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Van accident 2 years ago

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  • 16-03-2014 6:19pm
    #1
    Amrightnow
    Registered Users Posts: 6 ✭


    Hi all am looking abit of advice , 2 year ago this month I was involved in a head on collision when I was driving from job to job . A bit of info about myself am self employed plumber and work for myself. So accident happened the other driver pulled across my lane and we had a head on crash . My van was wrote off I was carried away to hospital in ambulance , long story short the other driver was charged with dangerous driving and his insurance company admitted liability on his behalf . I was shook up no Brokin bones but whiplash and back pain. After a week it was clear I was in a lot more pain than I thought again cutting down on the detail abit I was unable to work for 26 weeks I had no personal injury insurance so I was forced to seek help from dole ie sick pay . Some how I was intilted to it was means tested and I was great full for the help. Eventually I got back on my feet I was able to work again ( again I have to say my back pain and whiplash kept me outta work due to my job been 100% physical every day ) so I accepted payout for replacement for my van I submitted a loss of earning report from my account 2013 audited accounts ie proof of earning post accident . My loss of earning is about €18500 net and this is the sticking point with the insurance company , even though I can prove with post accident earnings . I just feel like am been made feel like guilty party here , I was injured and was forced outta work thru no fault of my own not to mention the thousands of euros worth of damage of tools that am told I can't claim for because I was not insured for tools in transit . The crash also nearly but my business under am a young guy in my mid 20s and the loss of contracts and customers when I was off work ( also very hard to prove ) when self employed . So if you are still reading ha! Has any1 got any advise of A : how long more will this take to settle B: how much compensation should I be expecting for loss of earning and for my I jury's any information from people who have been in similar suituation or who are in the know will be really appricated thanks


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