Car insurance 19 y/o 320d

evo2000

Rossio12 wrote: »

Hi all,

Ive saved up for a year now and have enough money to get what I've always wanted.. A BMW 320d m sport only problem is I can't get insurance as I'm only 19 and only have provisional.

I've tried liberty axa chill etc no luck.

So my question is does anybody know an insurance firm that will insurance me no matter the cost I don't mind paying a ridiculous amount.

Cheers

Your gonna pay an extortionate price for a little 1.3 never mind a 320 d i was paying 2500 a year in my own name for a 1.3 lancer, get a few years under your belt get your full then think about gettin a 320d

If you insist on gettin the 320d you ll have to try get insured as a named driver or something i doubt anywhere will even insure you, try FBD tho

Take into account, Tax , Fuel and Maintenance of the car aswell you will be paying a retarded amount of money you ll basically be workin for a car lol

wonski

Odyssey 2005 wrote: »

:eek::eek::eek:
Did you pay that ?

I paid 2200 for 1.1 Seicento (first year on provisional, and I was over 25):o

Next year it was 900 on 1.3 so it gradually goes down as soon as you don't hit "things";)

JC01

simplybam wrote: »

At age 19 with 'L' plates you should barely be allowed to look at anything like a 320 let alone be allowed to drive it. There should be power to weight ratio limits on learner drivers in the first place...

Was gonna go on a proper rant here, but now I can't be arsed any more.

Ye for god sakes he could rip a hole in time with the power of one of them, wont somebody PLEASE think of the children etc etc etc.

I was also gonna go on a proper rant here but meehhh

duckman!!

when i was 18 i paid €2500 for a 1.4 diesel 206!!!

bidiots

duckman!! wrote: »

when i was 18 i paid €2500 for a 1.4 diesel 206!!!

You should have been paid that to drive the diesel 206

YouTookMyName

Ford Focus

or

Toyota Corolla

I didn't know what a 320d was when i was 19.

Duiske

Eric Cartman wrote: »

And just remember being the main driver on a car that your insured as a named driver on is called fronting and illegal.

Wouldn't think it's actually illegal unless it's stipulated in the statute books. You may well be in breach of the terms of your insurance policy, but that does not make it illegal. If you had an accident as a named driver and admitted to the insurance that you were the main driver of the car, the insurance company could not invalidate your policy. They would be within their rights to reduce cover to the minimum, ie. 3rd party only, but that still means you were legally covered to drive. If they had to pay out to a 3rd party the company could chase you to repay the cost, but again, that's a civil matter, nothing to do with the law.

Chimaera

Duiske wrote: »

Wouldn't think it's actually illegal unless it's stipulated in the statute books. You may well be in breach of the terms of your insurance policy, but that does not make it illegal. If you had an accident as a named driver and admitted to the insurance that you were the main driver of the car, the insurance company could not invalidate your policy. They would be within their rights to reduce cover to the minimum, ie. 3rd party only, but that still means you were legally covered to drive. If they had to pay out to a 3rd party the company could chase you to repay the cost, but again, that's a civil matter, nothing to do with the law.

It's fraud and is illegal under that legislation.

dar83

Duiske wrote: »

Wouldn't think it's actually illegal unless it's stipulated in the statute books. You may well be in breach of the terms of your insurance policy, but that does not make it illegal. If you had an accident as a named driver and admitted to the insurance that you were the main driver of the car, the insurance company could not invalidate your policy. They would be within their rights to reduce cover to the minimum, ie. 3rd party only, but that still means you were legally covered to drive. If they had to pay out to a 3rd party the company could chase you to repay the cost, but again, that's a civil matter, nothing to do with the law.

Insurance fraud is illegal...

evo2000

YbFocus wrote: »

I did that and I still bit a ditch soon after getting on the road.
That same cockyness was the problem.
If you think 4 years in a field has you aced up you'll learn the hard way.
140bhp in the wet with no experience will be trouble.

Any car will be trouble if the drivers a moron, just so happens there plenty of dopes around ireland that think they are pro with there "diffin," lol

pudzey101

Ya gotta start off on a lower litre car as said in previous posts and get your full !! iv wanted a dc2 since i was about 10 , im now 24 and have one fully comp for under 800 build up your no claims and get ur full ASAP , and yeah try aviva thats who im with

Noccy_Mondy

Duiske wrote: »

Wouldn't think it's actually illegal unless it's stipulated in the statute books. You may well be in breach of the terms of your insurance policy, but that does not make it illegal. If you had an accident as a named driver and admitted to the insurance that you were the main driver of the car, the insurance company could not invalidate your policy. They would be within their rights to reduce cover to the minimum, ie. 3rd party only, but that still means you were legally covered to drive. If they had to pay out to a 3rd party the company could chase you to repay the cost, but again, that's a civil matter, nothing to do with the law.

What I can't seem to grasp is if you are fronting, how can the insurance company prove that you are the main driver. You could drive that car 365 days of the year, but if you were in a crash, for all they know, that was your second time driving it this year!? Thats assuming that it's a standard car, not modded, which obviously if it was, then everyone would know that 60 year old mammy ain't driving it often.

Duiske

Chimaera wrote: »

It's fraud and is illegal under that legislation.

dar83 wrote: »

Insurance fraud is illegal...

It's a breach of the terms of the policy you took out with the insurance company, nothing more.

goz83

Duiske wrote: »

It's a breach of the terms of the policy you took out with the insurance company, nothing more.

No, it's actually insurance fraud.

oldyouth

Duiske wrote: »

It's a breach of the terms of the policy you took out with the insurance company, nothing more.

