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Any way to get a personel loan or a credit card while on a work visa in New Zealand?

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  • 30-07-2014 11:55am
    #1
    jameschch
    Registered Users Posts: 2 ✭


    Iv been here over a year on a WHV and just got granted a 3 year work permit a couple of months ago.. Have a few things coming up like a visit home and a few other bits that are going to cost some money so was thinking of getting a loan or a credit card to help,problem is I see banks only give these to citizens or permanent residents as far as I can see? Does anybody have any experience on this that could help? I was thinking about just telling the bank I was a PR but they probably check it anyway? thanks


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    #2
    pclancy
    Registered Users Posts: 3,939 ✭✭✭pclancy


    When I first applied with ANZ they only asked that I was on a salary of at least $55K before they would give me a CC, never asked me about my residency and at the time I was on a 3 year permit just like you.


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    #3
    jameschch
    Registered Users Posts: 2 ✭jameschch


    pclancy wrote: »
    When I first applied with ANZ they only asked that I was on a salary of at least $55K before they would give me a CC, never asked me about my residency and at the time I was on a 3 year permit just like you.

    Thanks for your response pclancy,they do seem to be asking about residency now though,anybody else have any experience in this matter?


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    #4
    BlackEdelweiss
    Registered Users Posts: 1,535 ✭✭✭BlackEdelweiss


    jameschch wrote: »
    Thanks for your response pclancy,they do seem to be asking about residency now though,anybody else have any experience in this matter?

    I got a card and a loan with anz. No problem. 2 year working visa.


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    #5
    BlackEdelweiss
    Registered Users Posts: 1,535 ✭✭✭BlackEdelweiss


    I also got a countdown onecard visa card, just fill out the form and say yes where they ask about permanent residency.


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