here nor there.

Gongoozler

Jaysus no need to be so defensive, it's pretty odd, that's why I asked.

bear1

The moment the OP sees all the comments on here it wouldn't surprise me if he decided not to bother coming at all.
As someone mentioned, everyone will have different spending habits, expenses etc.
Id say the OP would have no problem having money left over at the end of the month.
If it was 2005/2006 I would probably say it isn't enough but times have changed

delija_sever029

bear1 wrote: »

The moment the OP sees all the comments on here it wouldn't surprise me if he decided not to bother coming at all.
As someone mentioned, everyone will have different spending habits, expenses etc.
Id say the OP would have no problem having money left over at the end of the month.
If it was 2005/2006 I would probably say it isn't enough but times have changed

So you folks could advice me instead :P :pac:

previous user

Welcome to Dublin, or as its more affectionately
known among the natives,
Junkiesville.

delija_sever029

previous user wrote: »

Welcome to Dublin, or as its more affectionately
known among the natives,
Junkiesville.

Why so negative?:D

bear1

delija_sever029 wrote: »

Heya folks,not gonna open new thread but use this one.

I am from Serbia,having EU passport and 2 degrees-nurse and radiographer.

I am interested to move to Dublin for some time to work any kind of job,just to get new experience and also for some fun,maybe to save some money too. I am not picky about type of job,i saw minimum wages are about 9 euro and it raises depending on a job. Right now i am not sure how evaluation of degrees is going on and what time it would take thats why i am saying i would work even out of professions but on the other hand i am sure these degrees are enough to get accepted to work as care assistant,support worker or how do you people name medical workers who are providing care. While browsing the net i saw private agencies are paying such jobs 11 euro per hour but state institutions are habing much better payrates from 13 to 16 euro p/h but its pretty hard to get hired there.

Anyway i accept every advice you could have and also you could comment more about living costs but i figured out some values so far and will write down

I dont intend to rent alone so room ensuite or not could be nice,to meet new people too but also to live cheaper

Room 500 euro
Food 350 euro
Transport 125 euro or 90 over taxsaver?
Mobile 50 euro
Random stuff 200

Correct or add smthg more if i missed

If i calculated good on 11 euro per hour salary could be around 1600 euro neto per month,i count on that as minimum i would go for.

Yours is a different situation I think, 1,600e I don't think is a lot but you could get by if you were careful.
With your qualifications I'd say you should be earning more than that.
Your calculations above aren't too far off I'd say, phone could be cheaper for instance but not massively.

ddarcy

Billy86 wrote: »

VERY IMPORTANT:
- Get an international licence before moving over, or you will be deemed more or less uninsurable. If you were moving from another EU country it would be fine (because the EU have basically forced them to by law) but as you are not, it will not be recognised Why? F'k you, that's why! Welcome to the Irish car insurance industry.

- Get letters from your car insurers dating back for the last 5 full years to state 'lovenew had a car insurance policy from [DATE X] to [DATE Y] in his/her own name and had no accidents or claims in this period' (if you have been with one company for 5+ years that will save you a LOT of hassle). That is pretty much the verbatim wording you will want. Irish car insurance is a hideous cartel industry, and without these letters (which are sometimes nightmares to get once you have moved abroad) they will try to rip you off completely - we're talking €1,200-2,000 to insure something small like this for the year. Each of these years must run for a full year (so January 10th 2011 - January 8th 2012 does not count as anything, it must be until Jan 9th in that case), and there must not be a gap of more than three months between any of them, or else everything from before then does not count. If you sell your car 3 months and 1 day before moving to Ireland they will basically take it up as if you had never driven a car before in your life. Why? F'k you, that's why!

- Also best to get that international licence switched to an Irish full licence when you get the chance (if it's easier to just convert it then do that, but I don't know what that would involve). The reason is that Irish insurance companies will charge you as if you were on a provisional licence/learners permit even though you would hold a full US and full international licence. Why? F'k you, that's why! I'm dead serious too, I've worked in insurance for a while previously and it's crooked enough to make the banks look like angels.

