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Am I insured without NCT?

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  • 30-10-2014 3:06pm
    #1
    DylanII
    Closed Accounts Posts: 1,102 ✭✭✭


    Hi,

    I bought a car recently the NCT expired and I was unable to make my original booking for the NCT test.

    I have made another appointment however, I was unable to get another appointment until January.

    In the meantime is the car still fully insured?


Comments

  • Options
    #2
    Liberty Insurance: Sean
    Company Representative Posts: 235 Verified rep ✭Liberty Insurance: Sean


    DylanII wrote: »
    Hi,

    I bought a car recently the NCT expired and I was unable to make my original booking for the NCT test.

    I have made another appointment however, I was unable to get another appointment until January.

    In the meantime is the car still fully insured?


    Hi DylanII

    Can you PM me your policy details and I will arrange for someone to look into this for you.

    Regards
    Seán


  • Options
    #3
    whomitconcerns
    Registered Users Posts: 4,359 ✭✭✭whomitconcerns


    http://www.libertyinsurance.ie/documents/policydocs/motor_policy_roi.pdf

    From the policy doc, the insurance company has a get out clause if you unfortunately have a claim..try for a cancellation..i got one pretty fast with my old car.

    Duty of care
    12. You or any insured person must:
    a take all reasonable steps to prevent 
    accidents, injuries, loss or damage;
    .
    .... make sure the vehicle is kept 
    in a roadworthy condition and, 
    if necessary, has a valid NCT 
    certificate.


  • Options
    #4
    Heisenberg88
    Banned (with Prison Access) Posts: 87 ✭✭Heisenberg88


    DylanII wrote: »
    Hi,

    I bought a car recently the NCT expired and I was unable to make my original booking for the NCT test.

    I have made another appointment however, I was unable to get another appointment until January.

    In the meantime is the car still fully insured?
    If you ring them up they will put you on a canecellation list and have to provide you with a test within 30 days.


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