If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)

Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie

Payment protection credit ot debit card better?

sasta le · 2014-01-15 10:42:13

Always hear people say pay by credit card how does this work? How come no come back on debit cards?

Options

15-01-2014 11:42am

#1

sasta le

Banned (with Prison Access) Posts: 1,586 ✭✭✭

Join Date: September 2011

Posts: 1440

Always hear people say pay by credit card how does this work?
How come no come back on debit cards?

0

Comments

Options
#2 15-01-2014 12:20pm
Bepolite

Closed Accounts Posts: 2,737 ✭✭✭

Join Date: August 2013

Posts: 2688

The comeback is different depending on the card. It's partly the VISA rules but partly down to the way a credit card works. Some debit cards have comeback.

In theory with a credit card the Bank purchase the goods and you purchase the goods from the Bank. This means that if the company refuse to help you can insist the bank does. There are various extra protections, such as the liability of finance houses under the sale of goods act.

I'm not an expert I'm afraid. You might want to ask Dudara nicely to move this across to the banking section where you will find some experts.

0
Options
#3 15-01-2014 1:56pm
dudara

Registered Users Posts: 33,518 ✭✭✭✭

Join Date: September 2003

Posts: 32068

Agreed, moved to the Banking & Insurance & Pensions forum

dudara

0