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cheapest bank

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  • 25-10-2014 6:15pm
    #1
    159753
    Registered Users Posts: 3 ✭


    hi guys, which is the cheapest bank to use?

    i only need it for my salary and withdraw money from time to time or transfer stuff


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    #2
    Grab All Association
    Registered Users Posts: 3,919 ✭✭✭Grab All Association


    EBS charge you nothing but you have to pay for atm withdrawals 30c each so €1.20pm unless withdrawn in branch. Free to use your debit card.


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    #3
    2012paddy2012
    Registered Users Posts: 2,880 ✭✭✭2012paddy2012


    159753 wrote: »
    hi guys, which is the cheapest bank to use?

    i only need it for my salary and withdraw money from time to time or transfer stuff

    I get pay into bank and have set up direct debits / standing orders absolutely no charges .... Why not check it out .... Begrudge giving those guys anything


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    #4
    JTMan
    Registered Users Posts: 5,540 ✭✭✭JTMan


    159753 wrote: »
    hi guys, which is the cheapest bank to use?

    i only need it for my salary and withdraw money from time to time or transfer stuff

    PTSB. No charges provided you deposit at least 1,500 EUR per month.


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    #5
    coylemj
    Registered Users Posts: 25,437 ✭✭✭✭coylemj


    Chris___ wrote: »
    EBS charge you nothing but you have to pay for atm withdrawals 30c each so €1.20pm unless withdrawn in branch. Free to use your debit card.

    EBS Moneymanager a/c has all the features of a current a/c (except no chequebook) and you can make up to five ATM withdrawals per month with no fees. You get a VISA debit card and there's no charges for POS transactions.

    You have to maintain a positive balance of at least €500 or lodge at least €1,500 p.m.

    http://www.ebs.ie/daily-banking/ebs-moneymanager-account-a-debit-card.html


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    #6
    coylemj
    Registered Users Posts: 25,437 ✭✭✭✭coylemj


    2012paddy2012 wrote: »
    I get pay into bank and have set up direct debits / standing orders absolutely no charges .... Why not check it out .... Begrudge giving those guys anything

    It might help the OP and the rest of us if you stated what bank you're with.


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    #7
    JTMan
    Registered Users Posts: 5,540 ✭✭✭JTMan


    Worth keeping in mind that EBS have relatively poor online banking and no app banking.


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    #8
    kefir32
    Registered Users Posts: 224 ✭✭kefir32


    I find PTSB the most transparent and easiest to deal with in terms of no fees banking. open24 and its app is very straightforward to use. how long this free banking will last is a bit of a concern with the recent stress test result but heres hoping


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    #9
    coylemj
    Registered Users Posts: 25,437 ✭✭✭✭coylemj


    JTMan wrote: »
    Worth keeping in mind that EBS have relatively poor online banking and no app banking.

    No mobile app is a downer but the online (web browser) facilities are as good as BoI as far as I'm concerned, you can move money between accounts, setup payee accounts to transfer money out and pay bills.


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