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claas 0% finance

  • 25-04-2014 9:59pm
    #1
    old deere
    Registered Users Posts: 26 ✭


    thinking of changing mower, deal is trade-in + 3 equal annual payments of balance, one payment now. 0% interest. any thoughts?


Comments

  • #2
    whitebriar
    Closed Accounts Posts: 1,745 ✭✭✭whitebriar


    old deere wrote: »
    thinking of changing mower, deal is trade-in + 3 equal annual payments of balance, one payment now. 0% interest. any thoughts?
    Just the usual.
    Do the maths on what it costs to maintain the old one versus the price of the new one and if you need to save a bit of tax.
    The usual then applies.
    If the old one costs way way way less to maintain than the price of the new one and is doing the job,then what's the point in buying the new one to save tax? You lose 100% of your money to gain a 12% allowance every year for 5 or 7 iirc versus keeping half or more of the money in your pocket plus the old one,that's not logical.


  • #3
    frazzledhome
    Closed Accounts Posts: 6,278 ✭✭✭frazzledhome


    old deere wrote: »
    thinking of changing mower, deal is trade-in + 3 equal annual payments of balance, one payment now. 0% interest. any thoughts?

    You need to watch what you're actually paying per 1k borrowed. 0% is a real eye catcher that's off a higher list price usually.

    Your mower is one of 4 payments so be sure of your values. If you need a mower and the cost per k is around 18-19 euro, assuming you did a good deal for your own then buy


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