First insurance policy for a first-time learners permit holder

renemegane

Hi guys!

I am about to get my learners permit and I'm very excited about buying my first car. I have just been looking around insurance offers for myself (Im 25 if it matters), and all the prices I saw were above 2000! Is that a joke? Is there something cheaper than that? Please, share your experience and a website of your insurance company... if it's cheaper than that

Thanks!

Witcher

What car?

renemegane

I am choosing at the moment, but definitely going for something cheap just in case
Was asking for a quote for Matiz 2001

Strider wrote: »

What car?

challengemaster

That's about normal, if even on the cheaper side of quotes you'll get.

You just have to suck it up really.

braddun

become a named driver

renemegane

You are not serious! Is that the price to pay? Isn't it a bit too much?

challengemaster wrote: »

That's about normal, if even on the cheaper side of quotes you'll get.

You just have to suck it up really.

renemegane

Excuse my English. what is a named driver? I can get my full license after 6 months only, if that's what you mean

braddun wrote: »

become a named driver

challengemaster

renemegane wrote: »

You are not serious! Is that the price to pay? Isn't it a bit too much?

I am. It is what it is - Everyone pays around that much (if not higher) on their first policy.

renemegane

Thanks, I thought I might have failed my Google skills exam...

challengemaster wrote: »

I am. It is what it is - Everyone pays around that much (if not higher) on their first policy.

foreversky

Mine was 945€ two named drivers 2 yrs ago.02yaris

renemegane

Which company did you go with?

foreversky wrote: »

Mine was 945€ two named drivers 2 yrs ago.02yaris

foreversky

Zurich.threw champion insurance brockers.

renemegane

Thanks a million, will check them out

foreversky wrote: »

Zurich.threw champion insurance brockers.

renemegane

Is your car still on the go?

renemegane wrote: »

Which company did you go with?

foreversky

Yeap

renemegane

Great stuff! How much was it then?

foreversky wrote: »

Yeap

foreversky

€2300yea man gave me €50 back too.he has a few cars on done deal now.

renemegane

Please, tell me how can I find his offers on donedeal??? I am sorry for all my questions

foreversky wrote: »

€2300yea man gave me €50 back too.he has a few cars on done deal now.

foreversky

Pick roscommon Toyota yaris 3rd line First pic red car.

renemegane

Found it! Thank you so much! Will have a look

foreversky wrote: »

Pick roscommon Toyota yaris 3rd line First pic red car

Conor556

€1770 in my own name at 18 had all lessons done, 98 corolla 1.3g6, asguard is the company and went through campions brokers,,

foreversky

Good luck there great little cars.let us know how u get on....

renemegane

I still think it's mad what they charge... I didnt expect the price to go above a 1000!

Conor556 wrote: »

€1770 in my own name at 18 had all lessons done, 98 corolla 1.3g6, asguard is the company and went through campions brokers,,

renemegane

Thanks! Will do indeed Some time in January I think!

foreversky wrote: »

Good luck there great little cars.let us know how u get on....

dublinjen

Aviva do a fantastic policy for learner drivers if you have a parent already with them.

If you take their lessons (which are around 400 euro - expensive but really good!) you get six months free named driver insurance on your parents car (I got it on two policies because both my parents were aviva insured)

Following that six months regardless of passing your test or not they insure you as a fully qualified driver.

Then if you remain a named driver on an aviva policy of your parent for another six months they will automatically give you a three years no claims bonus with them on your own policy.

I can genuienly say my experience with them has been fantastic, since my parents have a full no claims bonus my insurance right now as a named driver is only 200 euro (for the full policy with my mother With AA included !!!!!) it should be around 700 when I swap over to my own policy.

----p.s. I dont work for aviva or anything, Ive just been really impressed with the service and savings ive made with them

dublinjen

Aviva do a fantastic policy for learner drivers if you have a parent already with them.

If you take their lessons (which are around 400 euro - expensive but really good!) you get six months free named driver insurance on your parents car (I got it on two policies because both my parents were aviva insured)

Following that six months regardless of passing your test or not they insure you as a fully qualified driver.

Then if you remain a named driver on an aviva policy of your parent for another six months they will automatically give you a three years no claims bonus with them on your own policy.

I can genuienly say my experience with them has been fantastic, since my parents have a full no claims bonus my insurance right now as a named driver is only 200 euro (for the full policy with my mother With AA included !!!!!) it should be around 700 when I swap over to my own policy.

----p.s. I dont work for aviva or anything, Ive just been really impressed with the service and savings ive made with them


edit - for reference im a 25 yo female