Any breach of policy conditions is a civil matter. It is fraud when you misrepresent in order to deceive and gain financial benefit (i.e. cheaper premium) and that is a criminal matter

Have a look at this link about misrepresentation/ false declaration

http://www.insuranceconfidential.ie/Caught-out/Non-Disclosure.html

kippy

They youth of today. Great to be able to get the car you always wanted before you are 20.
I always wanted a car and the freedom that went with it. Once I got a car I realised that freedom came at a heavy price.

EazyD

I'm 23 myself and been driving for over 5 years now. Looking back I'm actually glad I fell within the same constraints as the OP and the majority here.

At 18/19 the thrill of freedom/independence is great until you let it get to your head and make an error somewhere along the way. That's not to mention the fact that paying a hefty insurance premium to own something decent would negate most of the fun anyway imo.

derry

Go for it if that is the car you want and you own it sod the lot of them with buy a small car cr@p

Fado Fado In the past in the good old days there was no legal or otherwise requirement to take out third party car insurance and life was hard for insurance companies.
The people wouldn't take out insurance policies with them unless they were dirt cheap .
In those days if you had car crash and were unable to pay the victims the Government had to fork out to cover the costs.
As people on average have small crashes with a few big ones thrown in the government could easily absorb the big crashes Nearly all small crashes were paid out by people agreeing to pay the damage either voluntary or by court orders for damage reparation. Even the big car crashes were often covered by the driver who would agree to pay sums of money from their wages every week or selling off surplus assets like second homes etc or they had taken out a third party insurance policy .
So in reality the Governments often did not have pay out on most large car crashes .
The government was fulfilling its function to society acting as insurer of last resort .

However governments are lazy SOB and didn't like the paper work from car crash insurance claims Governments wanted to please their rich friends in the car insurance commercail world . That way governments could get kick backs cash and Bungs and money for the elections

The car insurance were not happy they couldn't screw the motorists so they came up with the idea to make it mandatory under STATUES ACTS not laws but commercial law that everybody had to take out third party car insurance .
The Governments couldn't do that make it mandatory as government are not there to make ANYTHING mandatory .If governments could make things mandatory they could tell you shoot yourself and you would have to shoot yourself ,so they had to do some legal tricks to solve that problem. Also there was the need for a sweetener for them "what about the uninsured drivers" question .
So the sweetener was devised that the uninsured driver fund was set up and 10% the profits from car Insurance companies is diverted to this fund .In return the governments made under Statues Acts commercail regulations all private cars to be commercail vehicles which they could use the Mandatory rule on .With this trick of the law Third party insurance became MANDATORY for commercail vehicles and side effect was private vehicles got sucked into the legal world of commercail traffic and had to pay 3rd insurance like the commercail traffic .Look the log book your car is private VEHICLE and also light goods delivery vehicle . A Vehicle is defined as COMMERCIAL for profit goods delivery or for profit passenger carrier which no private motorist is .You car insurance is for the light goods part not the private car part . Legal mumbo jumbo but that's how they trick private motorists to be forced to pay rich car insurance companies wads of money as commercail activity motorists . The uninsured car drivers fund is not a bottomless pit but is so cash rich it nearly is . If however the uninsured driver fund runs out of cash the Government still has to pick up the Bill

So now in modern times the car insurance companies can now screw all the PRIVATE motorists using legal tricks .
However there is a contract to be filled between the parties the government the people and the car insurance companies .
If the car insurance companies act the goat the contract can be deemed to be null and void and the Car insurance racket could risk to be closed down and everything would have to go back to the good old days system no compulsory car insurance.
presently the car insurance companies are acting the goat with the young drivers especially and the older drivers and average drivers like me in the mid fifties with exorbitant insurance costs for third party car insurance because the government give them the rape tool to rape us with

If you apply to every insurance company in Ireland and they all refuse to insure you then YOU CAN THEORETICALLY LEGALLY blow the car insurance companies exclusive franchise to fleece us to bit .The contract they have is they Absolutely are compelled to insure you .If the car insurance companies dont insure you as part of their exclusive franchise to fleece motorists they will absolutely blow up the the exclusive car insurance franchise to fleece motorists . I cant see them risking to blow up their cash cow to not insure you .
If you got every Irish car insurance company in Ireland to refuse to Quote you you could in theory take them to court and expose the contract now does not exist from the insurance companies due lack of performance they acted the bollix and the great compulsory Car insurance scam could be taken down overnight . Then the government would again have to do its job to ensure the people in cars directly and would probably third party insure us with extra tax on the fuel we use .

However to get the refusals from car insurance companies of Ireland you probably need to get that in writing from every Insurance company in Ireland .You would need they refuse to quote in writing. Thats means not on the phones and even email is iffy it loks like it has to be letters . That for various reasons will probably not happen but if does happy days .One of the Insurance companies will be be forced to QUOTE to insure you third party .
After that if the Quote is something stupid like €10,000 then again there is case to be made that Quote is stupid and is in effect not a real quote . A court could say this was clearly such a absurd number as to be in effect the same as refusal . If they refuse to budge on that price then they risk to open the door to legal challenge the Insurance companies of Ireland fail in their Exclusive franchise to insure you on of the peoples because they are greedy SOB and rip all our faces . Eventually the threat of court action and the risk to lose their franchise from public exposure can probably make them give a suitable 3rd party Quote . They might go down the road of large reduction for tracking device on the car to prove your not crazy driver which to keep them sweet might be worth doing but that's your choice if they offer it . However if they act the complete Bollix happy days you can possibly take down the whole rotten system of rip our faces third party car insurance and bring back the old system no compulsory car insurance .One state int he USA does not have compulsory car insurance and that state doesn't go bankrupt from this.
Its all scare methods the Car insurance scam artists do to make us have compulsory car insurance

Its time young drivers can tell the government to take a hike giving these exclusive franchises to screw the young motorists just because they make governments life more easy and put wads of money into the parasites the private car insurance companies .

