Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie
Hi all! We have been experiencing an issue on site where threads have been missing the latest postings. The platform host Vanilla are working on this issue. A workaround that has been used by some is to navigate back from 1 to 10+ pages to re-sync the thread and this will then show the latest posts. Thanks, Mike.
Hi there,
There is an issue with role permissions that is being worked on at the moment.
If you are having trouble with access or permissions on regional forums please post here to get access: https://www.boards.ie/discussion/2058365403/you-do-not-have-permission-for-that#latest

Time limit for losing No Claims bonus?

  • 28-01-2014 12:29am
    #1
    Monkeybonkers
    Registered Users, Registered Users 2 Posts: 1,786 ✭✭✭


    I heard recently that if there's a two year gap between insurances that you lose your NCB. Any know if there's any truth to this?

    Might just insure myself on my brothers DT125 if so as I am currently riding Shanks' mare :mad:


Comments

  • #2
    LookBehindYou
    Registered Users, Registered Users 2 Posts: 994 ✭✭✭LookBehindYou


    You will lose your ncb, if time goes over 2 calendar years from the expiry of your last insurance.


  • #3
    Monkeybonkers
    Registered Users, Registered Users 2 Posts: 1,786 ✭✭✭Monkeybonkers


    Cheers for that. Better get on the case then. Think I have until August


  • #4
    roadsmart
    Banned (with Prison Access) Posts: 625 ✭✭✭roadsmart


    Yes, 2 years. If you have the reg of a 50cc scooter or other low power machine it would be worth your while insuring it for a year or two til you're properly back on the road. Or even every alternative year.


  • #5
    Monkeybonkers
    Registered Users, Registered Users 2 Posts: 1,786 ✭✭✭Monkeybonkers


    My brother has a DT125 in Donegal so might get insured on that. Should be cheap enough.

    Cheers again lads (or ladies?)


  • #6
    roadsmart
    Banned (with Prison Access) Posts: 625 ✭✭✭roadsmart


    Definitely a "lad".
    If I was a lady, I'd be called "roadstupid"😆


  • Advertisement
  • #7
    Monkeybonkers
    Registered Users, Registered Users 2 Posts: 1,786 ✭✭✭Monkeybonkers


    roadsmart wrote: »
    Definitely a "lad".
    If I was a lady, I'd be called "roadstupid"��

    :D Classic

    Don't know how the ladies are going to react though!


  • #8
    the waterman
    Registered Users Posts: 10 ✭the waterman


    ha ha nice one roadsmart, although if they are biker chicks they usually make great drivers, girls in leathers hubba hubba..


  • #9
    galwaytt
    Registered Users, Registered Users 2 Posts: 12,784 ✭✭✭✭galwaytt


    Monkeybonkers wrote: »
    My brother has a DT125 in Donegal so might get insured on that. Should be cheap enough.

    Cheers again lads (or ladies?)

    My S.O. lost here 16yrs of NCB over the 2-year rule, so don't get me started.

    Insure something. Anything.

    Ode To The Motorist

    “And my existence, while grotesque and incomprehensible to you, generates funds to the exchequer. You don't want to acknowledge that as truth because, deep down in places you don't talk about at the Green Party, you want me on that road, you need me on that road. We use words like freedom, enjoyment, sport and community. We use these words as the backbone of a life spent instilling those values in our families and loved ones. You use them as a punch line. I have neither the time nor the inclination to explain myself to a man who rises and sleeps under the tax revenue and the very freedom to spend it that I provide, and then questions the manner in which I provide it. I would rather you just said "thank you" and went on your way. Otherwise I suggest you pick up a bus pass and get the ********* ********* off the road” 



  • #10
    Monkeybonkers
    Registered Users, Registered Users 2 Posts: 1,786 ✭✭✭Monkeybonkers


    Will do. Would be a pity to lose it.

    Is that Veyron still knocking around down in Galway? I'd say it costs a fortune to run


  • #11
    dceire
    Registered Users, Registered Users 2 Posts: 1,881 ✭✭✭dceire


    Quick question on this. I'm on the bike full time these days and haven't had a car since March last year. I've 7 years no claims bonus on the car licence and don't want to lose it; but have no plans to buy a car at the moment. A mate of mine has a honda 50, if I were to insure it on my B licence would this keep my no claims bonus going?


  • Advertisement
  • #12
    P.C.
    Registered Users Posts: 2,782 ✭✭✭P.C.


    dceire wrote: »
    Quick question on this. I'm on the bike full time these days and haven't had a car since March last year. I've 7 years no claims bonus on the car licence and don't want to lose it; but have no plans to buy a car at the moment. A mate of mine has a honda 50, if I were to insure it on my B licence would this keep my no claims bonus going?



    I don't think you can insure a bike on car insurance.
    You would have to insure a car.


  • #13
    dceire
    Registered Users, Registered Users 2 Posts: 1,881 ✭✭✭dceire


    P.C. wrote: »
    I don't think you can insure a bike on car insurance.
    You would have to insure a car.
    I don't know if it is still the case but my mate was riding that honda 50 on a B licence; it certainly used to allow you to ride anything up to 49cc. I presume if you're using the same licence to ride it, aka B licence, you're NCB should be maintained. This is pure speculation on my part, by the way :rolleyes:


  • #14
    roadsmart
    Banned (with Prison Access) Posts: 625 ✭✭✭roadsmart


    Bike nbc doesn't count on car insurance, and vice versa.


  • #15
    Hotblack Desiato
    Registered Users, Registered Users 2 Posts: 35,391 ✭✭✭✭Hotblack Desiato


    dceire wrote: »
    I don't know if it is still the case but my mate was riding that honda 50 on a B licence

    Not legally, unless it had a design speed of 45 km/h or less, and that's assuming his B licence had class M entitlement at all.

    Scrap the cap!



  • #16
    roadsmart
    Banned (with Prison Access) Posts: 625 ✭✭✭roadsmart


    Afair, if he held the B licence before December 2010 he automatically has the M licence included, but after that he doesn't.


  • #17
    dceire
    Registered Users, Registered Users 2 Posts: 1,881 ✭✭✭dceire


    roadsmart wrote: »
    Afair, if he held the B licence before December 2010 he automatically has the M licence included, but after that he doesn't.

    Maybe that is what I am thinking of then, he would have had his B licence prior to 2010. I knew there was some way it was possible but wasn't sure exactly how it worked having never needed to. Feck that anyway, I need another way to try and keep my NCB then, load of bollix.


  • #18
    Hotblack Desiato
    Registered Users, Registered Users 2 Posts: 35,391 ✭✭✭✭Hotblack Desiato


    roadsmart wrote: »
    Afair, if he held the B licence before December 2010 he automatically has the M licence included, but after that he doesn't.

    October 2006.

    http://www.boards.ie/vbulletin/showpost.php?p=54259591&postcount=3

    Scrap the cap!



  • #19
    roadsmart
    Banned (with Prison Access) Posts: 625 ✭✭✭roadsmart


    Cheers, didn't realise it was that far back.


  • #20
    Hotblack Desiato
    Registered Users, Registered Users 2 Posts: 35,391 ✭✭✭✭Hotblack Desiato


    I thought it was 2007 :)

    RSA website was, not surprisingly, no help at all.

    Scrap the cap!



Advertisement