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Cheque bounced back- no funds but still charged overdraft !

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  • 11-04-2014 12:51am
    #1
    Registered Users Posts: 357 ✭✭


    Hello,

    My balance in the cheque account is normal zero.


    I've issued a cheque on Monday 7th.
    I've dated as 8th and explained to end user to lodge it on Tuesday as i need to TX funds from current account to cheque account.
    All ok !

    On Monday evening did the online transfer between accounts,all ok.

    On Wednesday i get a call from end user saying that cheque bounced back !!!

    Had a look on my bank account and shock !
    The cheque dated 8th is cashed on 7th,funds none and bank is charges me €10.15 unpaid fees !

    How does that works ... on your timeline,dont get it !

    Please advise !
    Regards


Comments

  • Closed Accounts Posts: 1,066 ✭✭✭Bank of Ireland: Billy


    Hi Ctrl Alt Del, 

    Many thanks for your post. 

    We do not have access to account details so unfortunately cannot look into the details of the transaction here. As it is a business account, please call your Bank of Ireland branch and a representative will look into this for you. You can find a full list of branch contact numbers here

    Thanks

    Billy


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