I know many young drivers who drive carefully are not w reckless and are probably better and safer drivers than I am eeven though my no claims are at maximum no claims .Its only MUGGINS Ireland that would tolerate these crazy premiums for youth . In many countries the third party insurance is done through the petrol prices and kids like you do drive large cars as first cars as older big engine cars are often cheaper to buy . Personally if anybody is young i would always tell them get the biggest car they are far safer and best i can tell probably crash less than small things .I drive small cars to save but when i bring the kids with me I drive the big car for the extra safety element

If you got on your push bike and the cops stopped you and said you were too young to ride your bike you would tell them to take a hike .Its your human right to travel from A to b on foot on push bike on bus in your car as long as it isn't for commercail purposes eg Private travel
For cars its same thing who the hell can tell you you cant drive this or that type of car . At 18 your allowed to join the army and shoot guns to kill people and you can marry and vote .So why get of on a lig you should only have a small car .Next they will tell you you should only have a 50cc go cart at 19.
So it simple SOD them fight the SOBS and their dim wit small minded ideas .Your not guiltily of crashing your car until you crash your car .

This logic get another car goes against your human rights and your rights to purchase and use any car that exists on the market .
They are all making you guilty of being a bad driver before you even driven your car and that is PRECRIME . Now common sense would tell you study the road information stuff try as soon as possible to get the full license and drive carefully because if you do create a huge crash you risk to go to jail and the rest that comes from being dick head with a big car .
If you think your gonna be good driver with this Big car then nobody should be allowed to get in your way with their small brains and insurance companies should not have the right to force you take out a mortgage to drive your private car which is your human right to travel with your car if your going to drive safely .

If others want to down size their cars that's their problem not yours .
Derry

kippy

derry wrote: »

Go for it if that is the car you want and you own it sod the lot of them with buy a small car cr@p


Fado Fado In the past in the good old days there was no legal or otherwise requirement to take out third party car insurance and life was hard for insurance companies.
The people wouldn't take out insurance policies with them unless they were dirt cheap .
In those days if you had car crash and were unable to pay the victims the Government had to fork out to cover the costs.
As people on average have small crashes with a few big ones thrown in the government could easily absorb the big crashes Nearly all small crashes were paid out by people agreeing to pay the damage either voluntary or by court orders for damage reparation. Even the big car crashes were often covered by the driver who would agree to pay sums of money from their wages every week or selling off surplus assets like second homes etc or they had taken out a third party insurance policy .
So in reality the Governments often did not have pay out on most large car crashes .
The government was fulfilling its function to society acting as insurer of last resort .

However governments are lazy SOB and didn't like the paper work from car crash insurance claims Governments wanted to please their rich friends in the car insurance commercail world . That way governments could get kick back cash and Bungs and money for the elections

The car insurance were not happy they couldn't screw the motorists so they came up with the idea to make it mandatory under STATUES ACTS not laws but commercial law that everybody had to take out third party car insurance .
The Governments couldn't do that make it mandatory as government are not there to make ANYTHING mandatory .If governments could make things mandatory they could tell you shoot yourself and you would have to shoot yourself so they had to do some legal tricks to sove that problem and also unless there was sweetener for them what about the uninsured drivers .
So the sweetener was devised that the uninsured driver fund was set up and 10% the profits from car Insurance companies is diverted to this fund .In return the governments made under Statues commercail regulations all private cars to be commercail vehicles which they could use the Maditry rule on .With this trick of the law Third party insurance became MANDATORY for commercail vehicles and side effect was private vehicles .Look the log book your car is private VEHICLE and also light goods delivery vehicle . A Vehicle is defined as COMMERCIAL for profit goods delivery or for profit passenger carrier which no private motorist is .You car insurance is for the light goods part not the private car part . Legal mumbo jumbo but that's how they trick private motorists to be forced to pay rich car insurance companies wads of money as commercail activity motorists . The uninsured car drivers fund is not a bottomless pit but is so cash rich it nearly is . If however the uninsured driver fund runs out of cash the Government still has to pick up the Bill

So now in modern times the car insurance companies can now screw all the PRIVATE motorists using legal tricks .
However there is a contract to be filled between the parties the government the people and the car insurance companies .
If the car insurance companies act the goat the contract can be deemed to be null and void and the Car insurance racket could risk to be closed down and everything would have to go back to the good old days system no compulsory car insurance.
presently the car insurance companies are acting the goat with the young drivers especially and the older drivers and average drivers like me in the mid fifties with exorbitant insurance costs for third party car insurance because the government give them the rape tool to rape us with

If you apply to every insurance company in Ireland and they all refuse to insure you then YOU CAN THEORETICALLY LEGALLY blow the car insurance companies exclusive franchise to fleece us to bit .The contract they have is they Absolutely are compelled to insure you .If the car insurance companies dont insure you as part of their exclusive franchise to fleece motorists they will absolutely blow up the the exclusive car insurance franchise to fleece motorists . I cant see them risking to blow up their cash cow to not insure you .
If you got every Irish car insurance company in Ireland to refuse to Quote you you could in theory take them to court and expose the contract now does not exist from the insurance companies due lack of performance they acted the bollix and the great compulsory Car insurance scam could be taken down overnight . Then the government would again have to do its job to ensure the people in cars directly and would probably third party insure us with extra tax on the fuel we use .

