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Nooo, My poor beemer

  • 14-01-2015 9:03pm
    #1
    Registered Users, Registered Users 2 Posts: 2,674 ✭✭✭


    Stopped behind someone at a roundabout, and a few seconds later. hit from behind and sandwiched between them and a suv.

    suqZl2rl.jpg

    wfOiCURl.jpg

    It was cold and the roads were getting slippy. the car that rear ended us had 2 kids in the back, Thankfully they were ok, which is all that really matters. A car can always be replaced.

    But my poor beemer. it was immaculate and I've had it for years and was planing on keeping it for many more. Doubt the insurance will pay anything but scrap value as it's 22 years old. even if it was mint.


«134

Comments

  • Registered Users, Registered Users 2 Posts: 11,865 ✭✭✭✭MuppetCheck


    When I saw the title I thought knob end.

    When I saw the pictures I felt really sorry for your loss:(

    Could buy it back at scrap value and repair it possibly?


  • Closed Accounts Posts: 5,361 ✭✭✭Boskowski


    I felt bad thanking that. There should be a condolences button.


  • Closed Accounts Posts: 5,943 ✭✭✭smcgiff


    Looked sweet. :-(


  • Registered Users Posts: 400 ✭✭Daaryl


    That sucks dude :(


  • Registered Users, Registered Users 2 Posts: 9,660 ✭✭✭Voodoomelon


    That's sad to see. Hopefully the insurance doesn't get too messy with three parties involved.


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  • Registered Users, Registered Users 2 Posts: 2,674 ✭✭✭Skatedude


    Unfortunately, there are creases on all four wings so rear end warped, and the doors on one side are out, only a few mm, but dont think i could afford to get the whole frame pulled straight.

    And besides, lost my job, so not sure i can justify the costs atm


  • Registered Users, Registered Users 2 Posts: 83,517 ✭✭✭✭Atlantic Dawn
    M


    If it's any consolation she bloody looked well on her final trip, still beading.


  • Registered Users, Registered Users 2 Posts: 229 ✭✭travellingbid


    Stopping by to pass my condolences but at least no one was hurt.


  • Moderators, Society & Culture Moderators Posts: 39,802 Mod ✭✭✭✭Gumbo


    Skatedude wrote: »
    Stopped behind someone at a roundabout, and a few seconds later. hit from behind and sandwiched between them and a suv.

    suqZl2rl.jpg

    wfOiCURl.jpg

    It was cold and the roads were getting slippy. the car that rear ended us had 2 kids in the back, Thankfully they were ok, which is all that really matters. A car can always be replaced.

    But my poor beemer. it was immaculate and I've had it for years and was planing on keeping it for many more. Doubt the insurance will pay anything but scrap value as it's 22 years old. even if it was mint.

    Does this car live around the glasnevin area?


  • Registered Users, Registered Users 2 Posts: 1,519 ✭✭✭TrailerBob


    Don't give up on insurance, is it a classic policy, or ordinary? Friend of mine got a decent payout on a 48 year old Mustang that had a bit of a disagreement with an immobile object


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  • Registered Users, Registered Users 2 Posts: 2,674 ✭✭✭Skatedude


    Yep, i live on botanic road,

    Insurance assessor calling in the morning to have a look as i'm on classic ins. However, A 1993 740 is probably listed as a very low value compared to a nice mustang. All i can do is wait and see what they suggest.


  • Registered Users, Registered Users 2 Posts: 4,097 ✭✭✭johndaman66


    Oh play it tough with the insurance company...hold out for as much as you can get. Be prepared to play hard ball with them. How will it work out of curiosity. Will the driver in front of you claim of your insurance and your insurance company will in turn counter claim for them damages from driver who rear ended you of their insurance company along with your damages....correct me if Im incorrect there? (I know you have the option of dealing directly with the guys insurance company who rear ended you as opposed to letting your insurance company deal with it)


  • Closed Accounts Posts: 3,354 ✭✭✭Sobanek


    If this was an E32, it didn't deserve such a crap bodykit. Neither did an E34.


