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Credit Union or Bank for car loan?

EvanKelly6 · 2015-01-13 14:42:37

Hi guys, just wondering if anyone can help me with this. I'm planning on applying for a loan but not sure which one is better for me. I'm with Bank of Ireland and they currently offer a better APR% than the credit union but is there anything else I need to look at? I plan on loaning around €3000 over 2-3 years and maybe…

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13-01-2015 3:42pm

#1

EvanKelly6

Registered Users Posts: 109 ✭✭

Join Date: September 2014

Posts: 98

Hi guys, just wondering if anyone can help me with this. I'm planning on applying for a loan but not sure which one is better for me. I'm with Bank of Ireland and they currently offer a better APR% than the credit union but is there anything else I need to look at? I plan on loaning around €3000 over 2-3 years and maybe pay it back a bit earlier if either of these offer that too? Hope someone can help!

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#2 13-01-2015 4:54pm
VikingG

Registered Users Posts: 527 ✭✭✭

Join Date: October 2010

Posts: 488

I think you answered your own question.... the first thing to look at is the APR and how much it will cost you... the 2nd thing is to see if you can pay off early without a penalty

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