However to get the refusals from car insurance companies of Ireland you probably need to get that in writing from every Insurance company in Ireland .You would need they refuse to quote in writing. Thats means not on the phones and even email is iffy it loks like it has to be letters . That for various reasons will probably not happen but if does happy days .One of the Insurance companies will be be forced to QUOTE to insure you third party .
After that if the Quote is something stupid like €10,000 then again there is case to be made that Quote is stupid and is in effect not a real quote . A court could say this was clearly such a absurd number as to be in effect the same as refusal . If they refuse to budge on that price then they risk to open the door to legal challenge the Insurance companies of Ireland fail in their Exclusive franchise to insure you on of the peoples because they are greedy SOB and rip all our faces . Eventually the threat of court action and the risk to lose their franchise from public exposure can probably make them give a suitable 3rd party Quote . They might go down the road of large reduction for tracking device on the car to prove your not crazy driver which to keep them sweet might be worth doing but that's your choice if they offer it . However if they act the complete Bollix happy days you can possibly take down the whole rotten system of rip our faces third party car insurance and bring back the old system no compulsory car insurance .One state int he USA does not have compulsory car insurance and that state doesn't go bankrupt from this.
Its all scare methods the Car insurance scam artists do to make us have compulsory car insurance

Its time young drivers can tell the government to take a hike giving these exclusive franchises to screw the young motorists just because they make governments life more easy and put wads of money into the parasites the private car insurance companies .

I know many young drivers who drive carefully are not w reckless and are probably better and safer drivers than I am eeven though my no claims are at maximum no claims .Its only MUGGINS Ireland that would tolerate these crazy premiums for youth . In many countries the third party insurance is done through the petrol prices and kids like you do drive large cars as first cars as older big engine cars are often cheaper to buy . Personally if anybody is young i would always tell them get the biggest car they are far safer and best i can tell probably crash less than small things .I drive small cars to save but when i bring the kids with me I drive the big car for the extra safety element

If you got on your push bike and the cops stopped you and said you were too young to ride your bike you would tell them to take a hike .Its your human right to travel from A to b on foot on push bike on bus in your car as long as it isn't for commercail purposes eg Private travel
For cars its same thing who the hell can tell you you cant drive this or that type of car . At 18 your allowed to join the army and shoot guns to kill people and you can marry and vote .So why get of on a lig you should only have a small car .Next they will tell you you should only have a 50cc go cart at 19.
So it simple SOD them fight the SOBS and their dim wit small minded ideas .Your not guiltily of crashing your car until you crash your car .

This logic get another car goes against your human rights and your rights to purchase and use any car that exists on the market .
They are all making you guilty of being a bad driver before you even driven your car and that is PRECRIME . Now common sense would tell you study the road information stuff try as soon as possible to get the full license and drive carefully because if you do create a huge crash you risk to go to jail and the rest that comes from being dick head with a big car .
If you think your gonna be good driver with this Big car then nobody should be allowed to get in your way with their small brains and insurance companies should not have the right to force you take out a mortgage to drive your private car which is your human right to travel with your car if your going to drive safely .

If others want to down size their cars that's their problem not yours .
Derry

I dont know where to start with that but...........

Oh, the government pays do they?
Travelling in a car is not a human right either by the way........

djimi

Thats a wonderful rant and all Derry, but Id love to know how exactly you (legally) propose the OP show two fingers to the insurance company and drive their large car that would otherwise cost them several grand to insure? If you have some trick to insure a higher risk car for a three figure sum then Im sure the young people of Ireland would be very glad to hear it.

YbFocus

I never read such ****e!

keithclancy

djimi wrote: »

Thats a wonderful rant and all Derry, but Id love to know how exactly you (legally) propose the OP show two fingers to the insurance company and drive their large car that would otherwise cost them several grand to insure? If you have some trick to insure a higher risk car for a three figure sum then Im sure the young people of Ireland would be very glad to hear it.

Just get these protective stickers:

Twas Not

derry wrote: »

Go for it if that is the car you want and you own it sod the lot of them with buy a small car cr@p


Fado Fado In the past in the good old days there was no legal or otherwise requirement to take out third party car insurance and life was hard for insurance companies.
The people wouldn't take out insurance policies with them unless they were dirt cheap .
In those days if you had car crash and were unable to pay the victims the Government had to fork out to cover the costs.
As people on average have small crashes with a few big ones thrown in the government could easily absorb the big crashes Nearly all small crashes were paid out by people agreeing to pay the damage either voluntary or by court orders for damage reparation. Even the big car crashes were often covered by the driver who would agree to pay sums of money from their wages every week or selling off surplus assets like second homes etc or they had taken out a third party insurance policy .
So in reality the Governments often did not have pay out on most large car crashes .
The government was fulfilling its function to society acting as insurer of last resort .

