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Credit card letter of closure - anyone got one?

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  • 29-01-2014 10:05pm
    #1
    rmckeown
    Registered Users Posts: 47 ✭


    Im going to pay off my AIB visa card and close the account. I need a letter of closure from the bank but am wondering what it will have exactly on the letter. As in will they say what my last balance was and the date it was closed on. Or just something along the lines of 'this letter confirms credit card number.. blah blah blah.. is paid in full and closed' with not much specifics. They said they would send me out a final statement too. Could do with the letter not having anything on it as I was supposed to pay this in full and close a while back :-O


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    #2
    the_syco
    Registered Users Posts: 37,299 ✭✭✭✭the_syco


    Seems a popular question. Here's one of a few days ago; http://www.boards.ie/vbulletin/showthread.php?p=82797417


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    #3
    ScouseMouse
    Closed Accounts Posts: 5,070 ✭✭✭ScouseMouse


    the_syco wrote: »
    Seems a popular question. Here's one of a few days ago; http://www.boards.ie/vbulletin/showthread.php?p=82797417

    Or even a year ago :p


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    #4
    the_syco
    Registered Users Posts: 37,299 ✭✭✭✭the_syco


    superscouse wrote: »
    Or even a year ago :p
    A year and a week ago. I'm still in the "it says 2013, it's this year" mindset :P:o


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    #5
    rmckeown
    Registered Users Posts: 47 ✭rmckeown


    I was looking to see what is actually stated on the letter you get from AIB when you close it. Does it say what the final balance was and when it was paid in full and closed? not sure if anyone would know this :-O


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    #6
    Ciarrai76
    Moderators, Recreation & Hobbies Moderators, Regional South Moderators Posts: 9,367 Mod ✭✭✭✭Ciarrai76


    rmckeown wrote: »
    I was looking to see what is actually stated on the letter you get from AIB when you close it. Does it say what the final balance was and when it was paid in full and closed? not sure if anyone would know this :-O

    no, it just confirms the card is closed and that the Government levy is paid up to date. If you move to another card, you can give them this letter so you don't have to pay another €30 levy in the same year.


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    #7
    rmckeown
    Registered Users Posts: 47 ✭rmckeown


    cheers thanks for that :-)


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    #8
    grasshopper31
    Registered Users Posts: 121 ✭✭grasshopper31


    Is this letter sent out automatically when you pay final balance and gov fee? I paid my final balance and closed the account last week and they never mentioned anything about a letter, they just said I could destroy the card.


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    #9
    Ciarrai76
    Moderators, Recreation & Hobbies Moderators, Regional South Moderators Posts: 9,367 Mod ✭✭✭✭Ciarrai76


    grasshopper31 wrote: »
    Is this letter sent out automatically when you pay final balance and gov fee? I paid my final balance and closed the account last week and they never mentioned anything about a letter, they just said I could destroy the card.

    With AvantCard I was sent this out automatically. I think you can just request it though, maybe some don't send them out unless requested.


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