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Health Insurance Claim

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  • 18-09-2014 6:51pm
    #1
    jayboi
    Registered Users Posts: 752 ✭✭✭


    Hi im looking for some advice. I had health insurance for years but let it go 3 years ago but 4 months ago I set it up again. I understand its counted as a new policy.
    In the last few weeks I seem to have a shoulder issue (non painful and non emergency but defiantly will need medical attention to correct). I was looking to get peoples opinions before I go about it. Is there any point until 6 months? Will they try and get out of covering me by saying it could of developed before I took up my policy? What are people experiences in similar situations?


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    #2
    LostArt
    Registered Users Posts: 1,813 ✭✭✭LostArt


    If the problem develped after you took out the plan you have waiting period of 6 months for cover, so two months left.
    If it's a pre exisitng condition you'll have a waiting period of a number of years depending on your age.


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    #3
    jayboi
    Registered Users Posts: 752 ✭✭✭jayboi


    LostArt wrote: »
    If the problem develped after you took out the plan you have waiting period of 6 months for cover, so two months left.
    If it's a pre exisitng condition you'll have a waiting period of a number of years depending on your age.
    How would you define if it's pre existing it may have noticed it recently but the root cause may go back longer is it something a doctor or consultant decides?


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