  • Registered Users, Registered Users 2 Posts: 5,875 ✭✭✭Foxhole Norman


    Sobanek wrote: »
    If this was an E32, it didn't deserve such a crap bodykit. Neither did an E34.

    Ah now, there's no need for that, he likes it!

    OP, I can imagine a 93 740 holding some bit of value it's so rare. Show them what they go for right now on the market, look at Pistonheads, find any for sale there and here and use them all as potential evidence.


  • Closed Accounts Posts: 3,354 ✭✭✭Sobanek


    An OEM one would be worth something alright.

    ^I'll say this next time you say tinted tails are gay.


  • Registered Users, Registered Users 2 Posts: 9,617 ✭✭✭ba_barabus


    OP sorry to see this.

    You could always try and source a replacement and transfer over the best parts from this one.


  • Moderators, Business & Finance Moderators, Science, Health & Environment Moderators, Society & Culture Moderators Posts: 51,688 Mod ✭✭✭✭Stheno


    That sucks OP :(


  • Closed Accounts Posts: 1,507 ✭✭✭Nino Brown


    If somebody hits you, can you not demand that they fix the car, if it's rare, regardless of cost? Seems like BS if you have a nice rare car, to just be given the value if it.


  • Registered Users, Registered Users 2 Posts: 2,674 ✭✭✭Skatedude


    The bodykit is a monstrosity, but it's my monstrosity and it was unique. :) Actually, it used to have the beautiful ac schnitzer kit on it years ago. It was destroyed by a joyrider who drove along the footpath and hit me when i was again sitting in traffic. (Never seem to have trouble when moving)

    I tried for years to get another ac kit, but they are very rare and hugely expensive if you can find one. Hence the current kit. Not too many choices for an e32


  • Closed Accounts Posts: 3,354 ✭✭✭Sobanek


    OEM/Alpina/ACS would be anything I'd go into.

    I understand it's your car, but these are so rare now it just hurts to see them with that kind of stuff on them.


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  • Registered Users, Registered Users 2 Posts: 2,674 ✭✭✭Skatedude


    Sobanek wrote: »
    OEM/Alpina/ACS would be anything I'd go into.

    I understand it's your car, but these are so rare now it just hurts to see them with that kind of stuff on them.

    I agree. I tried to source any of the proper kits at the time, but had no luck finding one or that i could afford. only way usually involved buying a whole car to get one, I still check to see if i can find any of the from time to time. Might get lucky this time if there is any chance of saving it.
    Mind you, the kit was fitted nearly 10 years ago, I was young,er and they weren't so rare. I wouldn't do it to one today. it would be a waste of a classic.


  • Posts: 14,344 ✭✭✭✭ [Deleted User]


    Jesus, talk about kicking someone when they're down. Chap's car gets written off and people give out about the bodykit! :confused:

    OP, I hope the insurance company will give you something decent for it. As has been suggested, try to get a few 'for sale' ads that are going for decent money and use these to wrangle as much out of the insurance company as you can.

    I've never had an accident or dealt with insurance companies like this, but from what I understand (from reading on here) they usually make an 'offer' to you, which is lowballing you, on the value of your car, and you try to haggle up from there. So having anything and everything that you can to try to show how expensive/valuable your car is, will do you no harm.


    Glad you weren't hurt.


  • Registered Users, Registered Users 2 Posts: 2,674 ✭✭✭Skatedude


    I'll let you know what they say, but on another piece of bad luck, the other driver is with the same insurance company i am. Much less likely to push claiming from the other driver.

    Either way, i hope it all works out for all of us drivers involved. accidents are never nice to be in regardless of the situation or cause.
    Later, going to sleep off a sore neck.


  • Moderators, Society & Culture Moderators Posts: 39,802 Mod ✭✭✭✭Gumbo


    Skatedude wrote: »
    Yep, i live on botanic road,

    Insurance assessor calling in the morning to have a look as i'm on classic ins. However, A 1993 740 is probably listed as a very low value compared to a nice mustang. All i can do is wait and see what they suggest.

