Car park incident

dharma200

Not trying to be funny but the sniping that goes on here can sometimes be quite wearing. What is the point... Victim lack of comprehension blah blah... Tips happen, it's part of life, part of driving... The op knows it was fairly stupid, but the strength of language used sometimes from big high horses really gets on my nerves.... Take a step back, go have a coffee... Watch the news for something to get all riled up about.... A tip in a car park, victims.... Etc etc.... Gawd

Cyrus

dharma200 wrote: »

Not trying to be funny but the sniping that goes on here can sometimes be quite wearing. What is the point... Victim lack of comprehension blah blah... Tips happen, it's part of life, part of driving... The op knows it was fairly stupid, but the strength of language used sometimes from big high horses really gets on my nerves.... Take a step back, go have a coffee... Watch the news for something to get all riled up about.... A tip in a car park, victims.... Etc etc.... Gawd

Tips happen, of course they do, but do the right thing and leave a note,

you said yourself, the 'tip' you had caused 1k worth of damage.

dharma200

No it didn't cause 1k of damage. The person managed to get 1k out of me by using threats about insurance etc... She got two quotes, both from friends of hers and I had no choice not to pay.... My insurance would have went ridiculous... Do you actually think about posts before either posting them or reading them?

Cyrus

dharma200 wrote: »

No it didn't cause 1k of damage. The person managed to get 1k out of me by using threats about insurance etc... She got two quotes, both from friends of hers and I had no choice not to pay.... My insurance would have went ridiculous... Do you actually think about posts before either posting them or reading them?

Ok, so you say you didn't cause 1k worth of damage, but she had two quotes that said you did, and you paid.

Forgive me but it looks very much like you caused damage, if you didnt you should have let it go through insurance and let the assessor decide.

not sure what you are getting at with your last sentence, strange...

dharma200

Do you work for an insurance company? I will forgive you for your lack of comprehension.

dharma200

Please re read my Intial post. I was on my first year of insurance. my insurance throughout the claim would have been raised considerably higher than the amount said lady was asking for. There was no damage to her vehicle, other than a tiny scrape, which even at re spray wouldn't have cost what my insurance premium would have been raised by. I presume you are aware of how insurance works? Are you?

Cyrus

dharma200 wrote: »

Do you work for an insurance company? I will forgive you for your lack of comprehension.

no, i just dont like when people who damage other peoples cars in car parks through carelessness

and i have comprehended everything just fine, its yourself and the OP tying yourself in knots in the face of evidence already provided by yourselves

dharma200

Ok. Well done

Cyrus

dharma200 wrote: »

Please re read my Intial post. I was on my first year of insurance. my insurance throughout the claim would have been raised considerably higher than the amount said lady was asking for. There was no damage to her vehicle, other than a tiny scrape, which even at re spray wouldn't have cost what my insurance premium would have been raised by. I presume you are aware of how insurance works? Are you?

if there was no damage caused by you there wouldnt have been any claim to pay.

I know exactly how insurance works, in what way do you think i dont?

did you inspect the crumple zones behind the bumper when you were inspecting the scratch? are you aware of how bumpers work?

Cyrus

dharma200 wrote: »

Ok. Well done

thank you

djimi

dharma200 wrote: »

There was no damage to her vehicle, other than a tiny scrape

Either you damaged her car or you didnt?

Larry Wildman

Cyrus wrote: »

no, i just dont like when people who damage other peoples cars in car parks through carelessness

and i have comprehended everything just fine, its yourself and the OP tying yourself in knots in the face of evidence already provided by yourselves

No Cyrus, it's you and other posters who are advocating utterly insane reponses and fraud to non incidents.

You guys are the ones advocating crime and villainy.

My car touched against someone's car. There is no damage to either car. Spoof about "potential structural damage" is just apologism for insurance fraud.

Insurance fraudsters and people who inflate claims are scum.

And as for passive aggresive loons who post in fora such as this...well the less said about them the better.

If I bumped into you on the street, would you accuse me of assault? Because that's what this is the equivalent of.

goz83

djimi wrote: »

Either you damaged her car or you didnt?

To be fair lads, we all know there are plenty of less than genuine folk, who will use a scrape, new, or existing, as a mini lottery win. God help us if some of these people were sitting in the vehicle while the "tip" took place. All of a sudden there would be dislocated shoulders, whiplash and severe trauma, leading to a pot of gold.

