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Health insurance for Beacon Hosp

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  • 23-06-2014 8:58pm
    #1
    Zipppy
    Registered Users Posts: 2,054 ✭✭✭


    Can anyone recommend a health insurance plan that would fully cover side room procedures at beacon hosp?
    Most only seem to cover 80%


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    #2
    LostArt
    Registered Users Posts: 1,813 ✭✭✭LostArt


    Most VHI plans and some plans from other insurers will cover this. What plan do you currently have?


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    #3
    Zipppy
    Registered Users Posts: 2,054 ✭✭✭Zipppy


    LostArt wrote: »
    Most VHI plans and some plans from other insurers will cover this. What plan do you currently have?

    Hi

    One Plan extra .. only covers 80% of treatment at beacon hosp


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    #4
    LostArt
    Registered Users Posts: 1,813 ✭✭✭LostArt


    One Plan Extra covers 80% for certain orthopaedic and ophthalmic procedures in the Beacon, 90% certain cardiac, anything else is fully covered


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    #5
    dobsdave
    Closed Accounts Posts: 1,814 ✭✭✭dobsdave


    LostArt wrote: »
    One Plan Extra covers 80% for certain orthopaedic and ophthalmic procedures in the Beacon, 90% certain cardiac, anything else is fully covered

    Be careful if you do upgrade your plan, as some companies put a waiting time on the upgraded parts.


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    #6
    Zipppy
    Registered Users Posts: 2,054 ✭✭✭Zipppy


    LostArt wrote: »
    One Plan Extra covers 80% for certain orthopaedic and ophthalmic procedures in the Beacon, 90% certain cardiac, anything else is fully covered

    Yeah its the ophthalmic I'm after unfortunately :(


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    #7
    LostArt
    Registered Users Posts: 1,813 ✭✭✭LostArt


    Laya / Aviva will give you the full opthalmic cover, but you'll have to serve upgrade waiting periods


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    #8
    Zipppy
    Registered Users Posts: 2,054 ✭✭✭Zipppy


    LostArt wrote: »
    Laya / Aviva will give you the full opthalmic cover, but you'll have to serve upgrade waiting periods

    Been looking there...any ideas what plans exactly?


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    #9
    LostArt
    Registered Users Posts: 1,813 ✭✭✭LostArt


    Laya's Connect Care definitely covers the Beacon, think it's about €1,400


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    #10
    [Deleted User]
    Posts: 50,630 ✭✭✭✭ [Deleted User]


    Does it have to be the beacon? I'm pretty sure Blackrock waive their excess fees for health insurance patients.


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    #11
    Zipppy
    Registered Users Posts: 2,054 ✭✭✭Zipppy


    Thanks for that .. yeah Laya looks good.

    Only problem now is that if I switch and need treatment in next 5 years, and having cancelled my 80% paying VHI policy, I'll have to fund it ALL ..
    maybe I'll need two policies to run concurrently... Hmmmm...


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    #12
    LostArt
    Registered Users Posts: 1,813 ✭✭✭LostArt


    Zipppy wrote: »
    Thanks for that .. yeah Laya looks good.

    Only problem now is that if I switch and need treatment in next 5 years, and having cancelled my 80% paying VHI policy, I'll have to fund it ALL ..
    maybe I'll need two policies to run concurrently... Hmmmm...

    no you won't. You serve an upgrade waiting period to use the higher benefit only. In the meantime while serving the waiting period you have 80% on the Laya plan


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    #13
    Zipppy
    Registered Users Posts: 2,054 ✭✭✭Zipppy


    LostArt wrote: »
    no you won't. You serve an upgrade waiting period to use the higher benefit only. In the meantime while serving the waiting period you have 80% on the Laya plan

    Ah good news...thanks for that....

    Will ring Laya tomorrow so :)


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