Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie

Is there such a thing as an online bank account?

Options
  • 25-07-2014 10:22pm
    #1
    asteroids over berlin
    Closed Accounts Posts: 1,115 ✭✭✭


    I won an auction and the seller said his account is an online account and the bank doesn't have an address (postage address etc). Santander uk or something? is this legit?

    any info appreciated


Comments

  • Options
    #2
    MB05
    Registered Users Posts: 334 ✭✭MB05


    Well Rabo Bank here don't have any branches. If you bank with them it is all done online so it is possible. See https://www.rabodirect.ie/ as an example. They are a huge Dutch bank operating online banking here only.

    Santander is a bank and when I googled it I found this website http://www.santander.co.uk/uk/index/

    It's possible it is a similar set up to Rabo here.


  • Options
    #3
    Marcusm
    Registered Users Posts: 10,320 ✭✭✭✭Marcusm


    MB05 wrote: »
    Well Rabo Bank here don't have any branches. If you bank with them it is all done online so it is possible. See https://www.rabodirect.ie/ as an example. They are a huge Dutch bank operating online banking here only.

    Santander is a bank and when I googled it I found this website http://www.santander.co.uk/uk/index/

    It's possible it is a similar set up to Rabo here.

    Santander in the UK is an amalgamantion of the old Abbey National, National & Provincial, Bradford & Bingley and Alliance & Leicester building socieities and is the 5th largest bank with branches on most high streets. I have no idea if they have online only or telephone only accounts but I'd still expect there to be an associated branch even if only a centralsied one. By example, First Direct is the online only version of HSBC (and was set up as a telephone only bank) but it sill has a branch address - that of it's head office in Sheffield.

    Has the person given you a branch sort code? xx-xx-xx format.


  • Options
    #4
    asteroids over berlin
    Closed Accounts Posts: 1,115 ✭✭✭asteroids over berlin


    cheers, yeah i have an iban and possibly a swift too. It's probably ok i am thinking? He comes across a pretty sound chap


  • Options
    #5
    asteroids over berlin
    Closed Accounts Posts: 1,115 ✭✭✭asteroids over berlin


    MB05 wrote: »
    Well Rabo Bank here don't have any branches. If you bank with them it is all done online so it is possible. See https://www.rabodirect.ie/ as an example. They are a huge Dutch bank operating online banking here only.

    Santander is a bank and when I googled it I found this website http://www.santander.co.uk/uk/index/

    It's possible it is a similar set up to Rabo here.

    cheers


  • Options
    #6
    GerardKeating
    Registered Users Posts: 7,652 ✭✭✭GerardKeating


    asteroids over berlin wrote: »
    cheers, yeah i have an iban and possibly a swift too. It's probably ok i am thinking? He comes across a pretty sound chap

    Where did you "win" the auction. Many sites (eBay for example) caution against payments by Bank Transfer, you lose where ever limited Buyers Protection you have with the site.


  • Advertisement
Advertisement