Sometimes leaving a note when there is clearly no damage, is an invitation to be screwed over. We live in a society where most people (imo) would take full advantage when euro notes are taken into account.

This is coming from someone who has more than their fair share of damaged caused to their car in parking lots. A week after a full respray, someone scuffed my rear bumper. Obvious damage, no note left. A few weeks after the repair, it happed again. The worst was damage caused to the front bumper and wing. All this was obvious damage in a car park. No notes were left. I love my car. It's currently undergoing some serious repairs after a recent rear ending. But, if someone tips it and they get out and check and there is actually no damage, them that's fine, drive away. It is when damage is caused, even if it is just a scratch, is when money needs to be spent putting it right. But again, too many people take unfair advantage of these situations.

Cyrus

Larry Wildman wrote: »

No Cyrus, it's you and other posters who are advocating utterly insane reponses and fraud to non incidents.

You guys are the ones advocating crime and villainy.

My car touched against someone's car. There is no damage to either car. Spoof about "potential structural damage" is just apologism for insurance fraud.

Insurance fraudsters and people who inflate claims are scum.

And as for passive aggresive loons who post in fora such as this...well the less said about them the better.

If I bumped into you on the street, would you accuse me of assault? Because that's what this is the equivalent of.

all thats wrong here is that you didnt get the response you expected, if you had left a note there wouldnt be an issue, you didnt and got called up on it.

people who damage other peoples property and then slink off are scum in my mind.

no one is advocating insurance fraud, just common decency.

djimi

Im still curious to know what people expected this note to say exactly? There is no damage to the car, so what exactly are you notifying the owner of?

And I agree with the poster above; the main reason I am advocating not leaving a note where no damage has been caused is because it leaves you open to being screwed over by some prick who sees this as a way of making a few quid or fixing some pre-existing damage. Its a cynical view but welcome to the world we live in.

Cyrus

djimi wrote: »

Im still curious to know what people expected this note to say exactly? There is no damage to the car, so what exactly are you notifying the owner of?

And I agree with the poster above; the main reason I am advocating not leaving a note where no damage has been caused is because it leaves you open to being screwed over by some prick who sees this as a way of making a few quid or fixing some pre-existing damage. Its a cynical view but welcome to the world we live in.

How about this?

Sorry, i accidently reversed into your car. It was a very low speed impact and i cannot see any damage. However if it comes to your attention that some damage was caused please contact me at xxxxxxx

And not to labour the point but just because you cant see damage doesnt mean it isnt there, also peoples opinions differ as to what is acceptable.

djimi

Cyrus wrote: »

How about this?

Sorry, i accidently reversed into your car. It was a very low speed impact and i cannot see any damage. However if it comes to your attention that some damage was caused please contact me at xxxxxxx

You may as well just include a blank signed cheque if youre going to do that. Im sorry but in todays world Im just not giving somebody free reign to screw me over, when I know that no damage has been caused.

Cyrus wrote: »

And not to labour the point but just because you cant see damage doesnt mean it isnt there, also peoples opinions differ as to what is acceptable.

If this is what the OP describes it as (ie a crawling speed tip while reversing into a parking space) then no visible damage means no damage. Some people are blowing this way out of proportion; there is no going to be hidden damage for such an incident ffs. We are taking the OP at their word that they could see no damage, but if that is the case and they are being truthful then there is absolutely no reason to make any more of it than that.

Aint Eazy Being Cheezy

djimi wrote: »

You may as well just include a blank signed cheque if youre going to do that. Im sorry but in todays world Im just not giving somebody free reign to screw me over, when I know that no damage has been caused.

Is that what soapboxing is, just repeating the same thing regardless of what everyone else says?

You've no choice about giving up your insurance details after you've hit someone's car. If you think they're gonna claim for a load of imaginary damage, tell your insurance company and they'll pass it onto their assessor.

Otherwise, just don't back into anyone else's car.

djimi

Duracell Bunny wrote: »

Is that what soapboxing is, just repeating the same thing regardless of what everyone else says?

You've no choice about giving up your insurance details after you've hit someone's car. If you think they're gonna claim for a load of imaginary damage, tell your insurance company and they'll pass it onto their assessor.