    Know the car and your house well. I wont say more on a public forum. Sorry to hear about this. IIRC, you have one or 2 other nice cars to jump into :)


  • Registered Users, Registered Users 2 Posts: 13,685 ✭✭✭✭wonski


    Nino Brown wrote: »
    If somebody hits you, can you not demand that they fix the car, if it's rare, regardless of cost? Seems like BS if you have a nice rare car, to just be given the value if it.

    I really doubt 93 beemer would fit into that category (if there is one) tbh.

    It's not that rare.

    I really doubt there is an option to fix "regardless of cost" anyway. When it comes to insurance it is all about market value. Classic policy or not full rebuild would be a last resort.

    Sorry to hear this op, try to take as much as you can from the insurer to replace it.
    Look for the ads on the net, even in the uk, add VRT and print them out. Make sure whatever they pay is enough to buy one in the same condition.


  • Registered Users, Registered Users 2 Posts: 9,660 ✭✭✭Voodoomelon


    Can prices from outside the Republic be used as examples? I wouldn't have thought so.


  • Registered Users, Registered Users 2 Posts: 5,875 ✭✭✭Foxhole Norman


    wonski wrote: »
    I really doubt 93 beemer would fit into that category (if there is one) tbh.

    It's not that rare.

    I really doubt there is an option to fix "regardless of cost" anyway. When it comes to insurance it is all about market value. Classic policy or not full rebuild would be a last resort.

    Sorry to hear this op, try to take as much as you can from the insurer to replace it.
    Look for the ads on the net, even in the uk, add VRT and print them out. Make sure whatever they pay is enough to buy one in the same condition.

    His 93 Beemer is a rare car, it's an E32 740i, there's 3 E32's for sale on Pistonheads in the UK and 0 for sale on DoneDeal here. Decent enough chance of a good payout I think.


  • Registered Users, Registered Users 2 Posts: 13,685 ✭✭✭✭wonski


    Can prices from outside the Republic be used as examples? I wouldn't have thought so.

    I thought if the model isn't widely available in Ireland, then UK / Europe prices could be used. Even better if that particular car was an UK import.
    It was on classic policy and as such would require a bit more than just a "book value" from the insurer.

    Just a thought, really, but wouldn't hurt to have a "quote to replace" for insurer.


  • Closed Accounts Posts: 2,285 ✭✭✭Summer wind


    Sorry to see the state of your car. Much the same thing happened me when I was stopped at lights two years ago. I know how much of a pain it can be.


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  • Registered Users, Registered Users 2 Posts: 13,685 ✭✭✭✭wonski


    His 93 Beemer is a rare car, it's an E32 740i, there's 3 E32's for sale on Pistonheads in the UK and 0 for sale on DoneDeal here. Decent enough chance of a good payout I think.

    What I meant is it is not that rare to demand a rebuild "regardless of cost";)

    We are talking €€€ here if this particular car was going back on the road on its frame. Add to that original parts, labour etc... not gonna happen imo.


  • Registered Users, Registered Users 2 Posts: 5,875 ✭✭✭Foxhole Norman


    wonski wrote: »
    What I meant is it is not that rare to demand a rebuild "regardless of cost";)

    We are talking €€€ here if this particular car was going back on the road on its frame. Add to that original parts, labour etc... not gonna happen imo.

    Ah I get ya now, read that wrong!


  • Closed Accounts Posts: 559 ✭✭✭Joe Doe


    Looks like a bit of an severe {dual} impact to do all that, and the older cars usually hold up better than the new lighter tin cans.

    Heard someone say that in most cases of whiplash or personal injury - the effects of it aren't really felt until the following day when the ligaments, muscle tissue damage or spinal misalignments become more inflamed and noticeable. There is often a bit of an adrenaline boost due to shock at these things, and damaged folks are thus still able to jump out to check the damage.

    So if you wake up and can't tie your laces nor raise both arms, one of those web co's with the domain suffix of '4u.com' may be of use...


  • Registered Users, Registered Users 2 Posts: 8,480 ✭✭✭YbFocus


    I feel physically sick looking at that, sorry to see that happen op!


