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Mortgage Process Query

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  • 13-02-2015 2:26pm
    #1
    kco2010
    Registered Users Posts: 17 ✭


    Hi All,

    I was wondering if you could tell me if a mortgage is arranged through a branch,is the Loan Pack issued by the branch or by another department?

    Also, if an Offer Letter has been signed and returned the a branch but the 6 month life of the offer letter expires before the loan pack is issued, does this mean that the mortgage application must be started again?

    Thank you,
    Karen


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    #2
    Bank of Ireland: Alison
    Closed Accounts Posts: 1,060 ✭✭✭Bank of Ireland: Alison


    Hi Karen

    Thanks for getting in touch with us here on Boards.ie

    All our Mortgage Loan Offers with their associated Loan Packs are issued centrally from Mortgages Head Office. The Loan Packs always issue with the Mortgage Loan Offer and our offers are valid for 6 months.

    If you have any queries or concerns about your own mortgage please contact the Mortgage Advisor in your branch who would be happy to give you any details about the status of your own application. 

    Contact details for all of our branches can be found here

    Thanks again for the interest, if we can help further please let us know.

    Alison


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    #3
    kco2010
    Registered Users Posts: 17 ✭kco2010


    Thank you Alison. I am very concerned about our mortgage and cannot seem to get any concrete answers from our mortgage advisor unfortunately. Our Offer Letter was issued 30th January, signed and returned to the branch a couple of days later but our solicitor still has not received the loan pack so I am just trying to gain an understanding of the process from any source that I can so appreciate your response.

    Thanks again,
    Karen


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