However governments are lazy SOB and didn't like the paper work from car crash insurance claims Governments wanted to please their rich friends in the car insurance commercail world . That way governments could get kick back cash and Bungs and money for the elections

The car insurance were not happy they couldn't screw the motorists so they came up with the idea to make it mandatory under STATUES ACTS not laws but commercial law that everybody had to take out third party car insurance .
The Governments couldn't do that make it mandatory as government are not there to make ANYTHING mandatory .If governments could make things mandatory they could tell you shoot yourself and you would have to shoot yourself so they had to do some legal tricks to sove that problem and also unless there was sweetener for them what about the uninsured drivers .
So the sweetener was devised that the uninsured driver fund was set up and 10% the profits from car Insurance companies is diverted to this fund .In return the governments made under Statues commercail regulations all private cars to be commercail vehicles which they could use the Maditry rule on .With this trick of the law Third party insurance became MANDATORY for commercail vehicles and side effect was private vehicles .Look the log book your car is private VEHICLE and also light goods delivery vehicle . A Vehicle is defined as COMMERCIAL for profit goods delivery or for profit passenger carrier which no private motorist is .You car insurance is for the light goods part not the private car part . Legal mumbo jumbo but that's how they trick private motorists to be forced to pay rich car insurance companies wads of money as commercail activity motorists . The uninsured car drivers fund is not a bottomless pit but is so cash rich it nearly is . If however the uninsured driver fund runs out of cash the Government still has to pick up the Bill

So now in modern times the car insurance companies can now screw all the PRIVATE motorists using legal tricks .
However there is a contract to be filled between the parties the government the people and the car insurance companies .
If the car insurance companies act the goat the contract can be deemed to be null and void and the Car insurance racket could risk to be closed down and everything would have to go back to the good old days system no compulsory car insurance.
presently the car insurance companies are acting the goat with the young drivers especially and the older drivers and average drivers like me in the mid fifties with exorbitant insurance costs for third party car insurance because the government give them the rape tool to rape us with

If you apply to every insurance company in Ireland and they all refuse to insure you then YOU CAN THEORETICALLY LEGALLY blow the car insurance companies exclusive franchise to fleece us to bit .The contract they have is they Absolutely are compelled to insure you .If the car insurance companies dont insure you as part of their exclusive franchise to fleece motorists they will absolutely blow up the the exclusive car insurance franchise to fleece motorists . I cant see them risking to blow up their cash cow to not insure you .
If you got every Irish car insurance company in Ireland to refuse to Quote you you could in theory take them to court and expose the contract now does not exist from the insurance companies due lack of performance they acted the bollix and the great compulsory Car insurance scam could be taken down overnight . Then the government would again have to do its job to ensure the people in cars directly and would probably third party insure us with extra tax on the fuel we use .

However to get the refusals from car insurance companies of Ireland you probably need to get that in writing from every Insurance company in Ireland .You would need they refuse to quote in writing. Thats means not on the phones and even email is iffy it loks like it has to be letters . That for various reasons will probably not happen but if does happy days .One of the Insurance companies will be be forced to QUOTE to insure you third party .
After that if the Quote is something stupid like €10,000 then again there is case to be made that Quote is stupid and is in effect not a real quote . A court could say this was clearly such a absurd number as to be in effect the same as refusal . If they refuse to budge on that price then they risk to open the door to legal challenge the Insurance companies of Ireland fail in their Exclusive franchise to insure you on of the peoples because they are greedy SOB and rip all our faces . Eventually the threat of court action and the risk to lose their franchise from public exposure can probably make them give a suitable 3rd party Quote . They might go down the road of large reduction for tracking device on the car to prove your not crazy driver which to keep them sweet might be worth doing but that's your choice if they offer it . However if they act the complete Bollix happy days you can possibly take down the whole rotten system of rip our faces third party car insurance and bring back the old system no compulsory car insurance .One state int he USA does not have compulsory car insurance and that state doesn't go bankrupt from this.
Its all scare methods the Car insurance scam artists do to make us have compulsory car insurance

Its time young drivers can tell the government to take a hike giving these exclusive franchises to screw the young motorists just because they make governments life more easy and put wads of money into the parasites the private car insurance companies .

I know many young drivers who drive carefully are not w reckless and are probably better and safer drivers than I am eeven though my no claims are at maximum no claims .Its only MUGGINS Ireland that would tolerate these crazy premiums for youth . In many countries the third party insurance is done through the petrol prices and kids like you do drive large cars as first cars as older big engine cars are often cheaper to buy . Personally if anybody is young i would always tell them get the biggest car they are far safer and best i can tell probably crash less than small things .I drive small cars to save but when i bring the kids with me I drive the big car for the extra safety element

If you got on your push bike and the cops stopped you and said you were too young to ride your bike you would tell them to take a hike .Its your human right to travel from A to b on foot on push bike on bus in your car as long as it isn't for commercail purposes eg Private travel
For cars its same thing who the hell can tell you you cant drive this or that type of car . At 18 your allowed to join the army and shoot guns to kill people and you can marry and vote .So why get of on a lig you should only have a small car .Next they will tell you you should only have a 50cc go cart at 19.
So it simple SOD them fight the SOBS and their dim wit small minded ideas .Your not guiltily of crashing your car until you crash your car .

This logic get another car goes against your human rights and your rights to purchase and use any car that exists on the market .
They are all making you guilty of being a bad driver before you even driven your car and that is PRECRIME . Now common sense would tell you study the road information stuff try as soon as possible to get the full license and drive carefully because if you do create a huge crash you risk to go to jail and the rest that comes from being dick head with a big car .
If you think your gonna be good driver with this Big car then nobody should be allowed to get in your way with their small brains and insurance companies should not have the right to force you take out a mortgage to drive your private car which is your human right to travel with your car if your going to drive safely .

If others want to down size their cars that's their problem not yours .
Derry

Can you summarise in no more than 5 bullet points please ?

djimi

For the love of god can people please stop quoting that in its entirety...

Marcusm

derry wrote: »

Go for it if that is the car you want and you own it sod the lot of them with buy a small car cr@p

Fado Fado In the past in insurance racket could risk to be closed down and everything would have to go

MY COMPUTER AUTOMATICALLY REDACTS FREEMAN RUBBISH

If others want to down size their cars that's their problem not yours .
Derry

Really? Is this how bad Motors has become.

