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Stupid questions

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    #32
    from_atozinc
    Banned (with Prison Access) Posts: 2,943 ✭✭✭from_atozinc


    runawaybishop wrote: »
    Should be free.


    sure they are hardly going to do it for nothing


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    #33
    MouseTail
    Registered Users Posts: 1,663 ✭✭✭MouseTail


    They get paid their commission from the bank.


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    #34
    runawaybishop
    Registered Users Posts: 9,507 ✭✭✭runawaybishop


    from_atozinc wrote: »
    sure they are hardly going to do it for nothing

    Its not you that pays them


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    #35
    from_atozinc
    Banned (with Prison Access) Posts: 2,943 ✭✭✭from_atozinc


    runawaybishop wrote: »
    Its not you that pays them

    grand, fair enough.Thanks


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    #36
    from_atozinc
    Banned (with Prison Access) Posts: 2,943 ✭✭✭from_atozinc


    and is the the job of a mortgage broker to gather all your information about earnings savings etc and to get the best mortgage that he can for you ?


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    #37
    grahamor
    Registered Users Posts: 872 ✭✭✭grahamor


    from_atozinc wrote: »
    and is the the job of a mortgage broker to gather all your information about earnings savings etc and to get the best mortgage that he can for you ?

    They will basically tell you whats needed and you send directly to them along with a few documents from different banks. They do the rest.

    P60 from previous year
    3 months salary statements
    6 months credit card statements
    6 months savings statements
    Salary certificate
    etc....


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    #38
    from_atozinc
    Banned (with Prison Access) Posts: 2,943 ✭✭✭from_atozinc


    grahamor wrote: »
    They will basically tell you whats needed and you send directly to them along with a few documents from different banks. They do the rest.

    P60 from previous year
    3 months salary statements
    6 months credit card statements
    6 months savings statements
    Salary certificate
    etc....


    Thanks very much.

    And regarding the surveyor that does the snag list. ..... if he found a major structural problem, wood the whole sale be canceled ?


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    #39
    Citizenpain
    Registered Users Posts: 1,940 ✭✭✭Citizenpain


    from_atozinc wrote: »
    Thanks very much.

    And regarding the surveyor that does the snag list. ..... if he found a major structural problem, wood the whole sale be canceled ?

    That'd be up to you


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    #40
    from_atozinc
    Banned (with Prison Access) Posts: 2,943 ✭✭✭from_atozinc


    ok. so what is the norm what this surveyor thing. He comes in....... finds a few things wrong. ...... presume to a value of roughly 2 or 3 k ?

    And then it's up to the buyer to fix these issues after the sale - is that the way it normally works ?


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    #41
    Citizenpain
    Registered Users Posts: 1,940 ✭✭✭Citizenpain


    from_atozinc wrote: »
    ok. so what is the norm what this surveyor thing. He comes in....... finds a few things wrong. ...... presume to a value of roughly 2 or 3 k ?

    And then it's up to the buyer to fix these issues after the sale - is that the way it normally works ?

    He/she might put a value on it ..or might just make the observation . You either fix yourself if you choose to go ahead or renegotiate .. Surveyors reports are not very detailed really


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