  • Banned (with Prison Access) Posts: 16,620 ✭✭✭✭dr.fuzzenstein


    Skatedude wrote: »
    I'll let you know what they say, but on another piece of bad luck, the other driver is with the same insurance company i am. Much less likely to push claiming from the other driver.

    Either way, i hope it all works out for all of us drivers involved. accidents are never nice to be in regardless of the situation or cause.
    Later, going to sleep off a sore neck.

    To some people that's worth €20k.


  • Banned (with Prison Access) Posts: 380 ✭✭macyard


    Caliden wrote: »




    Not really as clear cut as that without knowing what actually happened.

    But there is a good chance op is the one that has to cover the front of his car damage and the back of the guy he rear ended, he himself would have contributed to his own whiplash (if he has any) so not sure what happens there.

    Insurance company have his area and a rare car with year and will find this thread to see he was coached to claim it for the money.


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  • Registered Users, Registered Users 2 Posts: 1,391 ✭✭✭VeVeX


    kceire wrote: »
    Know the car and your house well. I wont say more on a public forum.

    I thought you were going to tell him you were outside next :P


  • Registered Users Posts: 687 ✭✭✭DakarVert


    His 93 Beemer is a rare car, it's an E32 740i, there's 3 E32's for sale on Pistonheads in the UK and 0 for sale on DoneDeal here. Decent enough chance of a good payout I think.

    I had an '89 E32 735iL (Original Irish)
    Had it on DoneDeal for months, no-one wants them due to tax/running costs.

    I sold it for €550, relatively rust free but had been off the road a few years.


    Sorry for the loss OP.


  • Registered Users, Registered Users 2 Posts: 4,028 ✭✭✭H3llR4iser


    Sorry about the car...as someone who keeps cars for very long times, I understand your position. It's also incredibly annoying having to deal with the insurance nonsense.
    Skatedude wrote: »
    ...as it's 22 years old...
    Skatedude wrote: »
    ... i'm on classic ins...

    How does that work? I was under the impression that the car needs to be 30 years old to be insured as classic? I am interested in this, because a bit ago I turned down a 1992 car that was offered to me due to insurance.
    macyard wrote: »
    The person he hit in front will likely also claim whiplash too and his premium will go up. He is responsible for the guy he rearended as he should have left enough space for there to be no contact.

    I don't think it's so clear cut; It may depend on the first driver's statement. Many years ago my dad (driving my car!) was the first driver in a collision just like this. He stopped at a red light, and a girl stopped behind him.

    About 10 seconds later another woman slammed into the second car which, in turn, collided with mine in front. She hit them full on, no braking marks to be found on the road, and claimed "she didn't see them".

    In the end, the second woman's insurance had to pay damages to both other cars, as my dad clearly stated that both himself and the younger girl had been sitting at the red light for quite some time, before the third car collided with them.


  • Registered Users, Registered Users 2 Posts: 583 ✭✭✭dutopia


    Sorry dude, looked like a sweet car.

    Glad everyone is okay, as you said that's the most important thing :)


  • Registered Users, Registered Users 2 Posts: 7,786 ✭✭✭slimjimmc


    macyard wrote: »
    The person he hit in front will likely also claim whiplash too and his premium will go up. He is responsible for the guy he rearended as he should have left enough space for there to be no contact.

    How many are in the front car op they are who you need to be worried about incase they do the irish thing and claim injury just to be some bucks
    Had a car get rear-ended by another car being shunted into it. The driver who caused the whole thing had to cough up for both cars and I claimed directly against him as advised by my insurer. None of this 'I claim of you, you claim of him' stuff in my case.


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  • Registered Users, Registered Users 2 Posts: 7,786 ✭✭✭slimjimmc


    H3llR4iser wrote: »
    How does that work? I was under the impression that the car needs to be 30 years old to be insured as classic? I am interested in this, because a bit ago I turned down a 1992 car that was offered to me due to insurance.
    There's no single definition of what is classic or not. Classic insurance can be got for 20 year old cars.
    http://www.quoteclassiccarinsurance.ie/faq/


  • Registered Users, Registered Users 2 Posts: 23,157 ✭✭✭✭Alanstrainor


    slimjimmc wrote: »
    There's no single definition of what is classic or not. Classic insurance can be got for 20 year old cars.
    http://www.quoteclassiccarinsurance.ie/faq/

    Some will insure cars that are 15 years old on a classic policy. However these policies usually have conditions for mileage etc on them.


