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loan

Pason · 2014-10-23 11:08:27

i own my house have my own car van tractor all paid for, but i have no credit history and no job, i have been offered another house but cant afford the legal fees and would like to pay them all at once as that is the way i like to pay things, what i like to know is there anyway i could get a loan on this bases

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23-10-2014 12:08pm

#1

Pason

Registered Users Posts: 95 ✭✭

Join Date: February 2009

Posts: 49

i own my house have my own car van tractor all paid for, but i have no credit history and no job, i have been offered another house but cant afford the legal fees and would like to pay them all at once as that is the way i like to pay things, what i like to know is there anyway i could get a loan on this bases

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#2 23-10-2014 6:44pm
coylemj

Registered Users Posts: 25,437 ✭✭✭✭

Join Date: October 2006

Posts: 24948

The issue when applying for a loan is first and foremost how you propose to repay it, what will your proposal be on that front given that you have no job?

If the house is a gift you will be liable for capital acquisition tax. Either way, the Revenue will be asking your solicitor for your PPS number and will want to know where you got the money to pay for it.

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