Is this an Elephant?

mickdw

kev1.3s wrote: »

Whilst I agree with you, to say the insurer won't pay out on the third party is only scaremongering.

Yes they are bound by law to pay out any 3rd party claims.
Whether they then seek to recover costs from the motorist with the fake plates is their issue but they cannot refuse valid 3rd party claim once policy is in place.

savagethegoat

Yes they are bound by law to pay third party claims on damage caused by the insured car, but the insured car went to the crusher years before and I doubt they are liable for claims on an imposter car.

hi5

MIBI pays out for uninsured accidents.
We all pay extra on our premiums for this.

http://www.mibi.ie/making-a-claim/uninsured-unidentified-vehicles.421.html

savagethegoat

In some circumstances.

Thinkingaboutit

MIBI can take a while.

26000 Elephants

savagethegoat wrote: »

In some circumstances.

When wouldn't they?

I thought it was transparent - my insurance company will fix my car ( or god forbid, pay medical expenses), and they claim from the MIBI fund. The uninsured driver is then pursued or prosecuted by them - nothing to do with me.

mickdw

savagethegoat wrote: »

Yes they are bound by law to pay third party claims on damage caused by the insured car, but the insured car went to the crusher years before and I doubt they are liable for claims on an imposter car.

They are liable to pay 3rd party claims once a policy is in force. If they feel that the car owner knowingly mislead them by running an imposter, they are likely to chase that owner for costs but 3rd party will be paid even in the most outrageous circumstances as long as the insurance company had been taking the yearly premium.

savagethegoat

26000 Elephants wrote: »

When wouldn't they?

I thought it was transparent - my insurance company will fix my car ( or god forbid, pay medical expenses), and they claim from the MIBI fund. The uninsured driver is then pursued or prosecuted by them - nothing to do with me.

If it's a damage claim you have to have the car details, it's in the link posted above.

"Vehicle/property claims are covered under the MIBI compensation scheme however the alleged offending vehicle must be identified by means of a valid registration plate. In instances where the alleged offending vehicle cannot be identified MIBI has no liability to pay compensation for vehicle/property damage unless there are significant personal injuries arising from the same accident."

savagethegoat

mickdw wrote: »

They are liable to pay 3rd party claims once a policy is in force. If they feel that the car owner knowingly mislead them by running an imposter, they are likely to chase that owner for costs but 3rd party will be paid even in the most outrageous circumstances as long as the insurance company had been taking the yearly premium.

you are very sure there.
What If I go out this morning and take the plates off my wife's car and put them on mine and she goes out in my uninsured car and has an accident. Does my Wife's policy pay out he third party just because her number is on my car?

I don't know the answer, just I think your answer is too simplistic

26000 Elephants

savagethegoat wrote: »

If it's a damage claim you have to have the car details, it's in the link posted above.

"Vehicle/property claims are covered under the MIBI compensation scheme however the alleged offending vehicle must be identified by means of a valid registration plate. In instances where the alleged offending vehicle cannot be identified MIBI has no liability to pay compensation for vehicle/property damage unless there are significant personal injuries arising from the same accident."

I think the context of the above quote is in cases of where the offending driver does a runner (where they drive off). I dont think it puts the onus on the victim to ascertain the bona fides of the legal identity of the car that hits them.

savagethegoat

26000 Elephants wrote: »

I think the context of the above quote is in cases of where the offending driver does a runner (where they drive off). I dont think it puts the onus on the victim to ascertain the bona fides of the legal identity of the car that hits them.

It does clearly state that in a damage claim the registration number is required. That's a seperate matter to whether the vehicle is bogus or not. Just pointing out that it isn't automatic that MIBI will be paying out as you seemed to be saying. In othere words, MIBI will only pay up if they have a registration number of the offending car to pursue.

26000 Elephants

savagethegoat wrote: »

It does clearly state that in a damage claim the registration number is required. That's a seperate matter to whether the vehicle is bogus or not. Just pointing out that it isn't automatic that MIBI will be paying out as you seemed to be saying. In othere words, MIBI will only pay up if they have a registration number of the offending car to pursue.

I see your point. Golly, it sure makes a compelling case for driving a cloned car, doesn't it?

* no tax to pay
*no insurance to pay
* no speeding fines ( from cameras at least
* if you hit someone,either drive off ( if you can) or do a legger. Either way, there is zero chance of getting caught for it. Neither the state nor the insurance companies have to pay for it, so have zero interest in pursuing it.

You sometimes feel like a right mug for living within the law in this country.

The Big Red Fella

Is this another one?
http://cars.donedeal.ie/vintagecars-for-sale/austin-1300gt/9908045?offset=5
https://www.cartell.ie/ssl/servlet/beginStarLookup?registration=tiu+669
https://www.motorcheck.ie/free-car-check/tiu669/

savagethegoat

it does say it has a 1275 engine so I guess it could be an up-specced 1100 rather than a real 1300GT.

The Big Red Fella

savagethegoat wrote: »

it does say it has a 1275 engine so I guess it could be an up-specced 1100 rather than a real 1300GT.

looks like a real Gt to me i reckon thats the Irish 1100 in bits in the ad?
why say logbook has to be applied for so no logbook to check numbers etc?
i would like it but not as a ringer at 1500 yo yos!

savagethegoat

The Big Red Fella wrote: »

looks like a real Gt to me i reckon thats the Irais 1100 in bits in the ad?
why say logbook has to be applied for so no logbook to check numbers etc?
i would like it but not as a ringer at 1500 yo yos!

