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Cheque Lodgement question

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  • 30-10-2014 9:33am
    #1
    Gringo180
    Registered Users Posts: 9,205 ✭✭✭


    Hi there just a quick question. My mother has just got a cheque but has no photo id so has no way to cash it. Can I just lodge it into my bank account without her showing some idenification? Im with Ulster Bank.

    Thanks.


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    #2
    P. Breathnach
    Registered Users Posts: 12,089 ✭✭✭✭P. Breathnach


    Unless the cheque is crossed in a restrictive way, the answer is yes. She should sign it on the back to indicate that she is transferring it to you.

    A crossing involves two parallel lines on the face of the cheque with or without associated words. The effect of a crossing is to tell the bank that the cheque should be paid into an account rather than cashed.


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    #3
    Gringo180
    Registered Users Posts: 9,205 ✭✭✭Gringo180


    P. Breathnach wrote: »
    Unless the cheque is crossed in a restrictive way, the answer is yes. She should sign it on the back to indicate that she is transferring it to you.

    A crossing involves two parallel lines on the face of the cheque with or without associated words. The effect of a crossing is to tell the bank that the cheque should be paid into an account rather than cashed.

    Thats great thanks for the swift reply.


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