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Insuring an electric vehicle

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    #32
    DrPhilG
    Registered Users Posts: 12,336 ✭✭✭✭DrPhilG


    Just got my renewal quote.

    Up from €500 to €910!

    I have an outstanding claim which means they know I can't shop around. So they can just charge whatever they want.


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    #33
    grogi
    Registered Users Posts: 8,615 ✭✭✭grogi


    DrPhilG wrote: »
    Just got my renewal quote.

    Up from €500 to €910!

    I have an outstanding claim which means they know I can't shop around. So they can just charge whatever they want.

    Honestly, it is still reasonable... With a settled claim last year you will not get much better anyway.


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    #34
    scudodave
    Registered Users Posts: 78 ✭✭scudodave


    Original quote from Aviva 616, which they reduced to 590. Most quotes in that general ball park. Phoned Zurich as a last resort to my surprise they offer fully comp with bonus protection for under 460. If I bought today.
    Frustrating and time consuming but happy with the quote.
    Scudodave.


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    #35
    Firblog
    Registered Users Posts: 2,045 ✭✭✭Firblog


    Dunno what I'm doing wrong, was quoted €492 by aviva (on phone as wouldn't quote online) and nearly €900 by 25plus :eek:


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    #36
    Fastpud
    Registered Users Posts: 164 ✭✭Fastpud


    Just got quotes of €602, €604 & €783 from AA, FBD and Aviva respectively, nothing near the €300 - €400 people are quoting above. I'm assuming that being a Dub has its drawbacks! Bit disappointed as I hoped to see a reduction.


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    #37
    cros13
    Registered Users Posts: 3,284 ✭✭✭cros13


    Fastpud wrote: »
    Just got quotes of €602, €604 & €783 from AA, FBD and Aviva respectively, nothing near the €300 - €400 people are quoting above. I'm assuming that being a Dub has its drawbacks! Bit disappointed as I hoped to see a reduction.

    Try Zurich.


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    #38
    homer911
    Registered Users Posts: 5,124 ✭✭✭homer911


    Has anyone got any recent experience to add to this? Insurance on my Leaf is up at the end of the month and I've been quoted €374 by Aviva this time around (Two drivers, both over 50, Driver #2 has their own car)


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    #39
    KCross
    Registered Users Posts: 12,125 ✭✭✭✭KCross


    Zurich were the cheapest for me for renewal this month. €349

    Full comp, full bonus protection and 24hr rescue.

    Got crazy figures from others: €600-€800

    Two full license drivers with 2 cars.


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    #40
    isnottheword
    Registered Users Posts: 1,087 ✭✭✭isnottheword


    KCross wrote: »
    Zurich were the cheapest for me for renewal this month. €349

    Full comp, full bonus protection and 24hr rescue.


    That seems to be an excellent quote to me (in an irish context!).


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    #41
    KCross
    Registered Users Posts: 12,125 ✭✭✭✭KCross


    isnottheword wrote: »
    That seems to be an excellent quote to me (in an irish context!).

    I was with AXA and paid €450, I think, last year and their renewal came in the post before xmas at €850!!!!!!!!! And I had been with them for the previous 3 years so they definitely don't understand loyalty. I didn't even call them to give them a chance to requote.

    Zurich were by far the cheapest. I wonder are they giving good quotes for EV's or are they just cheaper in general.


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    #42
    isnottheword
    Registered Users Posts: 1,087 ✭✭✭isnottheword


    KCross wrote: »
    they definitely don't understand loyalty. I didn't even call them to give them a chance to requote.
    The days of loyalty in most business sectors are long gone. That's particularly the case when it comes to financial products - and most definitely when it comes to insurance.
    The only thing you will get for misplaced loyalty these days is punishment (by way of the renewal quotation).
    KCross wrote: »
    Zurich were by far the cheapest. I wonder are they giving good quotes for EV's or are they just cheaper in general.
    I know that my driving profile has changed completely as a result of switching to an EV. I used to drive pretty aggressively and now I'm the complete opposite. I can't help but be a safer insurable risk as a consequence. Whether that sort of stuff gets factored in remains to be seen. Someone made the point on here that EV figures are so low that it wouldn't really make much of a statistical difference.


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    #43
    Scottie99
    Registered Users Posts: 1,256 ✭✭✭Scottie99


    My renewal was around €850 for two years with blue insurance. Two drivers max no claims


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