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Health insurance question

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  • 08-07-2014 7:39pm
    #1
    fits
    Registered Users Posts: 13,503 ✭✭✭✭


    I have just let my VHI lapse on July 1st. I am working abroad and covered by another policy and was only paying VHI to avoid waiting periods when I come back.

    I am thinking of joining a basic plan with Glohealth now. If I wait 3 months before I start that (i.e. less than a 13 week lapse) will I have to backdate payments to the 1st July to avoid re-serving the waiting periods? Or would it be sufficient to start new policy on 1st October?


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    #2
    peteb2
    Registered Users Posts: 1,813 ✭✭✭peteb2


    Well I don't know about the 2nd part. But they won't offer cover retrospectively - if you've a gap, you've a gap. No back-dating.


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    #3
    LostArt
    Registered Users Posts: 1,813 ✭✭✭LostArt


    If you start a new plan with Glo within the 13 weeks you won't have to re serve waiting periods or back pay. You can start your plan on whatever day you ring them.


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    #4
    fits
    Registered Users Posts: 13,503 ✭✭✭✭fits


    Thanks. I will leave it for three months then. No point paying money for nothing when I am covered by another policy from non Irish insurer.


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