Otherwise, just don't back into anyone else's car.

Tbh this has boiled down to one set of opinions vs another. Call it soapboxing if you like.

If you think that letting your insurer deal with it means youre not going to get screwed over still then you are very naive tbh. Insurers more often than not just want cases closed and off their plate; they are not going to spend significant time investigating minor damage when they know they can just pay out the few hundred and then make back multiples of that from you over the coming years from increased premiums and loss of NCB. Again, this is my cynical side coming out, but having been in a position where I was right and got no backing from my insurer, I am not exactly quick to trust them any more.

power pants

ZENER wrote: »

I never said I'd make a false claim. I'd just put him through the mill so he'd think twice if there was a next time.

Ken

you are the reason why I wouldn't bother if I did bump into someone

nice_guy80

thats what bumpers are for

they need to do some on street parking in France or Spain.

Long Gone

Cyrus wrote: »

If it was my car you reversed into I'd be pissed to be honest you should have left a note whether it looked to you if there was damage or not

I once came back to my car to find a note left on the windscreen. When I read it what it said was " I accidentally bumped into your car when I reversing. The people watching me write this note think that I'm leaving you my details but you can **** off " .:mad:

TherapyBoy

I've had a similar situation happen to me, reversing my car out of a shopping centre car-park I 'tipped' a Seat Ibiza parked in the other row. The lightest of slight touches we're talking about. Stopped the car & got out to check for any marks or damage to either car. Their car was covered in dust & dirt, looked like it had never been washed & had dents & scratches in every panel. Checked to see if I had marked their car in any way but the touch was so slight I hadn't even left an impression in the dust on the car. I figured I was opening myself up for trouble but wrote a note saying something similar to the example posted above, got back in my car & went home. I never heard anymore about it.

I realise that there are many people who will act dishonestly when something like this happens & look at it as an opportunity to make money or inflate an insurance claim to repair old damage, but I was driving the car & I made the mistake. I'll always write the little windscreen note & what comes afterwards we'll deal with afterwards.

Larry Wildman wrote: »

If I bumped into you on the street, would you accuse me of assault?

No, but I'd expect to hear you say "Sorry" as you passed.

TheDoc

All I'd say is that if they were getting tetchy you should have called the guards as is the norm in a accident involving a vehicle.

I'd say you've left yourself open here as you accepted liability which an insurance company will typically ask.

I only say this as a sister in law had a minor tip into the back of a car at a roundabout. She was pregnant at the time and got flustered and accepted liability and exchanged details. The tip pccured at approx 5mph.

Earlier this year the other party received their final payout of a total accumulating to 67k in damages. Various spurious claims for damages of the child in the car having negative psychological effects, male driver suffering back spasms and female passenger having a sleeping disorder...all conventiatly after this 5mph incident where sister in law admitted liability and never contacted the guards for an unbiased third party.

I had someone reverse into me in Liffey valley two months ago. Was distracted by his son as I was stationary waiting for a break in traffic to turn and he smacked into the back left of me.

Got out...took a look and we exchanged details. He admitted liability and I disclosed that I wouldn't be pursuing this any further and it was fine.

Irregardless of you not leaving a note...if the other party was getting uppity you should have gone through the normal procedures and if they didn't want your details get confirmstion they are not pursuing the mattrer further.

You'd be surprised the amount of chancets in this country when it comes to accidents of little to zero note or impact.

Long Gone

TherapyBoy wrote: »

I figured I was opening myself up for trouble but wrote a note saying something similar to the example posted above, got back in my car & went home. I never heard anymore about it.

I'm not surprised if you wrote a note saying something similar to the example posted above......

TherapyBoy

Hehe, I meant this lovely note! Just bad timing :P

Cyrus wrote: »

Sorry, i accidently reversed into your car. It was a very low speed impact and i cannot see any damage. However if it comes to your attention that some damage was caused please contact me at xxxxxxx

TheDoc

On the flip side I came out to my car in the Odeon coolock to my left side wing mirror completely hanging off and the glass smashed. A scrape down the back left. Someone made an absolute mess of reversing.

No note or anything. Security guard in the carpark didn't give two ****s...CCTV just there for show...wasn't even working.

