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Ballpark premium for scooter/motorbike insurance

  • 09-06-2014 2:36pm
    #1
    professore
    Closed Accounts Posts: 5,857 ✭✭✭


    Hi,

    My daughter has turned 16 recently and we are looking into getting her a scooter or small (100cc) motorbike. Let's assume she has her IBT done, do people have any idea what sort of insurance premium she would be looking at?

    Thanks,

    Prof


Comments

  • #2
    Vikings
    Registered Users, Registered Users 2 Posts: 2,788 ✭✭✭Vikings


    http://www.libertyinsurance.ie/

    Put in her details here and get an idea from the online quote.

    I cant imagine any of the other insurers will give a competitive quote to a learner so young with zero no claims.


  • #3
    professore
    Closed Accounts Posts: 5,857 ✭✭✭professore


    For reference, here's what I got from Liberty ....

    €789.23

    Your Rider Details
    Occupation: Student
    Licence Type: Provisional (Irish)
    Duration Held: 0 Years
    View / Amend Details Your Motorcycle
    HONDA X8R-X Moped
    Registration: 06 D 12345
    Engine Size: 49cc Petrol Manual
    Value: €1000
    Type of Use: S,D & P including commuting
    Vehicle Location: *******
    Cover Type: Third Party Only
    Compulsory Excess: €250
    No Claims Discount: 0 years discount
    Rider Training: ************


  • #4
    ifah
    Registered Users, Registered Users 2 Posts: 576 ✭✭✭ifah


    professore wrote: »
    For reference, here's what I got from Liberty ....

    €789.23

    It doesn't seem too bad for a starter.

    Have you looked at what helmet, boots, pants, jacket, gloves will cost ?
    Will your daughter wear the full gear ?


  • #5
    professore
    Closed Accounts Posts: 5,857 ✭✭✭professore


    She already has gear from riding pillion with me.


  • #6
    minidazzler
    Registered Users, Registered Users 2 Posts: 14,739 ✭✭✭✭minidazzler


    professore wrote: »
    For reference, here's what I got from Liberty ....

    €789.23

    Your Rider Details
    Occupation: Student
    Licence Type: Provisional (Irish)
    Duration Held: 0 Years
    View / Amend Details Your Motorcycle
    HONDA X8R-X Moped
    Registration: 06 D 12345
    Engine Size: 49cc Petrol Manual
    Value: €1000
    Type of Use: S,D & P including commuting
    Vehicle Location: *******
    Cover Type: Third Party Only
    Compulsory Excess: €250
    No Claims Discount: 0 years discount
    Rider Training: ************

    That's less than I paid for a 125 at 23 what did you put as rider training? Level 1 or 4?


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  • #7
    professore
    Closed Accounts Posts: 5,857 ✭✭✭professore


    minidazzler wrote: »
    That's less than I paid for a 125 at 23 what did you put as rider training? Level 1 or 4?

    I left the rider training blank. Remember this is dependent on her having the IBT. Also, you're a guy and we all know they heavily load premiums for guys (or used to .... it's illegal now). Actually I am assuming you're a guy ... sorry.


  • #8
    Vikings
    Registered Users, Registered Users 2 Posts: 2,788 ✭✭✭Vikings


    Thats less than what I would have gueesed! Seems a fair price


  • #9
    minidazzler
    Registered Users, Registered Users 2 Posts: 14,739 ✭✭✭✭minidazzler


    professore wrote: »
    I left the rider training blank. Remember this is dependent on her having the IBT. Also, you're a guy and we all know they heavily load premiums for guys (or used to .... it's illegal now). Actually I am assuming you're a guy ... sorry.

    Still seems too fair....who has heard of insurance companies being fair? :pac:


  • #10
    robot7080
    Registered Users, Registered Users 2 Posts: 74 ✭✭robot7080


    €2100 on a 50cc worth €1000 when I was 18... still makes me cringe!


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