Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie

To fix mortgage or not

Options
2»

Comments

  • Options
    #32
    maniac2003
    Registered Users Posts: 352 ✭✭maniac2003


    Aib fixed for 5 years at 3•9% is this too long to get tied in for?


  • Options
    #33
    Heisenberg1
    Closed Accounts Posts: 2,511 ✭✭✭Heisenberg1


    maniac2003 wrote: »
    Aib fixed for 5 years at 3•9% is this too long to get tied in for?

    Hard to say rates may fall further nobody knows if your comfortable paying it then go for it. I went variable myself in the hope that they will drop again in the new year and the fixed rates my drop further.


  • Options
    #34
    Woodville56
    Closed Accounts Posts: 1,643 ✭✭✭Woodville56


    I'd be inclined to go for the 1 year fixed at 3.5% and see how things look one year on, I doubt anyone can predict with any accuracy how rates will be faring in 3 years never mind five


  • Options
    #35
    Heisenberg1
    Closed Accounts Posts: 2,511 ✭✭✭Heisenberg1


    Woodville56 wrote: »
    I'd be inclined to go for the 1 year fixed at 3.5% and see how things look one year on, I doubt anyone can predict with any accuracy how rates will be faring in 3 years never mind five

    That's the new business rate only not for existing mortgage holders.


Advertisement