  • Registered Users, Registered Users 2 Posts: 23,157 ✭✭✭✭Alanstrainor


    Lads, stop this talk of insurance fraud.


  • Registered Users, Registered Users 2 Posts: 5,982 ✭✭✭Caliden


    If he has a sore neck beyond 3 days then he should see a doctor.

    Otherwise it's just sore muscles from the shunt as they're muscles that are rarely put under strain which is, like I've said already, perfectly normal having been in 2 rear endings personally.

    He isn't going to get 20k for some muscle soreness that will be gone in a couple of days'

    If the pain lasts beyond that then definitely make a personally injury claim but the OP would only be wasting his time seeing a doctor now only to be told 'that will be gone by tomorrow, come back and see me if it isn't'


  • Registered Users, Registered Users 2 Posts: 880 ✭✭✭celica00


    that truly sucks :( sorry to see the beamer that way :(


  • Registered Users, Registered Users 2 Posts: 2,674 ✭✭✭Skatedude


    quick update. insurance assessor called this morning.he pretty much agreed that it's a financial write off as it would cost far more then the car is valued at. Defiantly needs the whole frame straightened. :(

    As for insurance, i'm on classic insurance as the car is more then 20 years old and limited to 15K millage a year. But to answer the other question, you can get classic insurance at 20 years, but you cant tax it as a classic until it's 30 years, so i still pay the 2 grand a year tax.

    As for my neck, yes its a bit sore as expected, but i'm sure it will be fine in a few days and i have health insurance to cover any issues. I spent years skateboarding,running skateparks and wont even mention what i think of people who see an injury as dollar signs.
    At the moment, i have no transport as it was my daily and only car. Hoping i can borrow my mothers car for a week or so as i've only a week to finish in work before i'm let go.

    I would rather give the car away to someone who might take it on to repair it as i cant afford to. and one of the reasons i picked that body kit is that it sits over the original bumpers which are still underneath so it could easily be returned to stock if i ever found the ac kit i was looking for.

    As for the who claims of who. The insurance company said that the front driver would be claiming off my insurance, then my insurance would claim all those costs as well as the damage to my car back from the person who ran into us.
    Nothing else i can do except wait to hear back.


  • Registered Users, Registered Users 2 Posts: 880 ✭✭✭celica00


    Skatedude wrote: »
    quick update. insurance assessor called this morning.he pretty much agreed that it's a financial write off as it would cost far more then the car is valued at. Definatly needs the whole frame straightened. :(


    Not sure how much the car is worth to you but you could still invest in it and get her straight again etc.:confused: ?
    Or maybe try get the necessary parts and all valued a bit less than what the car is worth (dealer, car friends, ebay) and that way you could still repair her?


  • Registered Users, Registered Users 2 Posts: 1,258 ✭✭✭sogood


    I used to drive a 1990 e32 735 and really liked it. Although being a bit of a purist I didn't fit spoilers or the like, but each to their own. Sorry for your troubles and I hope you reach some sort of satisfactory conclusion.


  • Registered Users, Registered Users 2 Posts: 5,982 ✭✭✭Caliden


    Skatedude wrote: »

    As for the who claims of who. The insurance company said that the front driver would be claiming off me, then my insurance would claim all those costs as well as the damage to me back from the person who ran into us.
    Nothing else i can do except wait to hear back.


    Sorry to go off topic a bit but does this mean you lose your NCB or not?


  • Registered Users, Registered Users 2 Posts: 23,157 ✭✭✭✭Alanstrainor


    Any more talk of this nonsense insurance fraud malarkey and people will just be banned for a month.

    OP, very sorry to see the car in such a state....would be devastated is the same happened mine!


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