Bike Stolen from rented house

TheSheriff

Hey all,

Just wondering can I get some information.

A fairly expensive bike was stolen from my yard in a rented house.

Can this be claimed for on the landlords house insurance?

Cheers

AnonoBoy

I wouldn't think so.

Most landlords would not have content insurance for your stuff.

wench

The landlord has no insurable interest in your property, so he couldn't insure it even if he wanted to.

El_Duderino 09

Doubt it.

thinking about it, your personal belongings don't belong to the LL, I so could he insure them legally? If he doesn't stand to lose by it being stolen, could he possibly insure it?

Edit Wench got there before me. Insurable interest is the term I was thinking of.

hfallada

No. The LL can only insure something that he benefits from its continued existence

TheSheriff

Right ok, cheers for the responses guy!

Just still in the post-robbing ughhhhh mood and thought this might be a glimmer of hope.

Thanks for squashing that hope

CatFromHue

Don't forget to report the robbery.

handlemaster

TheSheriff wrote: »

Right ok, cheers for the responses guy!

Just still in the post-robbing ughhhhh mood and thought this might be a glimmer of hope.

Thanks for squashing that hope

Maybe think about getting insurance for next time

pwurple

Was it a new bike? Less than 3 months old?

Your credit card may offer purchase protection... if something you bought on the credit card is stolen within 90 days you can claim. One of the benefits of credit cards!

Otherwise, insure your own contents.

Mrs OBumble

Just claim off your own insurance.

RossieMan

mrs o bumble, your posts aren't awful helpful lately. thats quite obvious, he may not have insurance. most students dont as they simple cant afford it. (not sure if op is a student)

TheSheriff

RossieMan wrote: »

mrs o bumble, your posts aren't awful helpful lately. thats quite obvious, he may not have insurance. most students dont as they simple cant afford it. (not sure if op is a student)

I am a student, just moved back to Dublin so no I dont have contents insurance.

The bike was probably the most expensive thing I own being honest.

Such is life I guess. Still sucks tough

hfallada

TheSheriff wrote: »

I am a student, just moved back to Dublin so no I dont have contents insurance.

The bike was probably the most expensive thing I own being honest.

Such is life I guess. Still sucks tough

Take it has a very expensive mistake that you wont repeat again. There is a reason why Dubliners all cycle fairly ****ty bikes. Its because they know it will probably be stolen.

OP look out for your bike on adverts, donedeal or gumtree. But call the gardai instead of approaching the guy.Some gardai are helpful.

Mrs OBumble

TheSheriff wrote: »

I am a student, just moved back to Dublin so no I dont have contents insurance.

The bike was probably the most expensive thing I own being honest.

Sorry, but I don't follow the causality there. Neither being a student or moving towns stops you from having contents insurance.

The bike may have been your single-most expensive item, but I suspect it would pall into insignificance if the value of all your other possessions were added together.

Imagine what would happen if there was a fire and you lost all your clothes and study materials.

TheSheriff

Anyway ........................


Rather than getting into the ins and outs of how valuable my possessions are I am just going to say thanks to those who answered the question!

Victor

RossieMan wrote: »

mrs o bumble, your posts aren't awful helpful lately.

Attack the post, not the poster.

Moderator