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US Bank account advice

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  • 04-01-2014 12:52am
    #1
    AnnaBooBoo
    Registered Users Posts: 16 ✭


    Hey all,

    I never closed my chase bank account before I left after completing my graduate visa.

    Do you think I need to contact and close it via phone call now? Or has anyone else been in a similar situation?

    I only recently thought about this and am kind of worried it was bad to not have shut it down or something?

    :confused::confused:


Comments

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    #2
    silja
    Registered Users Posts: 2,921 ✭✭✭silja


    No need to shut it, though there is a chance with bank charges it may go negative which could affect your credit score if you ever go back.


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    #3
    ProudDUB
    Registered Users Posts: 11,569 ✭✭✭✭ProudDUB


    Yeah, quarterly account maintenance fees normally apply unless you maintain an average daily balance of X amount of dollars. It would be a pity to mess up your credit score just for the sake a couple of bucks. Given them a ring and close it, or transfer some money over into it, in case you ever may go back there & you want to have a bank account. If you go to their website and look around, you should find an alphabetical listing of countries & phone numbers that residents of those counties can use to contact them free of charge.


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