---

For what it's worth, as best I know we are not as bad in other areas, but the car insurance industry here does all they possibly can to bleed every penny out of any foreigner who comes into the country. Just a heads up.

There is however the plus side that Dublin is TINY compared to California, just took a quick look on wiki and it's about one quarter the land-mass of San Francisco, or one third of Oakland. So if you're stuck in your first weeks here, it's pretty easy and quick getting around in on bicycle or by bus/taxi.

This is good advice as I came from the US over here. Get the insurance letter and there are insurance companies here who will give you 5 years NCD, if you have not made a claim. You will have to go through from the start to get an Irish drivers license though (I now have two active licenses) as there are no agreements with the US and Ireland or a swap (like in Germany etc). You would also need a small engine car to keep insurance low, but I would advise not to drive if you do not have to. Dublin is not that big and if based in city centre everything is there for you.

delija_sever029

Sure it could go far more than that,i mean wage,but as i said i am looking to find some way to just enter the system and start earning smthg to survive,either to get a job as care assistant or some other job out of professions,surely evaluating degrees would be easier than when i am already over there than to do it from here,either i would choose to go for being a nurse or radiographer,than wage would be 32k+ as i saw on HSE lists. But as i said i would look first to get anything ,just to start

bear1

previous user wrote: »

Welcome to Dublin, or as its more affectionately
known among the natives,
Junkiesville.

Who calls it that?

Blue Crystal

Dublin is turning into a bit of a dump; have a look at all the junkies around o connell street even at 8/9am in the morning.

Gongoozler

I'm on just under 19k net and I manage just fine. In fact I've been on one holiday and two city breaks this year. I don't drive, don't need to. In fact I'm saving money each month at that.

I'd still kill to be on more though.

Splat Strawberry Jam

Blue Crystal wrote: »

Dublin is turning into a bit of a dump; have a look at all the junkies around o connell street even at 8/9am in the morning.

Dont go to O'Connell Street then. Nothing on it anyway. Grafton Street southwards and Dublin is a nice place.

April O Neill II

Gongoozler wrote: »

Jaysus no need to be so defensive, it's pretty odd, that's why I asked.

No it's not.

Anyway, moving on...

mfceiling

Rent - expensive

Utilities - Among the most expensive in Europe

Food - Average

From your wages you'll pay tax at an average rate but you'll hit the higher rate way quicker than any other country...plus PRSI and USC (made up charge to take more money from you).

Bin Charges, Doctor (expensive), Dentist (expensive), Hospital (expensive), Health Insurance (expensive), Buy a Car (expensive) - plus very high rates of motor tax pre 2007, high fuel charges, high insurance, Public Transport (sporadic and expensive).

Drink in pubs (expensive)...off licences not bad but wine hit in last budget for second time in 2 years. Cigarettes (expensive).

You might be better to stay where you are OP...

previous user

bear1 wrote: »

Who calls it that?

Lots of people, now

bear1

mfceiling wrote: »

Rent - expensive

Utilities - Among the most expensive in Europe

Food - Average

From your wages you'll pay tax at an average rate but you'll hit the higher rate way quicker than any other country...plus PRSI and USC (made up charge to take more money from you).

Bin Charges, Doctor (expensive), Dentist (expensive), Hospital (expensive), Health Insurance (expensive), Buy a Car (expensive) - plus very high rates of motor tax pre 2007, high fuel charges, high insurance, Public Transport (sporadic and expensive).

Drink in pubs (expensive)...off licences not bad but wine hit in last budget for second time in 2 years. Cigarettes (expensive).

You might be better to stay where you are OP...

You'd hate Italy then, wages much lower and costs higher (food is cheaper though)

homemadecider

Since when is it weird for a couple to rent a 2 bed apartment? The spare room means we can have overnight guests, we also use the room for drying laundry and for extra storage. I wouldn't be keen on living in a one-bed place at all.

