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Comprehensive Sickness Insurance

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  • 24-01-2014 12:55pm
    #1
    bob.thebuilder
    Registered Users Posts: 49 ✭


    Hi,
    I am looking to get Comprehensive Sickness Insurance for myself and my wife as it is required by INIS if my wife wanted to exercises her EU Treaty Rights. But the thing is i am not able to find any info on insurance providers website and i don't know what things should insurance cover provide (i.e day to day medical expenses, GP visits or some fancy high-tech hospitals) to be qualified as C.S. I. I don't mind having excess in the range of 500-100 as i won't be claiming from my insurance.I am looking for the cheapest option available, which can be considered as a C.S. I. I will be 26 in 6months and she is 25 year old now.
    So please share your experience and try to help me out on this issue
    Thx


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    #2
    dudara
    Registered Users Posts: 33,518 ✭✭✭✭dudara


    Moved to Banking & Insurance & Pensions

    dudara


  • Options
    #3
    Clauric
    Registered Users Posts: 610 ✭✭✭Clauric


    Based on the Form EU1 Explanatory Leaflet (posting from phone so I can't link), it seems to be a standard Irish health insurance plan. This would be the type provided by VHI, Laya, Glo, etc. The leaflet doesn't suggest if you need to have day to day cover as well, so you might need to confirm with INIS before you take out a policy.

    All policies can be compared at www.hia.ie


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    #4
    bob.thebuilder
    Registered Users Posts: 49 ✭bob.thebuilder


    That's the problem, INIS should have said that get a health insurance but they went for some fancy name i.e Comprehensive Sickness Insurance.Anyway i will send them email on monday to get more clarification.


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    #5
    Momoh
    Registered Users Posts: 5 ✭Momoh


    Hi bob.thebuilder,

    Did you get any clarification from INIS? I am currently in this exact situation and would like to know as well cause I plan to buy the cheapest insurance I can get for me and my husband but would hate for INIS to reject it for not being comprehensive sickness insurance and then I'm stuck with paying for a contract I probably won't use and may have to end up getting another one. I would love to know what your solution was.


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