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Insuring a Storage Unit

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  • 02-09-2014 11:02am
    #1
    Yawlboy
    Registered Users Posts: 748 ✭✭✭


    I am having difficulty getting insurance on a unit in a commercial park that we are using for storage e.g. some old furniture, boat trailers in summer and boats in winter. I am only looking for building cover not contents as the boats are insured under their own policies and the other contents have no real value.

    This is a modern unit (2007) that was previously used by a builder for storage.

    Can anyone recommend a good insurer for the unit.


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    #2
    oldyouth
    Closed Accounts Posts: 4,754 ✭✭✭oldyouth


    Try a good broker is all I would suggest. With regard to the boats, make sure your insurer knows where you are storing them, as most companies like to see them at your home or in an approved boatyard when out of commission


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    #3
    Yawlboy
    Registered Users Posts: 748 ✭✭✭Yawlboy


    I've tried a few and the ONLY quote I got was over €800!


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    #4
    ravima
    Registered Users Posts: 848 ✭✭✭ravima


    do you own the unit or are you leasing/renting? If the latter, can you approach owner/landlord to insure the building. If it is part of a larger complex, is there a management company who might be able to help. Another suggestion is to talk to other occupiers of units and see who they are insured with.


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    #5
    oldyouth
    Closed Accounts Posts: 4,754 ✭✭✭oldyouth


    Yawlboy wrote: »
    I've tried a few and the ONLY quote I got was over €800!

    For what sum insured?

    To be honest, not many insurers offer commercial policies for less than that. Sometimes, you can get lucky with the local FBD man, who generally have more freedom to quote off the scale


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