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Advice needed

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  • 08-10-2014 10:18pm
    #1
    Peter117
    Closed Accounts Posts: 26 ✭


    Hey guys,

    Not entirely sure this is correct place to be posting this but gonna try anyway. I'm going on a short holiday soon. I'm stuck right now for cash going away and I'm with permanent tsb. Will I be able to get an overdraft or some sort of loan if you will from them until i get paid the end of the month. I'm not permanently employed I'm on probation but I've been in between jobs twice in the last 3 years so I've had a steady income. I'm only shirt about 3-5 hundred for it. Everything is paid for just spending money is needed. Any advice I'd appreciated and if I've left anything out let me know and I'll update. Thanks. :)


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    #2
    matt70iu
    Registered Users Posts: 415 ✭✭matt70iu


    Hi

    The bank may give you an overdraft if your history with them is good and you've no black mark on your credit rating.

    A loan is out of the question from the bank as most will not lend any less than 1000 or 1500. If you're a member of a credit untion, they might be able to help with a small loan.

    I'd suggest going down the overdraft route and taking it from there. Just be careful to remember that an overdraft is essentially a loan, so don't get dependent on it:)

    Best of luck

    Matt


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    #3
    Peter117
    Closed Accounts Posts: 26 ✭Peter117


    Will they not decline because of the switching jobs though? Just dint wanna go in and they tell me straight off the bat no like


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