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Excess balance on loan?

magoo84 · 2014-06-25 18:46:01

Hi there I got a letter from AIB today informing that there is an excess balance of 50 euros on a loan i recently topped up as of the middle of last month - I'm not actually sure how this happened as they aren't due to collect the first repayment on the new loan until next month, but I overlooked it I think because the…

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25-06-2014 7:46pm

#1

magoo84

Registered Users Posts: 187 ✭✭

Join Date: April 2014

Posts: 141

Hi there

I got a letter from AIB today informing that there is an excess balance of 50 euros on a loan i recently topped up as of the middle of last month - I'm not actually sure how this happened as they aren't due to collect the first repayment on the new loan until next month, but I overlooked it I think because the loan isn't with the bank I have my current account with. I've met every repayment up till now and am going to transfer money into the loan account tomorrow, but I'm very concerned about the impact this may have on my credit rating. Has anyone experienced similar or have any advice?

Thanks

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