Nonoperational

My God. One of the worst posts I've ever read on boards.

quadrifoglio verde

YbFocus wrote: »

I never read such ****e!

You read it all??? :eek:

Moneymaker

Awesome rant, will buy again. 10/10

djimi

quadrifoglio verde wrote: »

You read it all??? :eek:

I tried. Skim read after the first couple of paragraphs once I remembered that Derry is into that freeman nonsense.

YbFocus

quadrifoglio verde wrote: »

You read it all??? :eek:

No, honestly i read about 4 lines and gauged the rest. I'm more of a short story guy, once it goes over about 100 pages it'll lose me.

oldyouth

YbFocus wrote: »

No, honestly i read about 4 lines and gauged the rest. I'm more of a short story guy, once it goes over about 100 pages it'll lose me.

I would recommend everyone should read it, it's a great rant and one of the best pieces Jim Corr has ever written

Cleveland Hot Pocket

What an excellent example of TLDR.

derry

kippy wrote:

Oh, the government pays do they?.

Yep first the government pays then they need to find the money mso they tax you all so the load is spread throughout the taxpayers which often isnt the greedy car insurance companies

kippy wrote:

Travelling in a car is not a human right either by the way........

To breath air is a human right to eat is human right
TRAVEL the right to travel is human right on the roads and byeways .Its not defined which method of travel is human right so anything wheelchair to truck to taxing aircraft if the wings are small enough to stay inside the recommended lane ways is the HUMAN RIGHT to travel .
The greedy Insurance companies are putting excessive demands on that right to TRAVEL and can over step the mark and breach the contract and the whole insurance scam call fall apart just like any insurance scam can under CONTRACT LAW
Some few decades back the largest car insurance company PMPA with 60% of all motorists insured with it went belly up and the whole insurance scam nearly fell apart . The government had to step in and become in effect the insurer until they could unwind the problem .After they unwound the problem there was big bill the government had to pay out .Solution was to make some of the problem go to tax payers and the rest every person with car insurance renewal had to pay a special I think 2%extra on all new premiums for a few decades .So the car user for decades got stung paying other motorists insurance for stuff they had nothing to do with .
YES the government pays and then later you pay you get your face ripped to keep the car insurance scam going and the nie bungs to TDS for their election etc




Derry

Cleveland Hot Pocket

derry wrote: »

Yep first the government pays then they need to find the money mso they tax you all so the load is spread throughout the taxpayers which often isnt the greedy car insurance companies



To breath air is a human right to eat is human right
TRAVEL the right to travel is human right on the roads and byeways .Its not defined which method of travel is human right so anything wheelchair to truck to taxing aircraft if the wings are small enough to stay inside the recommended lane ways is the HUMAN RIGHT to travel .
The greedy Insurance companies are putting excessive demands on that right to TRAVEL and can over step the mark and breach the contract and the whole insurance scam call fall apart just like any insurance scam can under CONTRACT LAW
Some few decades back the largest car insurance company PMPA with 60% of all motorists insured with it went belly up and the whole insurance scam nearly fell apart . The government had to step in and become in effect the insurer until they could unwind the problem .After they unwound the problem there was big bill the government had to pay out .Solution was to make some of the problem go to tax payers and the rest every person with car insurance renewal had to pay a special I think 2%extra on all new premiums for a few decades .So the car user for decades got stung paying other motorists insurance for stuff they had nothing to do with .
YES the government pays and then later you pay you get your face ripped to keep the car insurance scam going and the nie bungs to TDS for their election etc




Derry

But I didnt agree to this law of contract, and it cannot be enacted without my agreement!





















Isn't that the type of bollox you lot come out with, you freeman ?

derry

oldyouth wrote: »

I would recommend everyone should read it, it's a great rant and one of the best pieces Jim Corr has ever written

Cant say I know jim corr only met him once seemed OK guy to me

Anyway at no time did I ever say anything freeman in this thread .I simply said CONTRACT LAW ,human rights and fight the system using the system

Go into court and destroy these Sons of bitches greedy Insurance companies with the contract laws as they rip your faces off.

So if you keep to say freeman you got the problem .
Think about it would a freeman tell you how to use the system to destroy the enemy

And PS I never did freeman i looked the stuff but never practiced it debated it like I can debate the Muslim religion doesn't mean I am Muslim

Derry

Cleveland Hot Pocket

derry wrote: »

Cant say I know jim corr only met him once seemed OK guy to me

Anyway at no time did I ever say anything freeman in this thread .I simply said CONTRACT LAW ,human rights and fight the system using the system

Go into court and destroy these Sons of bitches greedy Insurance companies with the contract laws as they rip your faces off.

So if you keep to say freeman you got the problem .
Think about it would a freeman tell you how to use the system to destroy the enemy

And PS I never did freeman i looked the stuff but never practiced it debated it like I can debate the Muslim religion doesn't mean I am Muslim

Derry

It's still the same freeman tripe by a different name, mate.

djimi

derry wrote: »

Anyway at no time did I ever say anything freeman in this thread .I simply said CONTRACT LAW ,human rights and fight the system using the system

Go into court and destroy these Sons of bitches greedy Insurance companies with the contract laws as they rip your faces off.

Go to court and destroy the insurance companies? If it was that simple then how come it hasnt happened before now?

You also havent answered my question as to how you propose a young driver legally insure a risk vehicle without paying out several grand in insurance?

Cleveland Hot Pocket

djimi wrote: »

Go to court and destroy the insurance companies? If it was that simple then how come it hasnt happened before now?