Highflyer13

Splat Strawberry Jam wrote: »

Dont go to O'Connell Street then. Nothing on it anyway. Grafton Street southwards and Dublin is a nice place.

And leave the main thoroughfare in our capital city rot? No thanks, needs to be sorted soon. Sewer rat junkies everywhere. I will be on to government about this and others should do so aswell. You would be surprised what some pressure will do and who will take notice.

delija_sever029

If Dublin is too expensive comparing to average salaries than Italy and London f.ex. are dreadfull places

mfceiling

bear1 wrote: »

You'd hate Italy then, wages much lower and costs higher (food is cheaper though)

Wrong....Italy is probably my favourite country in the world.




To go to on holiday!!

bear1

Try living there

Splat Strawberry Jam

Highflyer13 wrote: »

And leave the main thoroughfare in our capital city rot? No thanks, needs to be sorted soon. Sewer rat junkies everywhere. I will be on to government about this and others should do so aswell. You would be surprised what some pressure will do and who will take notice.

I would say Grafton Street is the main thoroughfare in the city but i am all for cleaning up the mess that is O'Connell Street

IrishSkyBoxer

MadsL wrote: »

26k after you have paid rent (unless you house share) will leave you with less than 1000 euros a month to live on.

Not enough to justify moving from Cali imho.

I'm sorry but he can rent for less than 14 k a year.

delija_sever029

Did OP made any decision?

P.Walnuts

Most of the people telling OP not to move as he can't afford it literally have no idea what they are talking about. My bet is they either have never actually lived in dublin, are crippled by a mortage or else are trying to support a family.

For a single fella with no dependants 26k net is absolutely great. You will have alot of disposable income and unless you are completely brainless with money you should save some too. Rent around city centre is available for around 450-500 P/M.

Forget a car, get a bike. After rent , food and utilities you would be looking at approx €200- €250 a week "spare".

Really find it hard to beleive some of the advice on here.

delija_sever029

Must agree,i didnt get impression living on that sum as a single person would be bad.....i even think 26k neto is wage which i would have as medical worker,and i dont think they are poor,not even to mention i am sure ppl can survive even with less,i was counting to have round 1600-1800 euro neto with some job out of profession and still thinking its not bad. Of course ppl are diff and having diff needs so its normal opinions are also different but its good to hear all

As i said and will repeat i got infos which made me conclude next

Room 500 euro
Food 350 euro more or less
Transport 125 euro or 90 over taxsaver?
Mobile 20-50 euro
Random stuff 200-300 euro

So its still 1300 euro and with 1600-1800 you can even have some savings....

Kev_2012

I lived in Dublin nearly 6 years ago.
I paid 560E a month to rent a room including bills in a 2 bed apartment.
I had 5 years no claims bonus and I was 25 when I last had car insurance and that was about 650E.
It's expensive in most places to have a beer, you are talking around 5E a pint (stay away from Temple Bar! 6.50E +) but places like dicey's on Harcourt st. have 4E pints on saturdays and 2E on tuesdays and deals like that (5E cover).
Also remember, there is no tipping culture and tax is included!

I didn't like it when I lived there before but it's actually grand now, think I was just too young at the time. Great city for a night out, and loads of gigs/shows on all the time!

Having said that, though 26k E a year? That is god awful salary if you are emigrating. I'd be asking for 30-32 and even then I'm not so sure.

Best of luck!

P.Walnuts

Kev_2012 wrote: »

I lived in Dublin nearly 6 years ago.
I paid 560E a month to rent a room including bills in a 2 bed apartment.
I had 5 years no claims bonus and I was 25 when I last had car insurance and that was about 650E.
It's expensive in most places to have a beer, you are talking around 5E a pint (stay away from Temple Bar! 6.50E +) but places like dicey's on Harcourt st. have 4E pints on saturdays and 2E on tuesdays and deals like that (5E cover).
Also remember, there is no tipping culture and tax is included!