Thta's what I thought too

unkel

The Big Red Fella wrote: »

Is this another one?

I've been informed that it isn't. Someone who is familiar with the car says it's a real GT. It's an original County Limerick "IU" reg car which used to attend vintage events 25 + years ago ,the then owner restored it ,used it & eventually sold it couple years back via DDeal due to lack of use.

An Irish GT would have been rare back in the day & may not have been described accurately on reg document. That body shape would have generally been described as an Austin or Morris 1100 irrespective of engine size

savagethegoat

well they would say that ....


1100 and 1300 were seperate models, 1300GT more so

The Big Red Fella

unkel wrote: »

I've been informed that it isn't. Someone who is familiar with the car says it's a real GT. It's an original County Limerick "IU" reg car which used to attend vintage events 25 + years ago ,the then owner restored it ,used it & eventually sold it couple years back via DDeal due to lack of use.

An Irish GT would have been rare back in the day & may not have been described accurately on reg document. That body shape would have generally been described as an Austin or Morris 1100 irrespective of engine size

what a load of bull mate!

Blue850

TIU *** ran from March 68 to Aug 68

1300 GT's were launched in Oct 1969.

red sean

Seen it heading out of Sligo towards Donegal this evening on a trailer.

carchaeologist

Blue850 wrote: »

TIU *** ran from March 68 to Aug 68

1300 GT's were launched in Oct 1969.

We have a winner...!

mickdw

savagethegoat wrote: »

you are very sure there.
What If I go out this morning and take the plates off my wife's car and put them on mine and she goes out in my uninsured car and has an accident. Does my Wife's policy pay out he third party just because her number is on my car?

I don't know the answer, just I think your answer is too simplistic

I think if your wife was paying for insurance for a certain car with reg abc and she then willingly drove another car with that same reg attached, she would be guilty of serious fraud. I believe there would in fact be a 3rd party payout if required but with 100 percent chance of insurer chasing her through the courts for recovery of costs. Given the obvious and knowing fraud, things would get very bad for wife.

kev1.3s

Fact of the matter tho is if fraud was knowingly committed its the purpatrator and not the victim that will suffer.
I think it's sad too that when I see a nice classic with an Irish plate my innital taught is if it's genuine or not and I'm not even that bothered by the plate. If the government was to issue age appropriate plates there wouldn't be an issue and we'd be able to take things at face value.

unkel

The Big Red Fella wrote: »

what a load of bull mate!

Only reporting what someone PM'd me

savagethegoat

mickdw wrote: »

I think if your wife was paying for insurance for a certain car with reg abc and she then willingly drove another car with that same reg attached, she would be guilty of serious fraud. I believe there would in fact be a 3rd party payout if required but with 100 percent chance of insurer chasing her through the courts for recovery of costs. Given the obvious and knowing fraud, things would get very bad for wife.

well isnt that exactly what people driving ringed elephants are doing? paying insurance for a car long ago scrapped and attaching that car's number to another, uninsured, car?

carchaeologist

The simple fact of the matter here is that there is so much dodgy stuff now around in the country that everything that appears genuine Irish is treated with suspicion.

500man

Well said , everyone is getting painted with the same brush

savagethegoat

carchaeologist wrote: »

The simple fact of the matter here is that there is so much dodgy stuff now around in the country that everything that appears genuine Irish is treated with suspicion.

Yes and that's damage done to the Classic car scene and to genuine Irish cars which should be treasured as part of Irish history and instead they have been de-valued for personal gain. It has also damaged Irish classics by the fact that original cars have been left aside, replaced by swimmers,rather than being restored, and many will now be unredeemable

kev1.3s

Elephant for sure..

https://cars.donedeal.ie/vintagecars-for-sale/1978-jaguar-xjs-5-3-v12/9971578

alias no.9

kev1.3s wrote: »

Elephant for sure..

https://cars.donedeal.ie/vintagecars-for-sale/1978-jaguar-xjs-5-3-v12/9971578

The alloys and bodykit may be misleading. If its a genuine pre HE which should be possible to check from the engine serial number then its 1981 or older

kev1.3s

alias no.9 wrote: »

The alloys and bodykit may be misleading. If its a genuine pre HE which should be possible to check from the engine serial number then its 1981 or older

You're right enough, the rear windows and rear lights betray its origins.
I jumped the gun a little there.

macplaxton

At first glance it doesn't look so much of an elephant to me.....



.....more of a dogs breakfast.



I prefer the old bumpers and Kent alloys personally so I could do some Woollarding like this man:

RR3.5

I don't get it , what is wrong with this car.

Bus Boy

It looks like a bitsa.

ba_barabus

savagethegoat wrote: »

Yes and that's damage done to the Classic car scene and to genuine Irish cars which should be treasured as part of Irish history and instead they have been de-valued for personal gain. It has also damaged Irish classics by the fact that original cars have been left aside, replaced by swimmers,rather than being restored, and many will now be unredeemable

As long as these people are welcomed with open arms by clubs and shows nothing will change.

Barr

I’ve found this thread and wondering if I got this scam right.

So am I right in thinking that people are taking the reg numbers off cars >30 years old and slapping them on cars that are <30 years old to pay lower road tax.

How in the world are people able to register cars with the ZV plates if it’s not on the log book ?

Blue850

http://www.adverts.ie/car/toyota/starlet/1979-toyota-starlet-for-sale/8613069?fm

€500 for a 79 starlet book

edit: ad has been pulled

kev1.3s

And it's not even original Irish. Wtf