You also havent answered my question as to how you propose a young driver legally insure a risk vehicle without paying out several grand in insurance?

He's a freeman. They probably can insure the car with magical pixies and fairydust. That is, if a car can exist and be defined as a "car". They would probably claim that no one asked them and that it should be actually legally classed as a horseshoe or a snail. Except that they don't respect the law so can't use the term legally.
Does this thread even exist? Who knows?

YbFocus

Please don't lock this thread I'm finding chp's replies Priceless

wonski

derry wrote: »

Its not defined which method of travel is human right so anything wheelchair to truck to taxing aircraft if the wings are small enough to stay inside the recommended lane ways is the HUMAN RIGHT to travel .

Derry

So my HUMAN RIGHT can be limited by lane ways? This is outrageous...

Cleveland Hot Pocket

YbFocus wrote: »

Please don't lock this thread I'm finding chp's replies Priceless

How can you lock this thread without your consent?
I don't remember signing up to this contract.

Look it up, the big boards people are in cahoots with the GOVERNMENT, we're all paying for it in taxes, but if we all just refuse to acknowlege their existence it will go away and we can all dance a merry dance to hakuna matata. Or whatever it is freemen do when there's nothing left to make up ridiculous "laws" and "ethics" to.

Seriously though, Derry, you should come to one of the meets - I reckon we could have a grand oul' debate. Since you just debate freeman stuff, right ?

Cleveland Hot Pocket

wonski wrote: »

So my HUMAN RIGHT can be limited by lane ways? This is outrageous...

Didn't you see, he must be right.
He's a freeman, AND he used all caps. That's win, right there.
Someone stop the internet. Derry has just claimed it.

derry

sorry double post

derry

djim wrote:

Go to court and destroy the insurance companies? If it was that simple then how come it hasnt happened before now?

it has happened before you dont get to heare about it because its in other countries where they contested the rights off the government to put a third party like rip off insurance companies between the people and the government who are supposed to do the insurance of the roads . Governments are made to by the people to do certain functions and one of them is they effectively to INSURE EVERYTHING from trains crashes to aircraft crashes to car crashes to forest fires .After some catastrophic event the governments job is normally pay up the victims if they cant find a culprit to take their wealth from them to pay .In many countries they tax the car fuel extra to pay the third party car accident claims that come in the door of the governments claims section .Thats often the cheapest solution as its only the people working with government direct .However some governments prefer the scam method pass the problem to thier friends in cash rich insurance companies and make new statues laws to compel car owners to pay car insurance. This extra layer of three parties now involved in the car crash business makes premiums climb bigger and bigger to make greedy car insurance companies richer as their offices get bigger and bigger and the CEO get millions to rape us . When some people see the scam how it works and get excessive insurance premium demands they go to court expose the scam get ruling the contract was broken by the greed of the insurance companies and often the scam falls apart and those regions of the world go back to the direct government people insurance system solutions like extra tax on fuel to pay for car accidents

djim wrote:

You also havent answered my question as to how you propose a young driver legally insure a risk vehicle without paying out several grand in insurance?

The OP stated he was willing to pay the several thousands for the Insurance but he was unsure that he could get insurance at any price.
Reality is one insurance company in ROI has to insure him 3rd party or the whole insurance SCAM will unwind which with he way the economy is inst impossible
In reality say the Insurance scam artist did offer him insurance at let say €50000 a year then clearly that would not be realist contractual offer under the terms of the insurance contract system between the government the people and the Insurance scam artists and anybody could drive bus through that and destroy the Insurance companies scam .
However to keep this insurnce scam on the road they will probaly not do 50,000 but maybe something like €10,000 per year . Then a commercail court wil have to be used to decide is this fair or excessive and the commercail court might say its excessive. Some tooing and frowing they will probably agree to some lesser amount .If the car insurance dont back down they risk to blow up the scam .
There is other hurdles to Jump the car insurance scam artist mafia have put the insurance ombudsman there as gate keeper .Roughly speaking a ombudsman paid for by an industry is like putting a DON of the mafia in the job of Police for you to go and report the thugs police beat you up so the mafia Don must control his thugs .Now Mafia dons dont do punishing their thugs they lead you down blind alleys until you give up .Its the sock puppet distract you trick. So for the car insurnce scam artists they will do the review trick the blind you with science trick you name it to protect the Mafia don of the Car insurance racket and his nice well paid job for treating you like idiot . They will talk price and negotiate to distract you .However to jump that obstacle you cna challenge his right to even get involved with the dispute .Then thats when he can cr@p in his pants and pull the stops out to get a more better price to keep the car insurance scam going .
So for me if a 19 year old wants to drive 320D yeah dont let these scum bag rip off merchant insurance scam artists stop him there are many ways to skin a cat and get a clever price for him and if they dont talk sense price then go for the jugular and destroy the scam .

Now other young drivers might feel sod that they want to go for destroy the car insurnce scam and well that their solution if they wish to pursue it but best I can tell the rotten scam is close to collapse anyway so might fall easily enough

In that case were to take place then expect extra costs on your fuel to pay for third party claims in car accident s., Works very well big car use more fuel pay more insurance. Drivers who rarely drive pay very little insurance and those drivers who drive a lot pay more insurance. its not perfect but scam artist insurance companies dont get the lions share the cash in premiums to make fat cats CEO's from third party car insurance policies and car motoring costs go down .

Derry

wonski

Cleveland Hot Pocket wrote: »

Didn't you see, he must be right.
He's a freeman, AND he used all caps. That's win, right there.
Someone stop the internet. Derry has just claimed it.