I didn't like it when I lived there before but it's actually grand now, think I was just too young at the time. Great city for a night out, and loads of gigs/shows on all the time!

Having said that, though 26k E a year? That is god awful salary if you are emigrating. I'd be asking for 30-32 and even then I'm not so sure.

Best of luck!

Its 26k net he said, so around 32k gross i'd imagine.

Kev_2012

P.Walnuts wrote: »

Its 26k net he said, so around 32k gross i'd imagine.

Ah crap never spotted that! Thanks for the heads up!

Spring Onion

OP, do not come over to live in Dublin to work for that salary.
Yeah Dublin has some great pubs but it's not a great place to live, especially a foreigner, especially a foreigner used to California.
I am serious, you will regret the move.

Spring Onion

April O Neill II wrote: »

Because... we want it and have our reasons? Beyond that, it's not really any of your business, now is it? What's the relevance of asking that? I was simply illustrating that rents aren't all that high. Why I'm renting a two bed is neither here nor there.

Hee Hee, I love Boards!
We want the truth April!! Open your account!!

Bubbaclaus

I lived in Dublin on a salary of 20k.

Can easily be done, just need to budget responsibly.

wil

bear1 wrote: »

The moment the OP sees all the comments on here it wouldn't surprise me if he decided not to bother coming at all.
As someone mentioned, everyone will have different spending habits, expenses etc.
Id say the OP would have no problem having money left over at the end of the month.
If it was 2005/2006 I would probably say it isn't enough but times have changed

I think you got that a-ways - since 2005 tax/services/transport/rent/cost of living has increased, so disposable income has decreased - its just that you're not expected to be out partying/dining out entertaining/keeping fit/ so much and now everyone shops in Aldlid

Price and availability of decent accommodation has become an issue in Dublin with supply way below demand,

Jellyhead

Can I ask why in Gods name why you would leave California for Ireland?? Have you seen the weather forecast?

dd972

KTRIC wrote: »

No one talked about the weather here yet. I know we love to bitch about it but the OP will be in for some shock coming from Cali.

There is variation in sky colour though

Mon : Dark Grey
Tue : Light Grey
Weds : Charcoal Grey
Thu : Battleship Grey
Fri : Gun Metal Grey
Sat : Hang Yourself Grey
Sun : Fade to Grey

dd972

Bubbaclaus wrote: »

I lived in Dublin on a salary of 20k.

Can easily be done, just need to budget responsibly.

When you planning to flee the nest then.......:p

wil

dd972 wrote: »

There is variation in sky colour though

Mon : Dark Grey
Tue : Light Grey
Weds : Charcoal Grey
Thu : Battleship Grey
Fri : Gun Metal Grey
Sat : Hang Yourself Grey
Sun : Fade to Grey

I've Google translated that for you (first day of winter wtf? solstice me aras)

There is variation in sky color though

Mon : Dark Gray
Tue : Light Gray
Weds : Charcoal Gray
Thu : Battleship Gray
Fri : Gun Metal Gray
Sat : Hang Yourself Gray
Sun : Fade to Gray

Bubbaclaus

dd972 wrote: »

When you planning to flee the nest then.......:p

My parents live in Kerry so I'm not sure what you mean.

I lived in a pretty basic house share. I was actually building up savings (although obviously tiny) on the 20k....but then again I am an extremely (overly?) sensible person when it comes to finances.

prince of peasants

It may seem like basics maths to the OP but getting an apartment in the city isn't that easy anymore. I cued for a 2 bedroom apartment in the city centre during the summer and there was a cue of about 25-30 people and I was the only Irish person cueing there. There's a high demand for apartments because of people renting instead of buying and the obvious EU migrants and foreign students.

It's more of lottery getting an apartment in Dublin and it's not a matter of picking and choosing. You will just end up in sum kip because you will get sick of looking.

Spring Onion

I cant get over the number of snooker players in Dublin. :P