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Best Bank for 2nd account

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  • 09-01-2015 10:39am
    #1
    e92335i
    Registered Users Posts: 99 ✭✭


    I am with Ulsterbank, I want to open a 2nd bank account to pay all my bills/utilities with.

    I need the second Visa Debit card as weekly shared shopping will come from this new account also. (Someone else will pay some money into this account for same bills/utilities)

    Questions:
    Which Bank has the best costs for the above set up (there will never be over 1200 euro in the account at any time)


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    #2
    JTMan
    Registered Users Posts: 5,540 ✭✭✭JTMan


    e92335i wrote: »
    Which Bank has the best costs for the above set up (there will never be over 1200 euro in the account at any time)

    PTSB will give you a current account with free day-to-day banking provided you deposit at least 1,500 EUR into the account each month.


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    #3
    Fol20
    Registered Users Posts: 3,624 ✭✭✭Fol20


    You could always open a step account with Ulsterbank. It would be quick and easy to transfer funds between the accounts plus they would all still be linked to your one profile with ulster bank.


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    #4
    hfallada
    Closed Accounts Posts: 4,180 ✭✭✭hfallada


    KBC. Their online banking is pretty good(BOI is something from 1998). KBC only charge €6 a quarter and no other fees as long as everything is done on their MasterCard debit. Eg no free ATM withdrawals but cash back is free. But they are a cash free bank. You can't lodge cash into it in a branch


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    #5
    JTMan
    Registered Users Posts: 5,540 ✭✭✭JTMan


    hfallada wrote: »
    KBC. Their online banking is pretty good(BOI is something from 1998). KBC only charge €6 a quarter and no other fees as long as everything is done on their MasterCard debit. Eg no free ATM withdrawals but cash back is free. But they are a cash free bank. You can't lodge cash into it in a branch

    Why pay maintenance fees and ATM fees when you don't have to. Why put up with a cashless branches when you don't have to. I would choose PTSB's current account offering any day over KBC.


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