So I can appreciate the flipside of this. But then I had very real damage. The likely hood is if someone tapped into my bumper and went off without a note I wouldn't even know about it. Don't know about people here but I'm not in the business of inspecting my bumper under microscope every time I come out of the shops.

slimjimmc

Duracell Bunny wrote: »

Is that what soapboxing is, just repeating the same thing regardless of what everyone else says?

You've no choice about giving up your insurance details after you've hit someone's car. If you think they're gonna claim for a load of imaginary damage, tell your insurance company and they'll pass it onto their assessor.

Otherwise, just don't back into anyone else's car.

Section 106 Road Traffic Act
http://www.irishstatutebook.ie/1961/en/act/pub/0024/sec0106.html

The legal duty to provide insurance details applies "Where injury is caused to person or property in a public place and a vehicle is involved in the occurrence of the injury" so it appears to be conditional on injury/damage being caused. You can hit a car without causing damage, my own car bumper has been nudged by other cars a few times without a scratch. No drama.

goz83

Long Gone wrote: »

I once came back to my car to find a note left on the windscreen. When I read it what it said was " I accidentally bumped into your car when I reversing. The people watching me write this note think that I'm leaving you my details but you can **** off " .:mad:

Funny. I have heard that one a couple of times. However, i don't believe those stories. If someone was leaving a note to deceive people, they would just leave the wrong number. Anything else would be idiotic, because someone, or cctv might have the reg plate, which will tie back to the person who wrote the note.

Aint Eazy Being Cheezy

slimjimmc wrote: »

Section 106 Road Traffic Act
http://www.irishstatutebook.ie/1961/en/act/pub/0024/sec0106.html

The legal duty to provide insurance details applies "Where injury is caused to person or property in a public place and a vehicle is involved in the occurrence of the injury" so it appears to be conditional on injury/damage being caused. You can hit a car without causing damage, my own car bumper has been nudged by other cars a few times without a scratch. No drama.

Yeah but we can't get past the argument as to who's opinion of whether there's damage caused. My view is that if you tip off someone's car, you've gotta let them get it independently inspected, no matter whether you can see damage or not.

You hit someone's car, you're leaving yourself wide open to a claim, so it's easier to be more aware of your surroundings and use your mirrors. Invest in parking sensors or a reversing camera if needs be.

djimi

Duracell Bunny wrote: »

Yeah but we can't get past the argument as to who's opinion of whether there's damage caused. My view is that if you tip off someone's car, you've gotta let them get it independently inspected, no matter whether you can see damage or not.

Such an overexaggeration. Independantly inspected to be told that the damage that is not visible really isnt there? Come on, seriously. We are not talking about an impact at speed here; if it was a proper collision then Id agree. For tipping into someone in a car park? Its massively over the top. Its not a matter of opinion; either its damaged or its not. If its not then get on with it and move on.

Cyrus

djimi wrote: »

Its not a matter of opinion; either its damaged or its not. If its not then get on with it and move on.

but you are assuming that any damage is visible on the outside

Aint Eazy Being Cheezy

djimi wrote: »

Such an overexaggeration. Independantly inspected to be told that the damage that is not visible really isnt there? Come on, seriously. We are not talking about an impact at speed here; if it was a proper collision then Id agree. For tipping into someone in a car park? Its massively over the top. Its not a matter of opinion; either its damaged or its not. If its not then get on with it and move on.

If you'd a 50k car and someone backed into it would you still say that? If you want to go tipping into other vehicles go buy a dodgem from the carnival. You'd swear it was difficult to manoeuvre a car into a parking spot without bashing it, judging by some of the posts on here.

djimi

Cyrus wrote: »

but you are assuming that any damage is visible on the outside

How fast do you think the OP was going? How hard do you think the bumper was hit?

EazyD

djimi wrote: »

How fast do you think the OP was going? How hard do you think the bumper was hit?

Funny you say that, my mothers new F10 had a car park "tip" from another driver, causing underside damage to the bumper, which from the exterior looked untouched.

Put it this way, if it was your car you wouldn't be very happy, would you?

wowy

Duracell Bunny wrote: »

If you'd a 50k car and someone backed into it would you still say that? If you want to go tipping into other vehicles go buy a dodgem from the carnival. You'd swear it was difficult to manoeuvre a car into a parking spot without bashing it, judging by some of the posts on here.

