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Credit Check

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  • 11-12-2014 1:49pm
    #1
    [Deleted User]
    Posts: 0 ✭


    Hi, I am moving to Canada in the new year and I have been told to provide a credit check to make leasing a new place slightly easier for myself when I get there as I obviously wont have credit built in their country....

    I have read the article on credit history on citizeninformation.ie

    My question is can I go to my bank and get them to check it and obtain some sort of confirmation on paper that my credit history is good

    or

    Do I pay the €6 to get the report myself and that will do? I don't have any idea of the information on the report you would get but I assume it would be universally understood? and I won't be looked at like I have two heads when I produce it on arrival in Canada??:)

    Any help would be appreciated, thanks!


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    #2
    Trish56
    Registered Users Posts: 1,256 ✭✭✭Trish56


    You need to apply to www.icb.ie and pay the €6 to get the Credit Report and yes it will be easily understood . If you have had no borrowings it may be a good idea to bring 12 months current account statements and 12 months savings statements. This would be a good idea even with the Credit Report.
    Also if you rented before perhaps a letter of reference from your landlord.

    Best of luck in your move to Canada.


  • Options
    #3
    [Deleted User]
    Posts: 0 ✭ [Deleted User]


    Thanks for clearing that up for me Trish

    and thanks for the good wishes! appreciate it


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