All caps = true.

Cleveland Hot Pocket

derry wrote: »

it has happened before you dont get to heare about it because its in other countries where they contested the rights off the government to put a third party like rip off insurance companies between the people and the government who are supposed to do the insurance of the roads . Governments are made to by the people to do certain functions and one of them is they effectively to INSURE EVERYTHING from trains crashes to aircraft crashes to car crashes to forest fires .After some catastrophic event the governments job is normally pay up the victims if they cant find a culprit to take their wealth from them to pay .In many countries they tax the car fuel extra to pay the third party car accident claims that come in the door of the governments claims section .Thats often the cheapest solution as its only the people working with government direct .However some governments prefer the scam method pass the problem to thier friends in cash rich insurance companies and make new statues laws to compel car owners to pay car insurance. This extra layer of three parties now involved in the car crash business makes premiums climb bigger and bigger to make greedy car insurance companies richer as their offices get bigger and bigger and the CEO get millions to rape us . When some people see the scam how it works and get excessive insurance premium demands they go to court expose the scam get ruling the contract was broken by the greed of the insurance companies and often the scam falls apart and those regions of the world go back to the direct government people insurance system solutions like extra tax on fuel to pay for car accidents





The OP stated he was willing to pay the several thousands for the Insurance but he was unsure that he could get insurance at any price.
Reality is one insurance company in ROI has to insure him 3rd party or the whole insurance SCAM will unwind which with he way the economy is inst impossible
In reality say the Insurance scam artist did offer him insurance at let say €50000 a year then clearly that would not be realist contractual offer under the terms of the insurance contract system between the government the people and the Insurance scam artists and anybody could drive bus through that and destroy the Insurance companies scam .
However to keep this insurnce scam on the road they will probaly not do 50,000 but maybe something like €10,000 per year . Then a commercail court wil have to be used to decide is this fair or excessive and the commercail court might say its excessive. Some tooing and frowing they will probably agree to some lesser amount .If the car insurance dont back down they risk to blow up the scam .
There is other hurdles to Jump the car insurance scam artist mafia have put the insurance ombudsman there as gate keeper .Roughly speaking a ombudsman paid for by an industry is like putting a DON of the mafia in the job of Police for you to go and report the thugs police beat you up so the mafia Don must control his thugs .Now Mafia dons dont do punishing their thugs they lead you down blind alleys until you give up .Its the sock puppet distract you trick. So for the car insurnce scam artists they will do the review trick the blind you with science trick you name it to protect the Mafia don of the Car insurance racket and his nice well paid job for treating you like idiot . They will talk price and negotiate to distract you .However to jump that obstacle you cna challenge his right to even get involved with the dispute .Then thats when he can cr@p in his pants and pull the stops out to get a more better price to keep the car insurance scam going .
So for me if a 19 year old wants to drive 320D yeah dont let these scum bag rip off merchant insurance scam artists stop him there are many ways to skin a cat and get a clever price for him and if they dont talk sense price then go for the jugular and destroy the scam .

Now other young drivers might feel sod that they want to go for destroy the car insurnce scam and well that their solution if they wish to pursue it but best I can tell the rotten scam is close to collapse anyway so might fall easily enough

In that case were to take place then expect extra costs on your fuel to pay for third party claims in car accident s., Works very well big car use more fuel pay more insurance. Drivers who rarely drive pay very little insurance and those drivers who drive a lot pay more insurance. its not perfect but scam artist insurance companies dont get the lions share the cash in premiums to make fat cats CEO's from third party car insurance policies and car motoring costs go down .

Derry

Where do I sign?

derry

Cleveland Hot Pocket wrote: »

Didn't you see, he must be right.
He's a freeman, AND he used all caps. That's win, right there.
Someone stop the internet. Derry has just claimed it.

ha ha
you wont be happy until you find true freeman someplace .try some freeman sites they will entertain you .Me I do sovereignty and I am sovereign and I respect your sovereignty and everybody elses sovereignty.if your confused what is sovereignty they explain it the Irish seeking solutions and explanation of sovereignty site www.peoplesinternetradio.com. There they dont do freeman they will go into court and fight battles in court and they often win court cases becuase they are happy to use the system if it suit them .Freemen are religious in not recognizing the court.Comparing sovereignty to freeman is like comparing aircraft to push bikes

Derry

Cleveland Hot Pocket

derry wrote: »

ha ha
you wont be happy until you find true freeman someplace .try some freeman sites they will entertain you .Me I do sovereignty and I am sovereign and I respect your sovereignty and everybody elses sovereignty.if your confused what is sovereignty they explain it the Irish seeking solutions and explanation of sovereignty site www.peoplesinternetradio.com. There they dont do freeman they will go into court and fight battles in court and they often win court cases becuase they are happy to use the system if it suit them .Freemen are religious in not recognizing the court.Comparing sovereignty to freeman is like comparing aircraft to push bikes

Derry

How is your SISTER sharon these days? Still in the band?

derry

Cleveland Hot Pocket wrote: »

How is your SISTER sharon these days? Still in the band?

I think from the question You really dont like the music man or maybe you got the hots for his sister whatever .Maybe your just jealous some 19 year old got a 320d and you want him to suffer for his sins for daring to buy it who knows. So I cant figure out where your questions go with the insurance story so I will ignore you from here on in

Derry

CianRyan

Derry, in relation to "other countries" contesting 3rd party insurance and winning, which countries, when and can you provide the literature to back it up?

Don't tell me to look it up, it's your argument, you provide the proof.
Genuinely interested.

Thanks, Cian.


Btw, do you were those massive rings from the 90's?