What if you park perfectly well in a spot and return to find someone has badly parked adjacent to or behind you (for example), in such a way that you can't possibly get out without tipping them? You're suggesting that every car is always perfectly parked, and that in all cases of car-park tips, it's the fault of the driver. I suggest you go have a walk around your nearest shopping centre and see how well some of those cars are parked....

Cyrus

djimi wrote: »

How fast do you think the OP was going? How hard do you think the bumper was hit?

i have no idea, what is your guess?

alan partridge aha

At a junction a guy hit the corner of my bumper. It was a good bump, got out looked at the damage, only slight mark on bumper that would polish out. Told him it was fine and be on your way. I knew by looking at it that it was damn all and the bumper has not falling off yet.

pablo128

wowy wrote: »

What if you park perfectly well in a spot and return to find someone has badly parked adjacent to or behind you (for example), in such a way that you can't possibly get out without tipping them? You're suggesting that every car is always perfectly parked, and that in all cases of car-park tips, it's the fault of the driver. I suggest you go have a walk around your nearest shopping centre and see how well some of those cars are parked....

Oh well, sure just give it a wee nudge then if it's in the way. :rolleyes:

You would go back in and ask at the courtesy desk for an announcement to be made for the owner to move it.

wowy

pablo128 wrote: »

Oh well, sure just give it a wee nudge then if it's in the way. :rolleyes:

You would go back in and ask at the courtesy desk for an announcement to be made for the owner to move it.

Ah sure, yeah, no problem with that in Dublin Airport.

Also, part of my point (that you missed) was that Duracell Bunny said "You'd swear it was difficult to manoeuvre a car into a parking spot without bashing it, judging by some of the posts on here." My point was if a driver parked perfectly well but other drivers parked badly around them, why should the person who parked properly be scape-goated? Duracell Bunny says it's easy to park without hitting someone; therefore if someone parks badly (and ends up being tipped by someone else as a result) are they in the wrong in his/her eyes? Or is always the fault of the moving vehicle?

pablo128

wowy wrote: »

Ah sure, yeah, no problem with that in Dublin Airport.

You did mention shopping centres.

wowy

pablo128 wrote: »

You did mention shopping centres.

Cos you can't possibly extend my example to other car parks, right?

Fine, how about Dundrum TC car park, and the person has, I dunno, gone to the cinema and doesn't hear the centre announcement. What then? Does the driver sit for hours? Or have you any other specific criteria/requirements that a driver should do. Perhaps they should simply abandon their car so as to prevent tipping another car, cos heaven forbid....

pablo128

wowy wrote: »

Cos you can't possibly extend my example to other car parks, right?

Fine, how about Dundrum TC car park, and the person has, I dunno, gone to the cinema and doesn't hear the centre announcement. What then? Does the driver sit for hours? Or have you any other specific criteria/requirements that a driver should do. Perhaps they should simply abandon their car so as to prevent tipping another car, cos heaven forbid....

Well what are you suggesting? To ram it out of the way? Or give it a nudge, not enough to damage it but enough to move 1.5 tonnes of metal out of your way?:rolleyes:

If your car is being obstructed by another vehicle you can ring the police who will tow it. Or you could contact AIRPORT:rolleyes: security who will have it moved.

ZENER

Larry Wildman wrote: »

Your posts are off the wall.

You're talking about a "crash" like it's an M50 pile up.

You're also advocating insurance fraud - The real villains are the likes of yourself - Exaggerating claims and costing everyone else money. As for tales of kicking people's cars etc - More psychotic nonsense.

Thanks to everyone else for the constructive (and sane) responses.

Seriously ?! Where did I mention defrauding the insurance company ? Kicking someones car ?! What thread are you reading exactly ?

Just to set the record straight, I have never made a false claim on an insurance policy. In fact in my 26 years of driving I have never made any kind of claim on any insurance policy.

If you have evidence to the contrary then please by all means present it or retract the statement.

I presume by "sane" responses you are talking about the back slappers and the 'sure it'll be grand' brigade ?! Karma bites.

Ken

wingnut

TheDoc wrote: »

All I'd say is that if they were getting tetchy you should have called the guards as is the norm in a accident involving a vehicle.

Only the norm in the event of an injury or where traffic management is required.