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Homeowner, Tenant or other?

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  • 01-12-2014 10:51pm
    #1
    wandererz
    Registered Users Posts: 2,568 ✭✭✭


    If one's spouse has a mortgage in his/her name only.
    Subsequently you marry.

    There is no change in title/mortgage etc.

    Are you now a homeowner or a tenant or other?

    P.S. This is in terms of any paperwork that needs to be filled in, in terms of loans and other items.


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    #2
    ted1
    Registered Users Posts: 23,523 ✭✭✭✭ted1


    wandererz wrote: »
    If one's spouse has a mortgage in his/her name only.
    Subsequently you marry.

    There is no change in title/mortgage etc.

    Are you now a homeowner or a tenant or other?

    P.S. This is in terms of any paperwork that needs to be filled in, in terms of loans and other items.

    If your jointly assessed the income, your liable for TAX on rental properties


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    #3
    Trish56
    Registered Users Posts: 1,256 ✭✭✭Trish56


    wandererz wrote: »
    If one's spouse has a mortgage in his/her name only.
    Subsequently you marry.

    There is no change in title/mortgage etc.

    Are you now a homeowner or a tenant or other?

    P.S. This is in terms of any paperwork that needs to be filled in, in terms of loans and other items.

    I would say you are a homeowner as since you are married it is now the family home.


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    #4
    wandererz
    Registered Users Posts: 2,568 ✭✭✭wandererz


    ted1 wrote: »
    If your jointly assessed the income, your liable for TAX on rental properties

    Thanks, but that's not my question.
    I never mentioned rental properties. That doesn't figure into it either.


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    #5
    TrishSimon
    Closed Accounts Posts: 206 ✭✭TrishSimon


    wandererz wrote: »
    If one's spouse has a mortgage in his/her name only.
    Subsequently you marry.

    There is no change in title/mortgage etc.

    Are you now a homeowner or a tenant or other?

    P.S. This is in terms of any paperwork that needs to be filled in, in terms of loans and other items.

    You are now a home owner same thing happened with me I purchased a property June 2008 met my husband Sept 2008 we married June 2012 and he now owns 50% of my apartment. We are going for a joint mortgage now and he is down on paperwork as a home owner.
    Alot of people say if you dont contribute to the mortgage payments you can't have 50% of it but that is just rubbish automatically when you say I do then they are entitled to half by law my solicitor and broker confirmed this.
    Hope that clears it up.


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