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Student loans and credit cards

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  • 12-04-2014 11:51am
    #1
    steddyeddy
    Registered Users Posts: 27,564 ✭✭✭✭


    Hey all just wondering what the situation is for student loans. Are banks more reserved when it comes to giving a loan to students post recession? I was recently offered a credit card and I'm a PhD student. I gave it back because I can't afford it yet but I know many undergraduate students have availed of the offer. Do banks generally see students (dependent on the course) a good investment.


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    #2
    Yedya
    Registered Users Posts: 152 ✭✭Yedya


    I guess it depends on the course,your parents income and if you have your own bills.Ie kids

    But I'm not that knowledgeable..


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    #3
    galwayjohn89
    Closed Accounts Posts: 1,930 ✭✭✭galwayjohn89


    I know our course is seen as a preferred course or something like that. We get special interest free loans for up to 4 years. BOI seem pretty sound when it comes to lending. I've got roughly 8k worth of credit available from them.


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    #4
    matt70iu
    Registered Users Posts: 415 ✭✭matt70iu


    Vuzuggu wrote: »
    I know our course is seen as a preferred course or something like that. We get special interest free loans for up to 4 years. BOI seem pretty sound when it comes to lending. I've got roughly 8k worth of credit available from them.

    Just be careful you don't get into trouble with them though. I did 5 years ago and they were an absolute nightmare to deal with!


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